CardRewards.ai ("we," "us," or "our") operates the website at cardrewards.ai and related services (collectively, the "Service"). This Privacy Policy explains what information we collect, how we use it, and your choices regarding that information.

Information You Provide

• Account information: If you create an account, we collect your email address and any profile information you choose to provide.
• Spending preferences: Categories and amounts you enter when using our recommendation engine. This data is used solely to generate personalized card recommendations.
• Contact form submissions: Name, email, and message content when you contact us.

Information Collected Automatically

• Usage data: Pages visited, search queries, recommendation results viewed, and interaction patterns.
• Device information: Browser type, operating system, screen resolution, and device identifiers.
• Log data: IP address, access times, and referring URLs.
• Cookies: See our Cookie Policy for details.

• Generate personalized credit card recommendations based on your spending inputs.
• Operate, maintain, and improve the Service.
• Respond to your inquiries and provide customer support.
• Send transactional emails (account confirmation, password resets). We do not send marketing emails unless you opt in.
• Analyze aggregate usage patterns to improve our recommendation engine and content.
• Detect and prevent fraud or abuse.

We do not sell your personal information. We may share information in the following limited circumstances:

• Service providers: Third-party services that help us operate the Service (hosting, analytics, email delivery). These providers are contractually obligated to protect your data.
• Legal requirements: When required by law, subpoena, or to protect our rights, safety, or property.
• Business transfers: In connection with a merger, acquisition, or sale of assets, with notice to affected users.

We retain your account information for as long as your account is active. Spending preference inputs used for recommendations are processed in real time and are not stored permanently unless you save them to your account. You may delete your account at any time, and we will remove your personal data within 30 days.

We use industry-standard security measures to protect your information, including encryption in transit (TLS) and at rest, secure authentication, and regular security reviews. No method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Depending on your location, you may have the right to:

• Access the personal data we hold about you.
• Request correction of inaccurate data.
• Request deletion of your data.
• Object to or restrict certain processing.
• Data portability (receive your data in a structured format).
• Withdraw consent where processing is based on consent.

To exercise these rights, contact us at privacy@cardrewards.ai.

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, request deletion, and opt out of the sale of personal information. We do not sell personal information. To make a request, contact us at privacy@cardrewards.ai.

If you are accessing the Service from outside the United States, your information may be transferred to and processed in the United States. By using the Service, you consent to this transfer.

The Service is not intended for children under 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us and we will delete it promptly.

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on this page with a revised "Last updated" date. Your continued use of the Service after changes constitutes acceptance of the updated policy.

If you have questions about this Privacy Policy, contact us at:

• Email: privacy@cardrewards.ai
• Contact form: cardrewards.ai/contact