Find the Best Card for How You Spend
Compare 266 credit cards by rewards, benefits, and value. Search any card, category, or merchant.
Popular categories
The #1 card for each, by value per dollar
Restaurants
Earn twice on dinner at 55,520 restaurants
Pay with a card that earns on dining and link it to a dining program like Rakuten Dining or an airline's Rewards Network program. One bill earns both: 14 programs across 6,535 cities.
- 1Pay with a card that earns on dining
- 2Link it to a dining program, once
- 3Eat out: both pay you on the same bill
$100 at Paesano Restaurant & Wine Bar
- American Express Gold Card ($325 annual fee)
- + Rakuten Dining: $5.00 cash back, or ≈$5.50 as points
≈$11.50 in value after setup
How this adds up
Best cards for dining
Ranked by value per dollar at restaurants

- 1.3x on Dining — points worth 2.2¢ each. 3X applies only while dining is the elected 3X category (dining or grocery). Dining is the default at account opening; grocery can be chosen within 30 days of opening or each January.
- 2.$200 in rewards bonus (~$200 value)

- 1.4x on Dining — points worth 1.5¢ each
- 2.$120 Dining Credit (up to $10/mo); $84 Dunkin' Credit (up to $7/mo); $100 Resy Credit (up to $50/6mo) — not counted in estimated value or ranking; eligible use has not been established

- 1.3x on Dining — points worth 1.8¢ each
- 2.75,000 points bonus (~$1,350 value)

- 1.3x on Dining — points worth 1.6¢ each
- 2.60,000 points bonus (~$960 value)

- 1.4x on Dining
- 1.4x on Dining
- 2.45,000 points bonus (~$315.00 value)
- 1.4% cash back on Dining
- 2.$150 statement credit bonus (~$150 value)

- 1.3x on Dining — points worth 1.3¢ each
- 2.20,000 points bonus (~$250 value)
- 3.Up to 1.6¢/pt via Choice Privileges
- 1.50,000 points bonus (~$1,100.00 value)

- 1.3x on Dining — points worth 1.8¢ each
- 2.Exclusive Tables Dining Credit (up to $300/yr); DoorDash DashPass & Credits (up to $35/mo) — not counted in estimated value or ranking; eligible use has not been established
- 3.100,000 points bonus (~$1,800 value)
Dining programs that pay on top
Link a card once; the program adds its own miles, points or cash back
Browse restaurants by city
All 6,535 citiesNew York, NY
5,671 restaurants
Los Angeles, CA
2,150 restaurants
Chicago, IL
1,333 restaurants
Miami, FL
1,210 restaurants
Washington, DC
1,168 restaurants
Boston, MA
853 restaurants
San Francisco, CA
802 restaurants
Houston, TX
599 restaurants
Atlanta, GA
562 restaurants
San Diego, CA
527 restaurants
Las Vegas, NV
520 restaurants
Seattle, WA
511 restaurants
Bank bonuses
Bank bonuses up to $3,000
64 checking, savings and brokerage offers, each checked against the bank's own terms. Every bonus shows the deposit it needs.
16 bonuses across checking, savings, brokerage and business
Best Cards for Travel

- 1.10x on Hotels & Lodging booked through the required portal — points worth 1.6¢ each
- 2.Lost or Damaged Luggage Insurance; Annual Hotel Savings Benefit (up to $100/yr); MasterRental Coverage (Car Rental Insurance); Trip Cancellation and Interruption Insurance; Trip Delay Protection — not counted in estimated value or ranking; eligible use has not been established
- 3.60,000 points bonus (~$960 value)
- 1.10x on Hotels & Lodging booked through the required portal — points worth 1.3¢ each
- 2.Lifestyle Collection; Capital One Lounge Access; Global Entry or TSA PreCheck Credit (up to $120/4yr); Priority Pass Lounge Access; Primary Auto Rental Collision Damage Waiver; $300 Annual Capital One Travel Credit (up to $300/yr) — not counted in estimated value or ranking; eligible use has not been established
- 3.75,000 miles bonus (~$975 value)
- 1.2x on Travel — points worth 2.2¢ each
- 2.$400 Bilt Travel Hotel credit (up to $400); MasterRental Coverage; Priority Pass Airport Lounge Access — not counted in estimated value or ranking; eligible use has not been established
- 3.50,000 points bonus (~$1,100.00 value)

- 1.5x on Hotels & Lodging booked through the required portal — points worth 1.3¢ each
- 2.Capital One Lounge Discounted Access; Emergency Card Replacement & Cash Advance; Global Entry or TSA PreCheck Credit (up to $120/4yr); Hertz Five Star Status; Capital One Travel Price Protection; Auto Rental Collision Damage Waiver; Travel Accident Insurance; 24-Hour Travel Assistance Services — not counted in estimated value or ranking; eligible use has not been established
- 3.75,000 miles bonus (~$975 value)

- 1.4x on Flights booked direct — points worth 1.8¢ each
- 2.Annual Travel Credit (up to $300/yr); The Edit by Chase Travel Hotel Credit (up to $500/yr); Air Canada Maple Leaf Lounge Access; Global Entry or TSA PreCheck Credit (up to $120/4yr); Lyft Monthly Credit (up to $10/mo); Primary Rental Car Insurance; Priority Pass Select Membership; Roadside Assistance; Chase Sapphire Lounge by The Club; Travel Accident Insurance; Travel and Emergency Assistance Services; Reserve Travel Designer — not counted in estimated value or ranking; eligible use has not been established
- 3.One-time benefit — Select Hotels Credit (2026)

- 1.5x on Hotels & Lodging booked direct — points worth 1.3¢ each
- 2.$50 annual statement credit (up to $50/yr); Travel and Emergency Services Assistance; Auto Rental Collision Damage Waiver — not counted in estimated value or ranking; eligible use has not been established
- 3.60,000 points bonus (~$750 value)

- 1.5x on Hotels & Lodging booked through the required portal — points worth 1.5¢ each
- 2.Global Assist Hotline; The Hotel Collection; Car Rental Loss and Damage Insurance; $120 Uber Cash (up to $10/mo) — not counted in estimated value or ranking; eligible use has not been established

- 1.5x on Hotels & Lodging booked through the required portal — points worth 1.6¢ each
- 2.Citi Travel® — not counted in estimated value or ranking; eligible use has not been established
- 3.20,000 points bonus (~$320 value)

- 1.12x on Hotels & Lodging booked through the required portal — points worth 1.0¢ each. Eligible car rentals must be booked through aadvantagecars.com. Eligible hotels must be booked through aadvantagehotels.com.
- 2.Up to $500 Back on American Airlines Vacations Purchases (up to $500/yr); Admirals Club Membership; Worldwide Car Rental Insurance; First Checked Bag Free; Global Entry or TSA PreCheck Credit (up to $120/4yr); Up to $100 Back on Inflight and Eligible Admirals Club Purchases (up to $100/yr); Up to $180 in Lyft Credits (up to $180/yr); Up to $120 Back on Eligible Avis® and Budget car rentals (up to $120) — not counted in estimated value or ranking; eligible use has not been established
- 3.125,000 miles bonus (~$1,250 value)

- 1.Global Entry or TSA PreCheck application fee credit (up to $100/4yr); Auto Rental Collision Damage Waiver; Visa Signature Travel & Emergency Assistance — not counted in estimated value or ranking; eligible use has not been established
Highest Welcome Offers on Points Cards
Offers vary by applicant
After $20,000 spend in 3 months

Offers vary by applicant
After $15,000 spend in 3 months

After $30,000 spend in 6 months
Offers vary by applicant
After $12,000 spend in 6 months

After $30,000 spend in 3 months

Offers vary by applicant
After $8,000 spend in 6 months

After $6,000 spend in 3 months

After $8,000 spend in 3 months

After $5,000 spend in 3 months

After $4,000 spend in 3 months