What benefits does the Blue Cash Preferred Card from American Express have that the Chase Sapphire Preferred Card doesn't?

The Blue Cash Preferred Card from American Express focuses on earn rates, while the Chase Sapphire Preferred Card offers travel credits.

Should I get the Blue Cash Preferred Card from American Express or the Chase Sapphire Preferred Card?

Both cards have the same $95/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

What benefits does the Blue Cash Preferred Card from American Express have that the Chase Sapphire Preferred Card doesn't?

The Blue Cash Preferred Card from American Express focuses on earn rates, while the Chase Sapphire Preferred Card offers travel credits.

Should I get the Blue Cash Preferred Card from American Express or the Chase Sapphire Preferred Card?

Both cards have the same $95/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

What benefits does the Blue Cash Preferred Card from American Express have that the Chase Sapphire Preferred Card doesn't?

The Blue Cash Preferred Card from American Express focuses on earn rates, while the Chase Sapphire Preferred Card offers travel credits.

Should I get the Blue Cash Preferred Card from American Express or the Chase Sapphire Preferred Card?

Both cards have the same $95/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Blue Cash Preferred Card from American Express vs Chase Sapphire Preferred Card

Both cards cost $95/yr. The Blue Cash Preferred Card from American Express is better for streaming, while the Chase Sapphire Preferred Card wins on travel. Here's how they compare.

Blue Cash Preferred Card from American Express

American Express

Chase Sapphire Preferred Card

Chase

Fees & Welcome Offer

Annual Fee

$95(waived year 1)

$95

Welcome Bonus

250 Cash

75,000 Flex point

Earn Rates

Category	Blue Cash Preferred Card from American Express	Chase Sapphire Preferred Card
Grocery Stores	6X

Category-by-Category Winner

The Blue Cash Preferred Card from American Express wins in 6 of 10 categories. The Chase Sapphire Preferred Card leads in 4.

Streaming

Blue Cash Preferred Card from American Express earns 6X vs 3X

Grocery Stores

Blue Cash Preferred Card from American Express earns 6X vs 1X

Transit

Blue Cash Preferred Card from American Express earns 3X vs 1X

Gas Stations

Blue Cash Preferred Card from American Express earns 3X vs 1X

Ridesharing

Blue Cash Preferred Card from American Express earns 3X vs 1X

Tolls

Blue Cash Preferred Card from American Express earns 3X vs 1X

Dining

Chase Sapphire Preferred Card earns 3X vs 1X

Online Groceries

Chase Sapphire Preferred Card earns 3X vs 1X

Grocery Delivery

Frequently Asked Questions

Which card earns more rewards, the Blue Cash Preferred Card from American Express or Chase Sapphire Preferred Card?: The Chase Sapphire Preferred Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
What benefits does the Blue Cash Preferred Card from American Express have that the Chase Sapphire Preferred Card doesn't?: The Blue Cash Preferred Card from American Express focuses on earn rates, while the Chase Sapphire Preferred Card offers travel credits.
Should I get the Blue Cash Preferred Card from American Express or the Chase Sapphire Preferred Card?: Both cards have the same $95/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Amex Blue Cash Preferred Amex Blue Cash Preferred vs Hilton Honors Amex Amex Gold vs Chase Sapphire Preferred Amex Green vs Chase Sapphire Preferred

Explore More

Blue Cash Preferred Card from American Express — Full Review All American Express Cards

Chase Sapphire Preferred Card — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards · Chase cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Blue Cash Preferred Card from American Express vs Chase Sapphire Preferred Card

Both cards cost $95/yr. The Blue Cash Preferred Card from American Express is better for streaming, while the Chase Sapphire Preferred Card wins on travel. Here's how they compare.

Blue Cash Preferred Card from American Express

American Express

Chase Sapphire Preferred Card

Chase

Fees & Welcome Offer

Annual Fee

$95(waived year 1)

$95

Welcome Bonus

250 Cash

75,000 Flex point

Earn Rates

Category	Blue Cash Preferred Card from American Express	Chase Sapphire Preferred Card
Grocery Stores	6X

Category-by-Category Winner

The Blue Cash Preferred Card from American Express wins in 6 of 10 categories. The Chase Sapphire Preferred Card leads in 4.

Streaming

Blue Cash Preferred Card from American Express earns 6X vs 3X

Grocery Stores

Blue Cash Preferred Card from American Express earns 6X vs 1X

Transit

Blue Cash Preferred Card from American Express earns 3X vs 1X

Gas Stations

Blue Cash Preferred Card from American Express earns 3X vs 1X

Ridesharing

Blue Cash Preferred Card from American Express earns 3X vs 1X

Tolls

Blue Cash Preferred Card from American Express earns 3X vs 1X

Dining

Chase Sapphire Preferred Card earns 3X vs 1X

Online Groceries

Chase Sapphire Preferred Card earns 3X vs 1X

Grocery Delivery

Frequently Asked Questions

Which card earns more rewards, the Blue Cash Preferred Card from American Express or Chase Sapphire Preferred Card?: The Chase Sapphire Preferred Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
What benefits does the Blue Cash Preferred Card from American Express have that the Chase Sapphire Preferred Card doesn't?: The Blue Cash Preferred Card from American Express focuses on earn rates, while the Chase Sapphire Preferred Card offers travel credits.
Should I get the Blue Cash Preferred Card from American Express or the Chase Sapphire Preferred Card?: Both cards have the same $95/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Amex Blue Cash Preferred Amex Blue Cash Preferred vs Hilton Honors Amex Amex Gold vs Chase Sapphire Preferred Amex Green vs Chase Sapphire Preferred

Explore More

Blue Cash Preferred Card from American Express — Full Review All American Express Cards

Chase Sapphire Preferred Card — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards · Chase cards

Blue Cash Preferred Card from American Express vs Chase Sapphire Preferred Card

Both cards cost $95/yr. The Blue Cash Preferred Card from American Express is better for streaming, while the Chase Sapphire Preferred Card wins on travel. Here's how they compare.

Blue Cash Preferred Card from American Express

American Express

Chase Sapphire Preferred Card

Chase

Fees & Welcome Offer

Annual Fee

$95(waived year 1)

$95

Welcome Bonus

250 Cash

75,000 Flex point

Earn Rates

Category	Blue Cash Preferred Card from American Express	Chase Sapphire Preferred Card
Grocery Stores	6X

Category-by-Category Winner

The Blue Cash Preferred Card from American Express wins in 6 of 10 categories. The Chase Sapphire Preferred Card leads in 4.

Streaming

Blue Cash Preferred Card from American Express earns 6X vs 3X

Grocery Stores

Blue Cash Preferred Card from American Express earns 6X vs 1X

Transit

Blue Cash Preferred Card from American Express earns 3X vs 1X

Gas Stations

Blue Cash Preferred Card from American Express earns 3X vs 1X

Ridesharing

Blue Cash Preferred Card from American Express earns 3X vs 1X

Tolls

Blue Cash Preferred Card from American Express earns 3X vs 1X

Dining

Chase Sapphire Preferred Card earns 3X vs 1X

Online Groceries

Chase Sapphire Preferred Card earns 3X vs 1X

Grocery Delivery

Frequently Asked Questions

Which card earns more rewards, the Blue Cash Preferred Card from American Express or Chase Sapphire Preferred Card?: The Chase Sapphire Preferred Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
What benefits does the Blue Cash Preferred Card from American Express have that the Chase Sapphire Preferred Card doesn't?: The Blue Cash Preferred Card from American Express focuses on earn rates, while the Chase Sapphire Preferred Card offers travel credits.
Should I get the Blue Cash Preferred Card from American Express or the Chase Sapphire Preferred Card?: Both cards have the same $95/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Amex Blue Cash Preferred Amex Blue Cash Preferred vs Hilton Honors Amex Amex Gold vs Chase Sapphire Preferred Amex Green vs Chase Sapphire Preferred

Explore More

Blue Cash Preferred Card from American Express — Full Review All American Express Cards

Chase Sapphire Preferred Card — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards · Chase cards

Pros & Cons

Pros

+6% cash back at U.S. supermarkets on up to $6,000/year ($360 max annual value)
+6% cash back on select U.S. streaming services with no annual cap
+$120 annual Disney Bundle credit effectively reduces fee to net-negative
+3% cash back at U.S. gas stations and on transit with no spending cap
+0% intro APR for 12 months on purchases and balance transfers

+75,000 point welcome bonus worth $937+ via transfers
+$95 annual fee offset by $50 hotel credit
+1:1 transfer to 13+ airline and hotel partners including Hyatt
+5X on Chase Travel, 3X dining, streaming, online groceries
+Trip cancellation, delay, and lost luggage insurance included

Cons

−$95 annual fee after first year (offset by $120 Disney credit if used)
−2.7% foreign transaction fee makes it poor for international use
−6% grocery cap at $6,000/year limits high-spending households
−Warehouse clubs (Costco, Sam's Club) do not code as supermarkets
−1% back on non-category purchases is below average

−$95 annual fee vs $0 Freedom cards
−No lounge access included
−Secondary rental car coverage only (not primary)
−5/24 rule restricts applicants with 5+ cards in 24 months
−No 0% intro APR offer

Pros & Cons

Pros

+6% cash back at U.S. supermarkets on up to $6,000/year ($360 max annual value)
+6% cash back on select U.S. streaming services with no annual cap
+$120 annual Disney Bundle credit effectively reduces fee to net-negative
+3% cash back at U.S. gas stations and on transit with no spending cap
+0% intro APR for 12 months on purchases and balance transfers

+75,000 point welcome bonus worth $937+ via transfers
+$95 annual fee offset by $50 hotel credit
+1:1 transfer to 13+ airline and hotel partners including Hyatt
+5X on Chase Travel, 3X dining, streaming, online groceries
+Trip cancellation, delay, and lost luggage insurance included

Cons

−$95 annual fee after first year (offset by $120 Disney credit if used)
−2.7% foreign transaction fee makes it poor for international use
−6% grocery cap at $6,000/year limits high-spending households
−Warehouse clubs (Costco, Sam's Club) do not code as supermarkets
−1% back on non-category purchases is below average

−$95 annual fee vs $0 Freedom cards
−No lounge access included
−Secondary rental car coverage only (not primary)
−5/24 rule restricts applicants with 5+ cards in 24 months
−No 0% intro APR offer

Pros & Cons

Pros

+6% cash back at U.S. supermarkets on up to $6,000/year ($360 max annual value)
+6% cash back on select U.S. streaming services with no annual cap
+$120 annual Disney Bundle credit effectively reduces fee to net-negative
+3% cash back at U.S. gas stations and on transit with no spending cap
+0% intro APR for 12 months on purchases and balance transfers

+75,000 point welcome bonus worth $937+ via transfers
+$95 annual fee offset by $50 hotel credit
+1:1 transfer to 13+ airline and hotel partners including Hyatt
+5X on Chase Travel, 3X dining, streaming, online groceries
+Trip cancellation, delay, and lost luggage insurance included

Cons

−$95 annual fee after first year (offset by $120 Disney credit if used)
−2.7% foreign transaction fee makes it poor for international use
−6% grocery cap at $6,000/year limits high-spending households
−Warehouse clubs (Costco, Sam's Club) do not code as supermarkets
−1% back on non-category purchases is below average

−$95 annual fee vs $0 Freedom cards
−No lounge access included
−Secondary rental car coverage only (not primary)
−5/24 rule restricts applicants with 5+ cards in 24 months
−No 0% intro APR offer

Blue Cash Preferred Card from American Express vs Chase Sapphire Preferred Card

Blue Cash Preferred Card from American Express

Chase Sapphire Preferred Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

Frequently Asked Questions

Related Comparisons

Explore More

Blue Cash Preferred Card from American Express vs Chase Sapphire Preferred Card

Blue Cash Preferred Card from American Express

Chase Sapphire Preferred Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

Frequently Asked Questions

Related Comparisons

Explore More

Blue Cash Preferred Card from American Express vs Chase Sapphire Preferred Card

Blue Cash Preferred Card from American Express

Chase Sapphire Preferred Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

Frequently Asked Questions

Related Comparisons

Explore More

Benefits & Features

Pros & Cons

What You Give Up

Which Card Is Right for You?

Benefits & Features

Pros & Cons

What You Give Up

Which Card Is Right for You?

Benefits & Features

Pros & Cons

What You Give Up

Which Card Is Right for You?