IHG Dine & Earn: earn 1–8 points per $1 at 21,864 restaurants

Earn IHG One Rewards points at participating restaurants when you pay with a credit or debit card linked to IHG One Rewards Dine & Earn; up to 8 points per $1 depending on membership level.

Restaurants
21,864
Cities
3477
Top tier
1–8 points per $1
VIP
Monthly cap
None listed

How IHG Dine & Earn works, in 4 steps

  1. Join for free with your IHG One Rewards number.

  2. Link a credit or debit card.

  3. Dine at a participating restaurant and pay with a linked card.

  4. Points post to your account; the amount depends on your membership level.

3 tiers, from 1 point per $1 to 1–8 points per $1

TierEarn
BasicWhere you startJoin and link a card; opt out of program emails1 point per $1
SelectOpt in to program emails5 points per $1
VIPAfter 11 qualified dines in a calendar year (the 12th earns at VIP), while opted in to program emails8 points per $1

The 5 best cards to link to IHG Dine & Earn

What a $100 dinner earns with each card linked, at the Basic tier: the card's own rate plus the program's. Dollar values are estimates at our valuations.

  1. American Express Gold Card
    American Express Gold Card$325 annual fee
    ≈$6.606.6%4x Membership Rewards points≈$6.00+100 IHG One Rewards points≈$0.60
  2. Chase Sapphire Preferred Card
    Chase Sapphire Preferred Card$95 annual fee
    ≈$6.006%3x Chase Ultimate Rewards points≈$5.40+100 IHG One Rewards points≈$0.60
  3. Chase Sapphire Reserve
    Chase Sapphire Reserve$795 annual fee
    ≈$6.006%3x Chase Ultimate Rewards points≈$5.40+100 IHG One Rewards points≈$0.60
  4. Citi Strata Premier Card
    Citi Strata Premier Card$95 annual fee
    ≈$5.405.4%3x Citi ThankYou Points≈$4.80+100 IHG One Rewards points≈$0.60
  5. Bilt Palladium Card$495 annual fee≈$5.005%2x Bilt Rewards points≈$4.40+100 IHG One Rewards points≈$0.60
  • One Rewards Network program per card. A card linked to IHG Dine & Earn can't also earn TrueBlue Dining, Eat Around Town, AAdvantage Dining, MileagePlus Dining, SkyMiles Dining, Rapid Rewards Dining, Hilton Honors Dining, Dine Out with Wyndham, Atmos Rewards Dining, or Rakuten Dining, so put your best dining card on the program whose currency you value most and link your other cards elsewhere.

Where IHG Dine & Earn applies: 3,477 cities

Each link opens that city's map filtered to IHG Dine & Earn.

8 restaurants that take IHG Dine & Earn

  • Dessert/Bakery · $$ · Rancho Cucamonga

    American Express Gold Card + Rakuten Dining

    IHG Dine & Earn8xHilton Honors Dining8xEat Around Town6x+8 more
  • &Pizza

    up to12%

    Pizza · $$ · Bergen

    American Express Gold Card + Rakuten Dining

    IHG Dine & Earn8xHilton Honors Dining8xEat Around Town6x+9 more
  • $ · Peoria Crossing

    American Express Gold Card + Upside

    Resy creditIHG Dine & Earn8xHilton Honors Dining8x+11 more
  • #VYBE

    up to8.8%

    Bar/Club/Lounge · Golden Triangle

    American Express Gold Card + Eat Around Town

    IHG Dine & Earn8xHilton Honors Dining8xEat Around Town6x+8 more
  • Japanese · $$ · Neabsco

    American Express Gold Card + Upside

    IHG Dine & Earn8xHilton Honors Dining8xEat Around Town6x+10 more
  • Tapas/Small Plates · $$ · Doral

    American Express Gold Card + Upside

    IHG Dine & Earn8xHilton Honors Dining8xEat Around Town6x+10 more

4 terms to know

  • A card can be linked to only one Rewards Network dining program at a time; linking it to another program removes it from this one.
  • Up to twelve cards can be linked.
  • The program sets no overall limit on what a member can earn; each restaurant sets its own limits, shown on its page.
  • VIP status can also be granted for a limited time in select marketing campaigns.

1 source, verified Oct 9, 2026

Verified against the program's published terms on Oct 9, 2026.

Program terms source(opens in a new tab)

4 questions, answered

How much does IHG Dine & Earn earn?

New members earn 1 point per $1 at the Basic tier. Select earns 5 points per $1 (opt in to program emails); VIP earns 8 points per $1 (after 11 qualified dines in a calendar year (the 12th earns at vip), while opted in to program emails).

Does IHG Dine & Earn stack with my credit card's rewards?

Yes. IHG Dine & Earn pays IHG One Rewards points on top of whatever your card earns at the restaurant. With the American Express Gold Card linked, a $100 dinner earns $6.00 from the card and $0.60 from IHG Dine & Earn: about $6.60 together at our valuations.

Can I link a card to IHG Dine & Earn and another Rewards Network program?

No. A card can be linked to only one Rewards Network program at a time, so a card in IHG Dine & Earn can't also earn TrueBlue Dining, Eat Around Town, AAdvantage Dining, MileagePlus Dining, SkyMiles Dining, Rapid Rewards Dining, Hilton Honors Dining, Dine Out with Wyndham, Atmos Rewards Dining, or Rakuten Dining. Link different cards to different programs.

Where can I use IHG Dine & Earn?

At 21,864 participating restaurants we list across 3,477 cities, the most in New York (1,405). Restaurants join and leave programs, so check the program's own listing before you go.

Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 11, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.