Florida Credit Union
CheckingVerified Oct 9, 2026
Florida Credit Union free checking: $300 bonus
Receive $500 in qualifying payroll, pension, or government benefit direct deposits within 60 days.
- Direct deposits
- $500 in 60 days
- Cash to keep
- Required
- Monthly fee
- $0
- Apply by
- No end date stated
Bonus
$300
Offer code
26CHK300Enter it when you apply.
Read the bank's terms · Offer terms can change. Confirm current eligibility and terms with the bank before applying.
Your fit
Add your state, direct deposit and cash to check this offer's conditions against your situation.
- 1 thing to check: Your history with Florida Credit Union
This checks the published conditions only. The bank decides who is approved.
Steps to earn
Complete all 3 steps for $300
Opening deposit
Open with $5 and maintain the required membership savings balance.
- $5
Direct deposit
Receive $500 in qualifying payroll, pension, or government benefit direct deposits within 60 days.
- $500
- Within 60 days of opening
Keep a balance
Keep the checking account open and in good standing for at least 90 days.
- Keep it for 90 days
Timeline
Add a date to put the deadlines on a calendar. Only steps timed from opening get a date.
No application deadline stated
Open the account with $5
Direct deposit
Day 60 after opening
Receive $500 in qualifying payroll, pension, or government benefit direct deposits within 60 days.
Keep a balance
Keep the checking account open and in good standing for at least 90 days.
Bonus paid
Credited after the account remains open and in good standing for 90 days.
Money and fees
- Bonus
- $300
- Monthly fees
- No monthly fee
- Bonus after fees, before tax
- $300
Cash to keep in the account
Required — amount set by the terms
Keep the checking account open and in good standing for at least 90 days.
After the bonus
- Account type
- Checking
- Monthly fee
- $0
- APY
- Not stated in the terms we reviewed
- Early closure fee
- Not stated in the terms we reviewed
- How to open
- Not verified
Eligibility
Where it's offered
The bank's terms don't list states. Check availability on the bank's site before applying.
Who can get it
New customers only. If you've had an account with Florida Credit Union, check the look-back period in the terms.
Use promo code 26CHK300. Must be 18+, meet Florida Credit Union membership eligibility (48-county field or another qualifying path), and have had no FCU checking account in the past 24 months. One bonus per household. Membership savings requires $5.
Terms and sources
Checked against flcu.org on Oct 9, 2026. Next check by Oct 23, 2026.
- flcu.org/300Captured Oct 9, 2026
Offer terms can change. Confirm current eligibility and terms with the bank before applying.