Merrill Edge

BrokerageVerified Oct 9, 2026

Merrill Edge Self-Directed Cash Management Account: up to $600 bonus

Transfer at least $200,000 in qualifying net new assets within 45 days of opening.

Choose your target

Higher tiers ask for more. Your choice updates the steps, money and timeline.

New money
$200,000 in 45 days
Cash to keep
$200,000 for 90 days
Monthly fee
Not verified
Apply by
No end date stated

Selected target

$600

View offer at Merrill Edge

Read the bank's terms · Offer terms can change. Confirm current eligibility and terms with the bank before applying.

Your fit

Add your state, direct deposit and cash to check this offer's conditions against your situation.

  • 1 thing to check: Your history with Merrill Edge

This checks the published conditions only. The bank decides who is approved.

Steps to earn

Complete all 2 steps for $600

  1. New money

    Transfer at least $200,000 in qualifying net new assets within 45 days of opening.

    • $200,000
    • Within 45 days of opening
  2. Keep a balance

    Maintain at least $200,000 in qualifying net new assets for 90 days after meeting the funding requirement.

    • $200,000
    • Keep it for 90 days

All tiers

BonusDeposit to qualifyCash to keepChoose your target
$100New money: $20,000 in 45 days$20,000 for 90 days
$150New money: $50,000 in 45 days$50,000 for 90 days
$250New money: $100,000 in 45 days$100,000 for 90 days
$600New money: $200,000 in 45 days$200,000 for 90 daysSelected

Timeline

Add a date to put the deadlines on a calendar. Only steps timed from opening get a date.

  1. No application deadline stated

  2. Open the account

  3. New money

    Day 45 after opening

    Transfer at least $200,000 in qualifying net new assets within 45 days of opening.

  4. Keep a balance

    Timed from funding the account

    Maintain at least $200,000 in qualifying net new assets for 90 days after meeting the funding requirement.

  5. Bonus paid

    Within two weeks following the 90-day balance period.

Money and fees

Bonus
$600
Monthly fees
Not verified — check the bank's fee schedule
Bonus after fees, before tax
We can't estimate this until the fee is verified.

Cash to keep in the account

$200,000 for 90 days

Is moving the money worth it?

Enter the APY that money earns where it is now. We'll subtract the interest you'd give up.

%

After the bonus

Account type
Brokerage
Monthly fee
Not verified
APY
Not stated in the terms we reviewed
Early closure fee
Not stated in the terms we reviewed
How to open
Online

Eligibility

Where it's offered

The bank's terms don't list states. Check availability on the bank's site before applying.

Who can get it

New customers only. If you've had an account with Merrill Edge, check the look-back period in the terms.

From the bank's terms
For a new individual Merrill Cash Management Account. Enter the offer code during online opening or ask a Merrill advisor to enroll you. Business and certain fiduciary accounts are excluded; transfers from Merrill affiliates do not count. Advisory accounts may incur program fees.

Terms and sources

Checked against merrilledge.com on Oct 9, 2026. Next check by Oct 23, 2026.

Read the bank's terms

Offer terms can change. Confirm current eligibility and terms with the bank before applying.

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