Mexican · $$ · Cumberland Bridge
Chase Sapphire Preferred Card · 24% with Upside
Upside19%Hilton Honors Dining8xIHG Dine & Earn8x+10 more
#3 of our cards for dining value
Chase Sapphire Preferred Card: 3x points at every restaurant
- At restaurants
- 3x points
- $100 dinner
- ≈$5.40
- at 1.8¢ a point, our valuation as of Jan 2026
- Annual fee
- $95
- Dining perks
- 0
No restaurant perks, 3x points everywhere
This card has no restaurant-specific perk in its published benefits. It ranks #3 for dining because it earns 3x Chase Ultimate Rewards points at every restaurant.
Where a dining program pays on top: 42,105 restaurants in 5,014 cities
Each link opens that city's restaurant map; pick this card there to see what it earns at each one.
- New York3,3493,349 restaurants
- Los Angeles1,6511,651 restaurants
- Chicago1,0361,036 restaurants
- Miami890890 restaurants
- Washington812812 restaurants
- Boston591591 restaurants
- San Francisco578578 restaurants
- Houston476476 restaurants
- San Diego464464 restaurants
- Las Vegas413413 restaurants
- Seattle394394 restaurants
- Austin385385 restaurants
- Phoenix375375 restaurants
- Atlanta374374 restaurants
- San Antonio368368 restaurants
- Dallas366366 restaurants
- Denver283283 restaurants
- Tampa272272 restaurants
- New Orleans259259 restaurants
- Orlando254254 restaurants
- Charlotte245245 restaurants
- Tucson241241 restaurants
- Nashville234234 restaurants
- Philadelphia230230 restaurants
- 4,990 more cities and towns: browse by state
8 restaurants where it earns the most
With this card selected: the rate it earns tonight, and up to what a dining program adds after you join.
Italian · $$ · Little Italy
Chase Sapphire Preferred Card · 24% with Upside
Upside19%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreHouse of Siam
5.4%Thai · $$$ · Claremont
Chase Sapphire Preferred Card · 24% with Upside
Upside19%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreRooftop Lounge · $ · Long island City
Chase Sapphire Preferred Card · 24% with Upside
inKind20%Upside19%Hilton Honors Dining8x+11 moreOperators Club
5.4%American · $$$ · West End Historic District
Chase Sapphire Preferred Card · 20% with Upside
inKind20%Upside15%Hilton Honors Dining8x+11 moreGastropub · Glens Falls, NY
Chase Sapphire Preferred Card · 20% with inKind
inKind20%Pizza · $$ · Interama
Chase Sapphire Preferred Card · 20% with inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 more
![Photo 1 of 4: [farmacy] restobar](https://res.cloudinary.com/equityeats/image/upload/c_fill,w_1200,h_800/v1769107155/idq2zwxmexf4brotqg2b.png)
13 dining programs this card can earn on top
What a $100 dinner earns with the card linked to each program, at the program's new-member tier. Linking is a step you take once: until then the card earns only its own rate.
Best pairing: inKind. Tonight this card earns ≈$5.40 (5.4%) on a $100 dinner; after you join inKind and link it, ≈$20.00 (20%).
- inKindinKind diner · 20% back≈$20.0020%10,317 restaurants10,317
- Rakuten DiningMember · 5% back≈$10.9011%20,618 restaurants20,618
- Eat Around TownBonvoy member · 4 points per $1≈$8.208.2%+400 Marriott Bonvoy points · 22,318 restaurants22,318
- Bilt DiningBilt member · 1 point per $1≈$7.407.4%+100 Bilt Points · 16,541 restaurants16,541
- TrueBlue DiningMember · 1 point per $1≈$6.756.8%+100 TrueBlue points · 21,648 restaurants21,648
- AAdvantage DiningBasic · 1 mile per $1≈$6.706.7%+100 AAdvantage miles · 22,276 restaurants22,276
- Hilton Honors DiningBasic · 2 points per $1≈$6.206.2%+200 Hilton Honors Bonus Points · 21,555 restaurants21,555
- Atmos Rewards DiningBasic · 0.5 points per $1≈$6.156.2%+50 Atmos Rewards points · 21,189 restaurants21,189
- Dine Out with WyndhamMember · 1 point per $1≈$6.106.1%+100 Wyndham Rewards points · 21,637 restaurants21,637
- Rapid Rewards DiningMember · 0.5 points per $1≈$6.036%+50 Rapid Rewards points · 21,667 restaurants21,667
- IHG Dine & EarnBasic · 1 point per $1≈$6.006%+100 IHG One Rewards points · 21,864 restaurants21,864
- MileagePlus DiningBasic · 0.5 miles per $1≈$6.006%+50 MileagePlus miles · 22,377 restaurants22,377
- SkyMiles DiningMember · 0.5 miles per $1≈$6.006%+50 SkyMiles · 22,047 restaurants22,047
Rewards Network programs are one per card: pick one of 11 for this card.
2 alternatives for dining
- 2
Chase Sapphire Reserve
3x Chase Ultimate Rewards points at restaurants
≈$5.40 per $100 dinner
at 1.8¢ a point, our valuation as of Jan 2026
$795 annual fee
Exclusive Tables Dining Credit - 4
Citi Strata Premier Card
3x Citi ThankYou Points at restaurants
≈$4.80 per $100 dinner
at 1.6¢ a point, our valuation as of Jan 2026
$95 annual fee
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright