Find the Best Card for How You Spend

Compare 266 credit cards by rewards, benefits, and value. Search any card, category, or merchant.

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Restaurants

Earn twice on dinner at 55,520 restaurants

Pay with a card that earns on dining and link it to a dining program like Rakuten Dining or an airline's Rewards Network program. One bill earns both: 14 programs across 6,535 cities.

  1. 1Pay with a card that earns on dining
  2. 2Link it to a dining program, once
  3. 3Eat out: both pay you on the same bill
Paesano Restaurant & Wine Bar

$100 at Paesano Restaurant & Wine Bar

  • American Express Gold Card ($325 annual fee)
  • + Rakuten Dining: $5.00 cash back, or ≈$5.50 as points

≈$11.50 in value after setup

How this adds up

Best cards for dining

Ranked by value per dollar at restaurants

Bilt Obsidian Card
Bilt Obsidian Card
  1. 1.3x on Dining — points worth 2.2¢ each. 3X applies only while dining is the elected 3X category (dining or grocery). Dining is the default at account opening; grocery can be chosen within 30 days of opening or each January.
  2. 2.$200 in rewards bonus (~$200 value)
$95/yr
MastercardCore Rate
American Express Gold Card
American Express Gold Card
  1. 1.4x on Dining — points worth 1.5¢ each
  2. 2.$120 Dining Credit (up to $10/mo); $84 Dunkin' Credit (up to $7/mo); $100 Resy Credit (up to $50/6mo) — not counted in estimated value or ranking; eligible use has not been established
$325/yr
AmexCore Rate
Chase Sapphire Preferred Card
Chase Sapphire Preferred Card
  1. 1.3x on Dining — points worth 1.8¢ each
  2. 2.75,000 points bonus (~$1,350 value)
$95/yr
VisaCore Rate
Citi Strata Premier Card
Citi Strata Premier Card
  1. 1.3x on Dining — points worth 1.6¢ each
  2. 2.60,000 points bonus (~$960 value)
$95/yr
MastercardCore Rate
U.S. Bank Altitude Go® Secured Visa® Card
U.S. Bank Altitude Go® Secured Visa® Card
  1. 1.4x on Dining
No annual fee
VisaCore Rate
BMO Escape
  1. 1.4x on Dining
  2. 2.45,000 points bonus (~$315.00 value)
$150/yr
MastercardCore Rate
Verizon Visa Card
  1. 1.4% cash back on Dining
  2. 2.$150 statement credit bonus (~$150 value)
No annual fee
VisaCore Rate
Wells Fargo Autograph Visa Credit Card
Wells Fargo Autograph Visa Credit Card
  1. 1.3x on Dining — points worth 1.3¢ each
  2. 2.20,000 points bonus (~$250 value)
  3. 3.Up to 1.6¢/pt via Choice Privileges
No annual fee
VisaCore Rate
Bilt Palladium Card
  1. 1.50,000 points bonus (~$1,100.00 value)
$495/yr
Mastercard
Chase Sapphire Reserve
Chase Sapphire Reserve
  1. 1.3x on Dining — points worth 1.8¢ each
  2. 2.Exclusive Tables Dining Credit (up to $300/yr); DoorDash DashPass & Credits (up to $35/mo) — not counted in estimated value or ranking; eligible use has not been established
  3. 3.100,000 points bonus (~$1,800 value)
$795/yr
VisaCore Rate

 

Bank bonuses

Bank bonuses up to $3,000

64 checking, savings and brokerage offers, each checked against the bank's own terms. Every bonus shows the deposit it needs.

Compare all 64 bank bonuses

Best Cards for Travel

Citi Strata Premier Card
Citi Strata Premier Card
  1. 1.10x on Hotels & Lodging booked through the required portal — points worth 1.6¢ each
  2. 2.Lost or Damaged Luggage Insurance; Annual Hotel Savings Benefit (up to $100/yr); MasterRental Coverage (Car Rental Insurance); Trip Cancellation and Interruption Insurance; Trip Delay Protection — not counted in estimated value or ranking; eligible use has not been established
  3. 3.60,000 points bonus (~$960 value)
$95/yr
MastercardCore Rate
Capital One Venture X Rewards Credit Card
  1. 1.10x on Hotels & Lodging booked through the required portal — points worth 1.3¢ each
  2. 2.Lifestyle Collection; Capital One Lounge Access; Global Entry or TSA PreCheck Credit (up to $120/4yr); Priority Pass Lounge Access; Primary Auto Rental Collision Damage Waiver; $300 Annual Capital One Travel Credit (up to $300/yr) — not counted in estimated value or ranking; eligible use has not been established
  3. 3.75,000 miles bonus (~$975 value)
$395/yr
VisaCore Rate
Bilt Palladium Card
  1. 1.2x on Travel — points worth 2.2¢ each
  2. 2.$400 Bilt Travel Hotel credit (up to $400); MasterRental Coverage; Priority Pass Airport Lounge Access — not counted in estimated value or ranking; eligible use has not been established
  3. 3.50,000 points bonus (~$1,100.00 value)
$495/yr
MastercardCore Rate
Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
  1. 1.5x on Hotels & Lodging booked through the required portal — points worth 1.3¢ each
  2. 2.Capital One Lounge Discounted Access; Emergency Card Replacement & Cash Advance; Global Entry or TSA PreCheck Credit (up to $120/4yr); Hertz Five Star Status; Capital One Travel Price Protection; Auto Rental Collision Damage Waiver; Travel Accident Insurance; 24-Hour Travel Assistance Services — not counted in estimated value or ranking; eligible use has not been established
  3. 3.75,000 miles bonus (~$975 value)
$95/yr
MastercardCore Rate
Chase Sapphire Reserve
Chase Sapphire Reserve
  1. 1.4x on Flights booked direct — points worth 1.8¢ each
  2. 2.Annual Travel Credit (up to $300/yr); The Edit by Chase Travel Hotel Credit (up to $500/yr); Air Canada Maple Leaf Lounge Access; Global Entry or TSA PreCheck Credit (up to $120/4yr); Lyft Monthly Credit (up to $10/mo); Primary Rental Car Insurance; Priority Pass Select Membership; Roadside Assistance; Chase Sapphire Lounge by The Club; Travel Accident Insurance; Travel and Emergency Assistance Services; Reserve Travel Designer — not counted in estimated value or ranking; eligible use has not been established
  3. 3.One-time benefit — Select Hotels Credit (2026)
$795/yr
VisaCore Rate
Wells Fargo Autograph Journey Visa Credit Card
Wells Fargo Autograph Journey Visa Credit Card
  1. 1.5x on Hotels & Lodging booked direct — points worth 1.3¢ each
  2. 2.$50 annual statement credit (up to $50/yr); Travel and Emergency Services Assistance; Auto Rental Collision Damage Waiver — not counted in estimated value or ranking; eligible use has not been established
  3. 3.60,000 points bonus (~$750 value)
$95/yr
VisaCore Rate
American Express Gold Card
American Express Gold Card
  1. 1.5x on Hotels & Lodging booked through the required portal — points worth 1.5¢ each
  2. 2.Global Assist Hotline; The Hotel Collection; Car Rental Loss and Damage Insurance; $120 Uber Cash (up to $10/mo) — not counted in estimated value or ranking; eligible use has not been established
$325/yr
AmexCore Rate
Citi Strata Credit Card
Citi Strata Credit Card
  1. 1.5x on Hotels & Lodging booked through the required portal — points worth 1.6¢ each
  2. 2.Citi Travel® — not counted in estimated value or ranking; eligible use has not been established
  3. 3.20,000 points bonus (~$320 value)
No annual fee
MastercardCore Rate
Citi / AAdvantage Executive World Legend Mastercard
Citi / AAdvantage Executive World Legend Mastercard
  1. 1.12x on Hotels & Lodging booked through the required portal — points worth 1.0¢ each. Eligible car rentals must be booked through aadvantagecars.com. Eligible hotels must be booked through aadvantagehotels.com.
  2. 2.Up to $500 Back on American Airlines Vacations Purchases (up to $500/yr); Admirals Club Membership; Worldwide Car Rental Insurance; First Checked Bag Free; Global Entry or TSA PreCheck Credit (up to $120/4yr); Up to $100 Back on Inflight and Eligible Admirals Club Purchases (up to $100/yr); Up to $180 in Lyft Credits (up to $180/yr); Up to $120 Back on Eligible Avis® and Budget car rentals (up to $120) — not counted in estimated value or ranking; eligible use has not been established
  3. 3.125,000 miles bonus (~$1,250 value)
$695/yr
MastercardCore Rate
Fidelity Rewards Visa Signature Card
Fidelity Rewards Visa Signature Card
  1. 1.Global Entry or TSA PreCheck application fee credit (up to $100/4yr); Auto Rental Collision Damage Waiver; Visa Signature Travel & Emergency Assistance — not counted in estimated value or ranking; eligible use has not been established
No annual fee
Visa

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 11, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.