Best Citi Credit Cards (2026)

Compare all 25 Citi credit cards ranked by rewards, benefits, and annual fee value.

Citi official site

Premium Citi Cards

$250+ annual fee

Mid-Tier Citi Cards

$1–$249 annual fee

Citi Strata Premier Card

Citi Strata Premier Card

Mastercard World Elite

Fee
$95
Bonus
60,000 points
Base
1X

10X Hotels · 10X Car Rentals · 10X Attractions · 3X Hotels

No Annual Fee Citi Cards

$0 annual fee

Citi Double Cash Card

Citi Double Cash Card

Mastercard Standard

Fee
$0
Bonus
$200 cash back
Base
2X

5X Hotels · 5X Car Rentals · 5X Attractions

Citi Strata Credit Card

Citi Strata Credit Card

Mastercard Standard

Fee
$0
Bonus
20,000 points
Base
1X

5X Hotels · 5X Car Rentals · 5X Attractions · 3X Grocery Stores

TSC Visa Card

Visa Traditional

Fee
$0
Base
1X

3X Gas Stations · 3X Grocery Stores · 3X Veterinary

Birch Lane Mastercard

Birch Lane Mastercard

Mastercard Standard

Fee
$0
Bonus
$40 discount
Base
1X

3X Grocery Stores · 2X Online Shopping

AllModern Mastercard

AllModern Mastercard

Mastercard Standard

Fee
$0
Bonus
$40 discount
Base
1X

3X Grocery Stores · 2X Online Shopping

Joss & Main Mastercard

Mastercard Standard

Fee
$0
Bonus
$40 discount
Base
1X

3X Grocery Stores · 2X Online Shopping

Other Citi Cards

Annual fee not published

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.