Best Credit Cards for Streaming
Ranked by earn rate on streaming services like Netflix, Spotify, Hulu, and Disney+.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at Streaming, after spend caps. Order can differ from that column because ranking adds the adjustments above.
Blue Cash Preferred Card from American Express
American Express
- +6% cash back on Streaming Services
- +Amex Experiences; Disney Bundle Credit (up to $10/mo) — not counted in estimated value or ranking; eligible use has not been established
- +$250 cash back bonus (~$250 value)
Citi Strata Credit Card
Citi
- +3x on Streaming Services — points worth 1.7¢ each. 3X applies while Select Streaming Services is the one Self-Select Category (fitness clubs, select streaming services, live entertainment, cosmetic stores/barber shops/hair salons, or pet supply stores), changeable once each calendar quarter; it is the default at account opening.
- +Citi Entertainment®; Points transfer — not counted in estimated value or ranking; eligible use has not been established
- +20,000 points bonus (~$340 value)
Chase Sapphire Preferred Card
Chase
- +3x on Streaming Services — points worth 1.8¢ each
- +Annual fee $95. Other listed credits: Global Entry, TSA PreCheck or NEXUS Credit (up to $120/4yr); $100 Annual Hotel Credit (up to $100/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
- +One-time benefit — Apple TV Subscription
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Streaming Rate | Effective Value | Annual Fee | Network |
|---|---|---|---|---|
| Blue Cash Preferred Card from American ExpressAmerican Express | 6% cash back | 6.0¢/$ | $95 | amex |
| Citi Strata Credit CardCiti | 3x ThankYou Points | 5.1¢/$ | $0 | mastercard |
| Chase Sapphire Preferred CardChase | 3x Ultimate Rewards | 5.4¢/$ | $95 | visa |
| Wells Fargo Autograph Visa Credit CardWells Fargo | 3x Wells Fargo Rewards | 4.3¢/$ | $0 | visa |
| U.S. Bank Cash+® Visa Signature® CardU.S. Bank | 5% cash back | 5.0¢/$ | $0 | visa |
| Capital One Savor Cash Rewards Credit CardCapital One | 3% cash back | 3.0¢/$ | $0 | mastercard |
| PenFed Platinum Rewards Visa Signature® CardPenFed | 3x points | 3.0¢/$ | $0 | visa |
| Xbox MastercardBarclays | 3x points | 3.0¢/$ | $0 | mastercard |
| Savor Rewards for Good CreditCapital One | 3% cash back | 3.0¢/$ | $0 | mastercard |
| Capital One Savor Student Cash Rewards Credit CardCapital One | 3% cash back | 3.0¢/$ | $0 | mastercard |
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