Best Credit Cards for Rent
Ranked by earn rate on rent — cards that make paying rent with a credit card worthwhile.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at Rent. Order can differ from that column because ranking adds the adjustments above.
Bilt Blue Card
Cardless
- +1.25x on rent booked direct — points worth 2.0¢ each
- +$100 in rewards bonus (~$100 value)
- +No annual fee
Bilt Obsidian Card
Cardless
- +1.25x on rent booked direct — points worth 2.0¢ each
- +Annual fee $95. Other listed credits: $100 of Bilt Travel Hotel credit (up to $100). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
- +$200 in rewards bonus (~$200 value)
Capital One Venture Rewards Credit Card
Capital One
- +2x on everything — points worth 1.3¢ each
- +Annual fee $95. Other listed credits: Global Entry or TSA PreCheck Credit (up to $120/4yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
- +75,000 miles bonus (~$975 value)
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Applicable Rate | Effective Value | Annual Fee | Network |
|---|---|---|---|---|
| Bilt Blue CardCardless | 1.25x Bilt Rewards Rent | 2.5¢/$ | $0 | mastercard |
| Bilt Obsidian CardCardless | 1.25x Bilt Rewards Rent | 2.5¢/$ | $95 | mastercard |
| Capital One Venture Rewards Credit CardCapital One | 2x Capital One Miles All Other | 2.6¢/$ | $95 | mastercard |
| Fidelity Rewards Visa Signature CardElan Financial | 2% cash back All Other | 2.0¢/$ | $0 | visa |
| Citi Double Cash CardCiti | 2% cash back All Other | 2.0¢/$ | $0 | mastercard |
| Capital One Venture X Rewards Credit CardCapital One | 2x Capital One Miles All Other | 2.6¢/$ | $395 | visa |
| Bilt Palladium CardCardless | 1.25x Bilt Rewards Rent | 2.5¢/$ | $495 | mastercard |
| SoFi Unlimited 2%SoFi | 2% cash back All Other | 2.0¢/$ | $0 | mastercard |
| Synchrony Premier World Mastercard®Synchrony | 2% cash back All Other | 2.0¢/$ | $0 | mastercard |
| TD Double Up Credit CardTD Bank | 2% cash back All Other | 2.0¢/$ | $0 | visa |
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