Ben N Nicks
up to14%Pub food · $$ · Rockridge
American Express Gold Card + Upside
Rakuten Dining5%Upside8%
Rakuten Dining: earn 5% back at 20,618 restaurants
Link a card to your Rakuten account and earn 5% cash back at participating restaurants, tax, tip and drinks included; Membership Rewards points are an option with an American Express card.
- Restaurants
- 20,618
- Cities
- 3329
- Top tier
- 5% back
- Member
- Monthly cap
- None listed
How Rakuten Dining works, in 3 steps
Link a card to your Rakuten account; dining offers are added to it automatically.
Browse restaurants in the Rakuten app under In-Store, then Dining.
Pay with the linked card; cash back is added within 3 to 5 days after you dine.
1 tier, from 5% back to 5% back
| Tier | Earn | How to qualify |
|---|---|---|
| MemberWhere you startJoin Rakuten and link a card | 5% back |
The 5 best cards to link to Rakuten Dining
What a $100 dinner earns with each card linked, at the Member tier: the card's own rate plus the program's. Dollar values are estimates at our valuations.
- American Express Gold Card$325 annual fee≈$11.5012%4x Membership Rewards points≈$6.005% back≈$5.50≈$11.5012%
- Rakuten American Express CardNo annual fee≈$11.0011%2x Rakuten Cash Back points≈$2.2010% back≈$11.00Card bonus: The Rakuten American Express Card earns 10% cash back in total at Rakuten Dining restaurants (5% member tier plus this 5% card bonus, which replaces the card's 2% restaurant rate on these purchases). Add the card to your Rakuten wallet before you dine. Only one dining rewards program may be linked to a card; enrolling this card in another dining program ends its Rakuten Dining eligibility.≈$11.0011%
- Chase Sapphire Preferred Card$95 annual fee≈$10.9011%3x Chase Ultimate Rewards points≈$5.405% back≈$5.50≈$10.9011%
- Chase Sapphire Reserve$795 annual fee≈$10.9011%3x Chase Ultimate Rewards points≈$5.405% back≈$5.50≈$10.9011%
- Citi Strata Premier Card$95 annual fee≈$10.3010%3x Citi ThankYou Points≈$4.805% back≈$5.50≈$10.3010%
- One Rewards Network program per card. A card linked to Rakuten Dining can't also earn TrueBlue Dining, Eat Around Town, AAdvantage Dining, MileagePlus Dining, SkyMiles Dining, Rapid Rewards Dining, Hilton Honors Dining, IHG Dine & Earn, Dine Out with Wyndham, or Atmos Rewards Dining, so put your best dining card on the program whose currency you value most and link your other cards elsewhere.
- Card bonus: The Rakuten American Express Card earns 10% cash back in total at Rakuten Dining restaurants (5% member tier plus this 5% card bonus, which replaces the card's 2% restaurant rate on these purchases). Add the card to your Rakuten wallet before you dine. Only one dining rewards program may be linked to a card; enrolling this card in another dining program ends its Rakuten Dining eligibility.
Where Rakuten Dining applies: 3,329 cities
Each link opens that city's map filtered to Rakuten Dining.
- New York1,6171,617 restaurants
- Los Angeles860860 restaurants
- Chicago496496 restaurants
- Washington371371 restaurants
- Miami336336 restaurants
- San Francisco327327 restaurants
- Boston266266 restaurants
- Houston246246 restaurants
- San Diego228228 restaurants
- Atlanta206206 restaurants
- Seattle191191 restaurants
- Las Vegas168168 restaurants
- Dallas164164 restaurants
- Austin147147 restaurants
- Tampa140140 restaurants
- Denver136136 restaurants
- Phoenix133133 restaurants
- Philadelphia130130 restaurants
- New Orleans122122 restaurants
- San Antonio122122 restaurants
- Orlando120120 restaurants
- Nashville115115 restaurants
- Charlotte111111 restaurants
- Tucson106106 restaurants
- 3,305 more cities and towns: browse by state
8 restaurants that take Rakuten Dining
Latin · $$$ · Suffolk
American Express Gold Card + Upside
Rakuten Dining5%Hilton Honors Dining8xIHG Dine & Earn8x+9 moreOperators Club
up to12%American · $$ · West End Historic District
American Express Gold Card + Rakuten Dining
Rakuten Dining5%Pilot Project Brewing
up to12%$$ · Logan Square
American Express Gold Card + Rakuten Dining
Rakuten Dining5%Upside21%&Bake Cafe By Take Ur Seat Too
up to12%Dessert/Bakery · $$ · Rancho Cucamonga
American Express Gold Card + Rakuten Dining
Rakuten Dining5%Hilton Honors Dining8xIHG Dine & Earn8x+8 more&Pizza
up to12%Pizza · $$ · Bergen
American Express Gold Card + Rakuten Dining
Rakuten Dining5%Hilton Honors Dining8xIHG Dine & Earn8x+9 more#1 AYCE Sushi
up to12%$ · Peoria Crossing
American Express Gold Card + Upside
Resy creditRakuten Dining5%Hilton Honors Dining8x+11 more
4 terms to know
- Cash back applies to the entire bill, tax, tip and drinks included.
- Some restaurants do not offer cash back on certain days of the week; the restaurant page in the app has the details.
- Rakuten advises that Rakuten Dining should be the only rewards program linked to a card, because another dining program can override the cash back.
- Membership Rewards points are earned instead of cash back when you chose them as your payment method.
1 source, verified Oct 10, 2026
Verified against the program's published terms on Oct 10, 2026.
Program terms source(opens in a new tab)4 questions, answered
How much does Rakuten Dining earn?
New members earn 5% back at the Member tier.
Does Rakuten Dining stack with my credit card's rewards?
Yes. Rakuten Dining pays Rakuten Cash Back on top of whatever your card earns at the restaurant. With the American Express Gold Card linked, a $100 dinner earns $6.00 from the card and $5.50 from Rakuten Dining: about $11.50 together at our valuations.
Can I link a card to Rakuten Dining and another Rewards Network program?
No. A card can be linked to only one Rewards Network program at a time, so a card in Rakuten Dining can't also earn TrueBlue Dining, Eat Around Town, AAdvantage Dining, MileagePlus Dining, SkyMiles Dining, Rapid Rewards Dining, Hilton Honors Dining, IHG Dine & Earn, Dine Out with Wyndham, or Atmos Rewards Dining. Link different cards to different programs.
Where can I use Rakuten Dining?
At 20,618 participating restaurants we list across 3,329 cities, the most in New York (1,617). Restaurants join and leave programs, so check the program's own listing before you go.
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright