bp rewards Visa®
15¢ Off Every Gallon Plus 3% Cash Back on Dining and Groceries
Save 15¢ on every gallon at participating bp and Amoco stations, earn 5x on in-store purchases, and collect 3% cash back on dining and groceries — all with $0 annual fee. WalletHub's Best Gas Credit Card for 2024 and 2025.
- Annual Fee
- $0
- Highest rate (conditional)
- Up to 5% (Bp)
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- 3%
- Network
- Visa Traditional
- Rewards Currency
- Cash
- Point Valuation
- 1¢ (cash back)
- Credit Required
- Good
Earning Rates
- 5%
Bp
5x Points per $1 on non-fuel bp and Amoco purchases
- 4%
Gas Stations
15¢ off per gallon at bp and Amoco stations (~4% at $3.75/gal); must use physical card
- 3%
Dining
3% cash back on dining and food delivery purchases
- 3%
Grocery Stores
3% cash back on grocery purchases
- 1%
All Other
1% cash back on all other purchases
Earning Scenarios
15¢ Off Every Gallon — No Cap
The bp rewards Visa's per-gallon discount beats percentage-based gas cards when gas is under $3/gallon. At $3.50/gallon, the 15¢ discount equals 4.3% back.
Drive 12,000 miles/year at 25 mpg = 480 gallons x 15¢ = $72 annual fuel savings
5x on Convenience Store Runs
Grab coffee or snacks at bp and Amoco stores and earn 5 points per dollar on non-fuel purchases. Fuel purchases at bp earn a per-gallon discount, not points.
Spend $50/month on c-store items = $30 cash back per year
3% on Dining and Delivery
Whether it's a sit-down dinner, DoorDash order, or quick takeout, earn 3% cash back on all dining and food delivery purchases with no spending limit.
Spend $400/month on dining = $144 cash back per year
3% at the Grocery Store
Stack your pantry and your rewards — earn 3% cash back at grocery stores with no annual cap, unlike many competitors that limit spending to $6,000/year.
Spend $650/month on groceries = $234 cash back per year
Benefits & Perks
Insurance & Protections
2 protectionsZero Liability on unauthorized charges
You won't be held responsible for unauthorized charges made in store, online, or via mobile device.
24/7 lost/stolen card assistance worldwide
Emergency card replacement and cash disbursement services available 24/7 worldwide for lost or stolen cards.
Dining Out
3% cash back at restaurants
$3 back on a $100 dinner
No annual fee
Explore 5,512 New York restaurants with this cardStack a dining program
Rakuten Dining
5% back at 20,618 participating restaurants, on top of this card's 3%, once you join and link this card.
+$5
cash back, or ≈$5.50 as points
More on a $100 dinner
Reviews & Analysis
Third-Party Rankings & Ratings
3 sourcesHow It Compares
Best-in-class per-gallon fuel discount (15¢/gal vs Shell's 10¢ and ExxonMobil's 10-12¢). Competitive 3% dining and grocery rate with no cap. $0 annual fee. Drawbacks: brand-locked fuel discount, 32.24% APR, 3% FTF.
Details & Terms
Payment Terms
| Purchase APR | 32.24% (Variable) |
| Cash Advance APR | 32.24% (Variable) |
| Foreign Transaction Fee | 3% |
Media & Resources
Video Reviews
8 videosBP Rewards Card Review 2026 | Worth It or Leave It?
Business Gas Cards 2022 - Get Business Credit - BP
BPme Rewards Visa Signature - My Honest Review & Real User Experience
BPme Rewards Visa Honest Review & Real User Experience | FNBO Gas Card Pros & Cons
BP Visa Credit Card Review
Top 10 Best Credit Cards for GAS Purchases in 2026
APPROVED! 18.5K BP GAS CARD - iWant to show you that its Real!
Third-Party Articles & Reviews
bp rewards Visa® | bp Products and services
Official BP product page with card details, earn rates, and earnify integration information.
bp rewards Visa® | Save on Gas & Earn Cash Back Every Day
Primary card application and benefits landing page with full earn rates, FAQs, and terms.
BP Credit Card Reviews
User reviews, editor review (2.7/5), and market comparison with 399 user reviews. Named Best Gas Credit Card for 2024 and 2025.
5 Things to Know About the BP Credit Card
Overview of five key things to know about the BP Rewards Visa including flexible rewards and competitive earning rates.
Save 50 cents per gallon of gas with the BPme Rewards Visa Credit Card
Feature article on the card's earning structure, welcome bonus, and Visa benefits with detailed breakdown.
BP Rewards Visa® 2026 Review
Editor's take on the BP Rewards Visa including welcome offer analysis, maximizing rewards tips, and alternative card comparisons.
BP Rewards Visa Credit Card Review
Comprehensive review covering rewards structure, APR, benefits, and comparisons to Citi Custom Cash and Costco Anywhere Visa.
bp rewards Visa® Card: Save on BP and Amoco Gas
Detailed review with gas discount vs cash back comparison table, pros/cons, and earning structure analysis.
bp, FNBO Introduce BPme Rewards Visa
Original launch announcement when FNBO and BP introduced the BPme Rewards Visa credit card.
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| FNBO (First National Bank of Omaha) | — | FNBO (First National Bank of Omaha) |
| Forbes Advisor | — | Forbes Advisor |
| Issuer Page | Issuer Page: Earn rates | |
| Issuer Page | Issuer Page | |
| Issuer Page | Issuer Page |
Top brands for this card
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
