Best Credit Cards for Gas
Ranked by effective value per dollar at gas stations and fuel pumps.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at Gas Stations. Order can differ from that column because ranking adds the adjustments above.
Top Pick
Chase Sapphire Preferred Card
Chase
3x Ultimate Rewards on Gas Stations
3x × 1.8¢/pt = 5.4¢ per dollar
- +3x on Gas Stations — points worth 1.8¢ each
- +Global Entry, TSA PreCheck or NEXUS Credit (up to $120/4yr); $100 Annual Hotel Credit (up to $100/yr) — not counted in estimated value or ranking; eligible use has not been established
- +75,000 points bonus (~$1,350 value)
VISACore Rate
5.4¢
per dollar on gas stations
$95/yr
Welcome: 75,000 points
Runner-Up
Citi Strata Credit Card
Citi
3x ThankYou Points on Gas Stations
3x × 1.7¢/pt = 5.1¢ per dollar
- +3x on Gas Stations — points worth 1.7¢ each
- +20,000 points bonus (~$340 value)
- +No annual fee
MASTERCARDCore Rate
5.1¢
per dollar on gas stations
No annual fee
Welcome: 20,000 points
Also Great
PenFed Platinum Rewards Visa Signature® Card
PenFed
5x points on Gas Stations
- +5x on Gas Stations
- +15,000 points bonus (~$105 value)
- +No annual fee
VISACore Rate
5.0¢
per dollar on gas stations
No annual fee
Welcome: 15,000 points
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Gas Stations Rate | Effective Value | Annual Fee | Network |
|---|---|---|---|---|
| Chase Sapphire Preferred CardChase | 3x Ultimate Rewards | 5.4¢/$ | $95 | visa |
| Citi Strata Credit CardCiti | 3x ThankYou Points | 5.1¢/$ | $0 | mastercard |
| PenFed Platinum Rewards Visa Signature® CardPenFed | 5x points | 5.0¢/$ | $0 | visa |
| Citi Strata Premier CardCiti | 3x ThankYou Points | 5.1¢/$ | $95 | mastercard |
| H-D™ H.O.G.™ Elite Visa Signature®U.S. Bank | 5x points | 5.0¢/$ | $99 | visa |
| Wells Fargo Autograph Visa Credit CardWells Fargo | 3x Wells Fargo Rewards | 4.3¢/$ | $0 | visa |
| Verizon Visa CardSynchrony | 4% cash back | 4.0¢/$ | $0 | visa |
| bp rewards Visa®FNBO | 4% cash back | 4.0¢/$ | $0 | visa |
| Choice Privileges Select MastercardWells Fargo | 5x Choice Privileges | 4.0¢/$ | $95 | mastercard |
| The AARP® Essential Rewards Mastercard®Barclays | 3% cash back | 3.0¢/$ | $0 | mastercard |
More Options
#4Citi Strata Premier Card$95/yr
5.1¢/$
#5H-D™ H.O.G.™ Elite Visa Signature®$99/yr
5.0¢/$
#6Wells Fargo Autograph Visa Credit CardNo fee
4.3¢/$
#7Verizon Visa CardNo fee
4.0¢/$
#8bp rewards Visa®No fee
4.0¢/$
#9Choice Privileges Select Mastercard$95/yr
4.0¢/$
#10The AARP® Essential Rewards Mastercard®No fee
3.0¢/$
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