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15¢ Off Every Gallon Plus 3% Cash Back on Dining and Groceries
Save 15¢ on every gallon at 7,000+ bp and Amoco stations, earn 5x on in-store purchases, and collect 3% cash back on dining and groceries — all with $0 annual fee. WalletHub's Best Gas Credit Card for 2024 and 2025.
Up to 5X (Bp)
Highest rate (conditional)
Annual Fee
$0
Foreign Transaction Fee
3%
Network
Visa Traditional
Rewards Currency
Cash
Credit Required
Good
The bp rewards Visa's per-gallon discount beats percentage-based gas cards when gas is under $3/gallon. At $3.50/gallon, the 15¢ discount equals 4.3% back.
Drive 12,000 miles/year at 25 mpg = 480 gallons x 15¢ = $72 annual fuel savings
Grab coffee, snacks, or a car wash at bp and Amoco stores and earn 5 points per dollar — the highest non-fuel earn rate among gas station credit cards.
Spend $50/month on c-store items = $30 cash back per year
Whether it's a sit-down dinner, DoorDash order, or quick takeout, earn 3% cash back on all dining and food delivery purchases with no spending limit.
Spend $400/month on dining = $144 cash back per year
Stack your pantry and your rewards — earn 3% cash back at grocery stores with no annual cap, unlike many competitors that limit spending to $6,000/year.
Spend $650/month on groceries = $234 cash back per year
Benefits & Perks
24/7 pay-per-use roadside assistance including towing, flat tires, jump starts, and lockout help.
You won't be held responsible for unauthorized charges made in store, online, or via mobile device.
Emergency card replacement and cash disbursement services available 24/7 worldwide for lost or stolen cards.
Reviews & Analysis
Best-in-class per-gallon fuel discount (15¢/gal vs Shell's 10¢ and ExxonMobil's 10-12¢). Competitive 3% dining and grocery rate with no cap. $0 annual fee. Drawbacks: brand-locked fuel discount, 32.99% APR, 3% FTF, mobile wallet kills fuel discount.
Details & Terms
| Purchase APR | 32.99% (Variable) |
| Cash Advance APR | 32.99% (Variable) |
| Foreign Transaction Fee | 3% |
Official BP product page with card details, earn rates, and earnify integration information.
Primary card application and benefits landing page with full earn rates, FAQs, and terms.
User reviews, editor review (2.7/5), and market comparison with 399 user reviews. Named Best Gas Credit Card for 2024 and 2025.
Overview of five key things to know about the BP Rewards Visa including flexible rewards and competitive earning rates.
Feature article on the card's earning structure, welcome bonus, and Visa benefits with detailed breakdown.
Editor's take on the BP Rewards Visa including welcome offer analysis, maximizing rewards tips, and alternative card comparisons.
Comprehensive review covering rewards structure, APR, benefits, and comparisons to Citi Custom Cash and Costco Anywhere Visa.
Detailed review with gas discount vs cash back comparison table, pros/cons, and earning structure analysis.
Original launch announcement when FNBO and BP introduced the BPme Rewards Visa credit card.
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| FNBO (First National Bank of Omaha) | — | FNBO (First National Bank of Omaha) |
| Forbes Advisor | — | Forbes Advisor |
| Issuer Page | Issuer Page: Earn rates |
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
