Wells Fargo Rewards
No-annual-fee transfers to premium airlines
At a Glance
Wells Fargo Go Far Rewards launched its transfer partner program in April 2024, transforming from a basic rewards program into a legitimate transferable points player. The standout feature: transfer access is available on the no-annual-fee Autograph card, making it unique among major bank programs. The partner roster focuses heavily on Avios currencies (British Airways, Aer Lingus, Iberia) which share points between programs, plus valuable options like Air France-KLM Flying Blue, Avianca LifeMiles, and JetBlue TrueBlue. The 1:2 transfer ratio to Choice Privileges doubles your points for hotel stays. While smaller than Chase or Amex partner networks, Wells Fargo's strategic partnerships cover all three alliances and provide excellent redemption opportunities. The Autograph Journey's 5x on hotels and 4x on airlines makes it competitive with premium travel cards at a fraction of the annual fee.
Sweet Spots — Best Redemptions
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Book on Iberia instead of British for much lower taxes and surcharges. $32 in fees on Iberia vs. $170+ on British | 3,500 | — | economy | europe |
| Intra-Europe in Economy on a Partner | 4,000 | — | economy | europe |
| Domestic US in Economy | 4,500 | — | economy | united_states |
| Domestic US in Economy on American | 5,000 | — | economy | united_states |
| Domestic US in Business on a Partner | 6,000 | — | economy | united_states |
| US to Europe in Economy | 6,000 | — | economy | europe |
| Domestic US in Economy on a Partner | 6,300 | — | economy | united_states |
| Caribbean | 7,100 | — | — | — |
| US to South America in Economy | 7,100 | — | economy | south_america |
| Domestic US and Canada in Economy | 7,100 | — | economy | united_states |
| Intra-Europe in Economy | 7,500 | — | economy | europe |
| US to Hawaii in Economy | 8,000 | — | economy | united_states |
| Intra-Europe on Star Alliance | 8,000 | — | economy | europe |
| Intra-Europe in Business | 8,000 | — | business | europe |
| US to Canada in Economy | 10,300 | — | economy | united_states |
| US to Mexico in Economy on a Partner | 11,500 | — | economy | central_america |
| Canada to Hawaii in Economy | 11,600 | — | economy | united_states |
| Domestic US in First Class | 12,500 | — | first | united_states |
| US to Mexico in Economy | 14,400 | — | economy | central_america |
| US to Hawaii in Economy on a Partner | 15,000 | — | economy | united_states |
Showing top 20 of 68 sweet spots
Transfer Partners
Transfer to 9 loyalty programs
Airlines
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
| 1:1 | instant | — | — | |
| 1:1 | instant | — | 0.8 cpp | |
| 1:1 | instant | 115% | 1.25 cpp | |
| 1:1 | instant | 100% | 1.35 cpp | |
| 1:1 | instant | 100% | 1.3 cpp | |
| 1:1 | instant | 100% | 1 cpp | |
| 1:1 | instant | 92% | 1.25 cpp | |
| 1:1 | instant | 85% | 1.35 cpp |
Hotels
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
| 1:2 | instant | 108% | 0.8 cpp |
Cards That Earn Wells Fargo Rewards (3)
Program Ratings
FAQs
Can I transfer Wells Fargo points to another person?
Yes, you can transfer or gift points to another Wells Fargo customer for free. This is unique among major bank programs and allows households to pool points for larger redemptions.
Do Wells Fargo Rewards points expire?
No, points don't expire as long as your account is open and in good standing. However, if you close your account, you will forfeit any unredeemed points.
Is there a minimum number of points I can transfer?
No, there is no minimum transfer amount or increment requirement. Unlike competitors that require 1,000-point minimums, you can transfer any amount to airline and hotel partners.
Which Wells Fargo cards earn transferable points?
Only the Autograph ($0 annual fee) and Autograph Journey ($95/year) earn points that can be transferred to airline and hotel partners. The Active Cash earns 2% cash back that can be converted to points but doesn't directly earn transferable points.
How long do Wells Fargo point transfers take?
Most transfers are instant, though some partners may take a few days. Always verify partner award availability before transferring, as transfers are one-way and cannot be reversed.
Can I combine points from multiple Wells Fargo cards?
Yes, you can combine earnings from non-cobranded Wells Fargo cards. The Active Cash 2% cash back can be converted to points and combined with Autograph/Journey points for maximum redemption value.