Get paid to open a bank account: 64 bonuses compared

Banks pay $50 to $3,000 to open a new checking, savings or brokerage account, and $500 is typical. Each bonus has conditions, usually a direct deposit or a balance you keep for a few months. We show what you’d have to do, the fees and the deadline, checked against each bank’s own terms.

Offers
64
In bonuses across all 64
$42,575
Typical bonus
$500

Latest check Oct 9, 2026 against each bank's own terms

Your plan

Saved on this device only. Never added to links you share.

Can you set up direct deposit?

Pay from an employer or benefits agency. Most checking bonuses need it.

$

Money you could move in and keep there until the bonus pays.

42 offers

  • Up to $3,000

    3 tiers from $1,000

    Transfer at least $500,000 of qualifying new money or securities to eligible accounts within 45 days of offer enrollment.

    New money
    $500,000 in 45 days
    Cash to keep
    $150,000 for 90 days
    Monthly fee
    $35/mo, waivable
    Apply by
    Jan 27, 2027
    • Branch visit
    • No direct deposit

    Verified Oct 9, 2026

  • First Horizon BankChecking

    First Horizon Private Client Reserve Checking

    Up to $3,000

    3 tiers from $1,000

    Enroll in direct deposit within 90 days and receive at least two qualifying payroll or benefit ACH deposits to checking during the 90-day maintenance window.

    Direct deposits
    2 deposits
    Cash to keep
    $500,000 for 90 days
    Monthly fee
    Not verified
    Apply by
    Oct 30, 2026
    • Branch visit

    Still to check: Your history with First Horizon Bank

    Verified Oct 9, 2026

  • Up to $2,000

    4 tiers from $50

    Make the first deposit during the promotion and fully settle at least $100,000 in net deposits across eligible taxable accounts within 30 calendar days of that deposit.

    New money
    $100,000 in 30 days
    Cash to keep
    $100,000
    Monthly fee
    Not verified
    Apply by
    Nov 30, 2026

    Still to check: Your history with tastytrade

    Verified Oct 9, 2026

  • Charles SchwabBrokerage

    Schwab eligible retail brokerage account

    Up to $1,000

    4 tiers from $100

    Net deposit at least $500,000 in qualifying cash or securities within 45 days.

    New money
    $500,000 in 45 days
    Cash to keep
    No balance requirement
    Monthly fee
    Not verified
    Apply by
    No end date stated

    Still to check: Your history with Charles Schwab

    Verified Oct 9, 2026

  • Up to $800

    2 tiers from $400

    Deposit at least $100,000 in net-new funds within 30 days of opening using promo code SAVE800.

    New money
    $100,000 in 30 days
    Cash to keep
    $100,000 for 45 days
    Monthly fee
    $0
    Apply by
    Jan 10, 2027
    • Code SAVE800

    Still to check: Your history with E*TRADE

    Verified Oct 9, 2026

  • Associated BankChecking

    Associated Access Checking

    Up to $600

    3 tiers from $300

    Receive at least $500 total in recurring employer or government direct deposits within 90 days of opening.

    Direct deposits
    $500 in 90 days
    Cash to keep
    $10,000
    Monthly fee
    $0
    Apply by
    Oct 31, 2026

    Still to check: Your history with Associated Bank

    Verified Oct 9, 2026

  • $600

    Receive at least $1,000 in qualifying payroll or benefit direct deposits in each of up to six monthly tracking periods, beginning the month after opening.

    Direct deposits
    $1,000 × 6 cycles
    Cash to keep
    No balance requirement
    Monthly fee
    $0
    Apply by
    Dec 15, 2026
    • 14 states only

    Still to check: Offered in 14 states only · Your history with BMO

    Verified Oct 9, 2026

  • Huntington BankChecking

    Huntington Platinum Perks Checking

    $600

    Deposit at least $25,000 in new money within 90 days.

    New money
    $25,000 in 90 days
    Cash to keep
    No balance requirement
    Monthly fee
    $25/mo, waivable
    Apply by
    Jan 15, 2027
    • No direct deposit

    Still to check: Your history with Huntington Bank

    Verified Oct 9, 2026

  • Up to $600

    4 tiers from $100

    Transfer at least $200,000 in qualifying net new assets within 45 days of opening.

    New money
    $200,000 in 45 days
    Cash to keep
    $200,000 for 90 days
    Monthly fee
    Not verified
    Apply by
    No end date stated

    Still to check: Your history with Merrill Edge

    Verified Oct 9, 2026

  • Old National BankChecking

    Old National Everyday Checking

    Up to $600

    2 tiers from $300

    Receive at least three qualifying recurring employer or government ACH direct deposits totaling $12,000 during the opening calendar month and the following three calendar months.

    Direct deposits
    $12,000
    Cash to keep
    No balance requirement
    Monthly fee
    $6.95/mo, waivable
    Apply by
    Oct 30, 2026

    Still to check: Your history with Old National Bank

    Verified Oct 9, 2026

  • Old National BankChecking

    Old National Preferred Checking

    Up to $600

    2 tiers from $300

    Receive at least three qualifying recurring employer or government ACH direct deposits totaling $12,000 during the opening calendar month and the following three calendar months.

    Direct deposits
    $12,000
    Cash to keep
    No balance requirement
    Monthly fee
    $15/mo, waivable
    Apply by
    Oct 30, 2026

    Still to check: Your history with Old National Bank

    Verified Oct 9, 2026

  • Up to $500

    3 tiers from $100

    Receive at least $10,000 in qualifying payroll, pension, or government direct deposits within 90 days of opening.

    Direct deposits
    $10,000 in 90 days
    Cash to keep
    No balance requirement
    Monthly fee
    $4.95/mo, waivable
    Apply by
    Jan 31, 2027

    Still to check: Your history with Bank of America

    Verified Oct 9, 2026

  • KeyBankChecking

    Key Select Checking

    $500

    Receive at least $5,000 in eligible ACH direct deposits within 90 days of opening.

    Direct deposits
    $5,000 in 90 days
    Cash to keep
    No balance requirement
    Monthly fee
    Not verified
    Apply by
    Dec 11, 2026

    Still to check: Your history with KeyBank

    Verified Oct 9, 2026

  • Santander BankChecking

    Santander Select Checking

    Up to $500

    2 tiers from $300

    Receive at least one qualifying payroll, pension, or government direct deposit within the first 90 days (starting the next business day for a weekend or holiday opening).

    Direct deposits
    Required
    Cash to keep
    $5,000 for 90 days
    Monthly fee
    $25/mo, waivable
    Apply by
    Dec 18, 2026
    • Branch visit
    • 9 states only

    Still to check: Offered in 9 states only · Your history with Santander Bank

    Verified Oct 9, 2026

  • Santander BankChecking

    Santander Simply Right Checking

    Up to $500

    2 tiers from $300

    Receive at least one qualifying payroll, pension, or government direct deposit within the first 90 days (starting the next business day for a weekend or holiday opening).

    Direct deposits
    Required
    Cash to keep
    $5,000 for 90 days
    Monthly fee
    $10/mo, waivable
    Apply by
    Dec 18, 2026
    • Branch visit
    • 9 states only

    Still to check: Offered in 9 states only · Your history with Santander Bank

    Verified Oct 9, 2026

  • Visions Federal Credit UnionChecking

    Visions Flex Checking

    Up to $500

    3 tiers from $200

    Receive at least two qualifying direct deposits totaling $5,000 within 90 days.

    Direct deposits
    $5,000 in 90 days
    Cash to keep
    No balance requirement
    Monthly fee
    $0
    Apply by
    Dec 31, 2026
    • Code DD500FALL2026

    Still to check: Your history with Visions Federal Credit Union

    Verified Oct 9, 2026

  • U.S. BankChecking

    U.S. Bank Smartly Checking

    Up to $450

    3 tiers from $250

    Enroll in online/mobile banking and receive at least two qualifying direct deposits totaling $8,000 within 90 days of opening.

    Direct deposits
    $8,000 in 90 days
    Cash to keep
    No balance requirement
    Monthly fee
    $12/mo, waivable
    Apply by
    Nov 10, 2026

    Still to check: Your history with U.S. Bank

    Verified Oct 9, 2026

  • Banner BankChecking

    Banner Connected Checking

    Up to $400

    2 tiers from $250

    Receive qualifying payroll or benefit direct deposits totaling $5,000 within 60 days.

    Direct deposits
    $5,000 in 60 days
    Cash to keep
    $5,000 for 90 days
    Monthly fee
    $4/mo, waivable
    Apply by
    Oct 31, 2026
    • 4 states only
    • Code 2026EM

    Still to check: Offered in 4 states only · Your history with Banner Bank

    Verified Oct 9, 2026

  • Banner BankHigh-interest cash

    Banner High Yield Relationship Savings

    $400

    Deposit $25,000 of new money within 60 days.

    New money
    $25,000 in 60 days
    Cash to keep
    $25,000 for 90 days
    Monthly fee
    $10/mo, waivable
    Apply by
    Oct 31, 2026
    • 4 states only
    • Code 2026EM

    Still to check: Offered in 4 states only · Your history with Banner Bank

    Verified Oct 9, 2026

  • ChaseChecking

    Chase Total Checking

    $400

    Qualifying payroll, pension, or government direct deposits totaling $1,000 within 90 days of offer enrollment.

    Direct deposits
    $1,000 in 90 days
    Cash to keep
    No balance requirement
    Monthly fee
    $15/mo, waivable
    Apply by
    Jan 27, 2027

    Still to check: Your history with Chase

    Verified Oct 9, 2026

  • Huntington BankChecking

    Huntington Perks Checking

    $400

    Receive at least $500 in qualifying direct deposits of new money within 90 days.

    Direct deposits
    $500 in 90 days
    Cash to keep
    No balance requirement
    Monthly fee
    $10/mo, waivable
    Apply by
    Jan 15, 2027

    Still to check: Your history with Huntington Bank

    Verified Oct 9, 2026

  • MIDFLORIDA Credit UnionChecking

    MIDFLORIDA Free Checking

    Up to $400

    2 tiers from $200

    Receive at least $4,000 cumulative qualifying ACH payroll, pension, or government direct deposits within 75 days.

    Direct deposits
    $4,000 in 75 days
    Cash to keep
    No balance requirement
    Monthly fee
    $0
    Apply by
    No end date stated

    Still to check: Your history with MIDFLORIDA Credit Union

    Verified Oct 9, 2026

  • SoFi BankChecking

    SoFi Checking and Savings

    Up to $400

    2 tiers from $50

    Eligible recurring direct deposits totaling at least $5,000 within 25 days of the first eligible deposit.

    Direct deposits
    $5,000 in 25 days
    Cash to keep
    No balance requirement
    Monthly fee
    $0
    Apply by
    Dec 31, 2026

    Verified Oct 9, 2026

  • $325

    Complete at least two Enhanced Direct Deposits totaling $3,000 or more within 90 calendar days of opening.

    Direct deposits
    $3,000 in 90 days
    Cash to keep
    No balance requirement
    Monthly fee
    $15/mo, waivable
    Apply by
    Oct 26, 2026

    Still to check: Your history with Citi

    Verified Oct 9, 2026

  • Wells FargoChecking

    Wells Fargo Everyday Checking

    $325

    Receive at least $1,000 in qualifying ACH direct deposits, RTP/FedNow payments, or third-party debit-card credits within 90 days of opening.

    Direct deposits
    $1,000 in 90 days
    Cash to keep
    No balance requirement
    Monthly fee
    $15/mo, waivable
    Apply by
    Oct 13, 2026

    Still to check: Your history with Wells Fargo

    Verified Oct 9, 2026

  • Financial Plus Credit UnionChecking

    Financial Plus checking

    Up to $300

    2 tiers from $150

    Receive at least $1,000 in direct deposits each month for two consecutive months.

    Direct deposits
    $1,000 × 2 cycles
    Cash to keep
    No balance requirement
    Monthly fee
    Not verified
    Apply by
    No end date stated

    Still to check: Your history with Financial Plus Credit Union

    Verified Oct 9, 2026

  • Florida Credit UnionChecking

    Florida Credit Union free checking

    $300

    Receive $500 in qualifying payroll, pension, or government benefit direct deposits within 60 days.

    Direct deposits
    $500 in 60 days
    Cash to keep
    Required
    Monthly fee
    $0
    Apply by
    No end date stated
    • Code 26CHK300

    Still to check: Your history with Florida Credit Union

    Verified Oct 9, 2026

  • Grow Financial Federal Credit UnionChecking

    Grow Financial Checkless Checking

    $300

    Receive two new qualifying payroll, pension, Social Security, or other recurring income direct deposits of at least $500 each within 90 days.

    Direct deposits
    $1,000 in 90 days
    Cash to keep
    No balance requirement
    Monthly fee
    $0
    Apply by
    No end date stated

    Verified Oct 9, 2026

  • KeyBankChecking

    Key Smart Checking

    $300

    Receive at least $2,000 in eligible ACH direct deposits within 90 days of opening.

    Direct deposits
    $2,000 in 90 days
    Cash to keep
    No balance requirement
    Monthly fee
    $0
    Apply by
    Dec 11, 2026

    Still to check: Your history with KeyBank

    Verified Oct 9, 2026

  • TD BankChecking

    TD Beyond Checking

    $300

    Receive $2,500 total in eligible direct deposits within 60 days of opening; each must be at least $250.

    Direct deposits
    $2,500 in 60 days
    Cash to keep
    No balance requirement
    Monthly fee
    $25/mo, waivable
    Apply by
    Nov 30, 2026

    Still to check: Your history with TD Bank

    Verified Oct 9, 2026

  • Banner BankSavings

    Banner Connected Savings

    $250

    Deposit at least $5,000 of money new to Banner within 60 days.

    New money
    $5,000 in 60 days
    Cash to keep
    $5,000 for 90 days
    Monthly fee
    Not verified
    Apply by
    Oct 31, 2026
    • 4 states only
    • Code 2026EM

    Still to check: Offered in 4 states only · Your history with Banner Bank

    Verified Oct 9, 2026

  • California Credit UnionChecking

    California Credit Union eChecking

    $250

    Establish qualifying payroll direct deposit within 120 days and receive at least $400 in each of three months.

    Direct deposits
    $400 × 3 cycles
    Cash to keep
    No balance requirement
    Monthly fee
    $0
    Apply by
    No end date stated

    Still to check: Your history with California Credit Union

    Verified Oct 9, 2026

  • Capital OneChecking

    Capital One 360 Checking

    $250

    Receive at least two qualifying payroll, pension, government, or other regular-income direct deposits of at least $500 each within 75 days of opening.

    Direct deposits
    $1,000 in 75 days
    Cash to keep
    No balance requirement
    Monthly fee
    $0
    Apply by
    No end date stated
    • Code CHECKING250

    Still to check: Your history with Capital One

    Verified Oct 9, 2026

  • ChaseSavings

    Chase Savings

    Up to $200

    2 tiers from $100

    Deposit at least $10,000 in new money within 30 days of enrollment.

    New money
    $10,000 in 30 days
    Cash to keep
    $10,000 for 90 days
    Monthly fee
    $5/mo, waivable
    Apply by
    Jan 27, 2027

    Still to check: Your history with Chase

    Verified Oct 9, 2026

  • TD BankChecking

    TD Complete Checking

    $200

    Receive $500 in qualifying payroll, pension, or government direct deposits, each at least $250, within 60 days of opening.

    Direct deposits
    $500 in 60 days
    Cash to keep
    No balance requirement
    Monthly fee
    $15/mo, waivable
    Apply by
    Nov 30, 2026

    Still to check: Your history with TD Bank

    Verified Oct 9, 2026

  • TD BankSavings

    TD Signature Savings

    $200

    Deposit at least $10,000 within 20 days of opening.

    New money
    $10,000 in 20 days
    Cash to keep
    $10,000 for 90 days
    Monthly fee
    Not verified
    Apply by
    Nov 30, 2026

    Still to check: Your history with TD Bank

    Verified Oct 9, 2026

  • ChaseChecking

    Chase Secure Banking

    $175

    Complete 10 qualifying transactions within 60 days of enrollment.

    Deposit
    None required
    Cash to keep
    No balance requirement
    Monthly fee
    $4.95/mo, waivable
    Apply by
    Jan 27, 2027
    • No direct deposit

    Still to check: Your history with Chase

    Verified Oct 9, 2026

  • $125

    Teen completes five qualifying debit purchases, Zelle payments, ACH credits, mobile check deposits, or online bill payments within 60 days of offer enrollment.

    Deposit
    None required
    Cash to keep
    No balance requirement
    Monthly fee
    $0
    Apply by
    Jan 27, 2027
    • Branch visit
    • No direct deposit

    Still to check: Your history with Chase

    Verified Oct 9, 2026

  • Charles SchwabBrokerage

    Schwab Starter Kit brokerage account

    $50

    Fund with at least $50 of assets new to Schwab within 30 days of enrolling.

    New money
    $50 in 30 days
    Cash to keep
    No balance requirement
    Monthly fee
    $0
    Apply by
    No end date stated

    Still to check: Your history with Charles Schwab

    Verified Oct 9, 2026

  • 1% match

    Initiate a qualifying transfer of cash or securities from an external taxable brokerage account; match equals 1% of net settled transfer value.

    New money
    Any amount
    Cash to keep
    Required
    Monthly fee
    Not verified
    Apply by
    No end date stated

    Verified Oct 9, 2026

  • 3% match

    Initiate a qualifying Webull-to-Public taxable brokerage ACATS transfer during October 7–26, 2026; 3% applies to net settled value up to the $1 million cap.

    New money
    Any amount
    Cash to keep
    Required
    Monthly fee
    Not verified
    Apply by
    Oct 26, 2026

    Verified Oct 9, 2026

  • 3% match

    Initiate a qualifying Webull-to-Robinhood ACATS transfer during October 7–16, 2026; the uncapped 3% match applies to settled transfer value after margin debits and withdrawals from all Robinhood Platform accounts through October 16.

    New money
    Any amount
    Cash to keep
    Required
    Monthly fee
    Not verified
    Apply by
    Oct 16, 2026

    Verified Oct 9, 2026

Offer terms can change. Confirm current eligibility and terms with the bank before applying.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 11, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.