Featured · Cash Back
How to choose a cash back card from your actual spending
A 3% card can earn less than a 2% card. Compare annual cash back on your real spending, apply caps and merchant rules, then subtract fees.
6 min read
Articles
3 guides to points, cash back, welcome offers, and card strategy, with live card data in every one.
Points & Miles
How to calculate cents per point without inflating the value
Cents per point is the cash cost a redemption replaces, divided by the points used. How to handle award fees, comparable fares, and transfer bonuses honestly.
6 min read
Guides
Statement balance vs. current balance: What should you pay?
Paying the remaining statement balance by the due date generally avoids purchase interest. When that rule holds, and when a carried balance or cash advance changes it.
6 min read