Bilt Dining: earn 1 point per $1 at 16,541 restaurants

Earn 1X to 3X Bilt Points at Bilt Neighborhood Benefits restaurants when you pay with an eligible Visa, Mastercard or American Express card linked to your Bilt account, on top of your card’s usual rewards.

Join Bilt Dining See all 1,765 in New York

Restaurants: 16,541
Cities: 1912
Top tier: 1 point per $1; Bilt member
Monthly cap: None listed

How Bilt Dining works, in 3 steps

Join Bilt and link an eligible card in the Wallet tab of the Bilt app or website.
Pay with that card at a Neighborhood Benefits restaurant.
Bonus points post to your Bilt account within about seven days.

1 tier, from 1 point per $1 to 1 point per $1

Tier	Earn	How to qualify
Bilt memberWhere you startLink an eligible card in the Bilt app or website; 1X to 3X depending on the restaurant	1 point per $1	Link an eligible card in the Bilt app or website; 1X to 3X depending on the restaurant

The 5 best cards to link to Bilt Dining

What a $100 dinner earns with each card linked, at the Bilt member tier: the card's own rate plus the program's. Dollar values are estimates at our valuations.

American Express Gold Card$325 annual fee≈$8.208.2%4x Membership Rewards points≈$6.00+100 Bilt Points≈$2.20≈$8.208.2%
Chase Sapphire Preferred Card$95 annual fee≈$7.607.6%3x Chase Ultimate Rewards points≈$5.40+100 Bilt Points≈$2.20≈$7.607.6%
Chase Sapphire Reserve$795 annual fee≈$7.607.6%3x Chase Ultimate Rewards points≈$5.40+100 Bilt Points≈$2.20≈$7.607.6%
Citi Strata Premier Card$95 annual fee≈$7.007%3x Citi ThankYou Points≈$4.80+100 Bilt Points≈$2.20≈$7.007%
Bilt Palladium Card$495 annual fee≈$6.606.6%2x Bilt Rewards points≈$4.40+100 Bilt Points≈$2.20≈$6.606.6%

8 restaurants that take Bilt Dining

'ino
up to14%
Italian · $$ · Gramercy Park
American Express Gold Card + Upside
Bilt Dining1xUpside8%Rakuten Dining5%
@ The Deck
up to12%
American · $$ · Newport
American Express Gold Card + Upside
Bilt Dining1xHilton Honors Dining8xIHG Dine & Earn8x+9 more
#1 AYCE Sushi
up to12%
$ · Peoria Crossing
American Express Gold Card + Upside
Resy creditBilt Dining1xHilton Honors Dining8x+11 more
#VYBE
up to8.8%
Bar/Club/Lounge · Golden Triangle
American Express Gold Card + Eat Around Town
Bilt Dining1xHilton Honors Dining8xIHG Dine & Earn8x+8 more
1 + 1 Hibachi Express
up to12%
Japanese · $$ · Neabsco
American Express Gold Card + Upside
Bilt Dining1xHilton Honors Dining8xIHG Dine & Earn8x+10 more
100 Montaditos
up to12%
Tapas/Small Plates · $$ · Doral
American Express Gold Card + Upside
Bilt Dining1xHilton Honors Dining8xIHG Dine & Earn8x+10 more
100 Montaditos
up to12%
Spanish · $$$ · Pembroke Pines
American Express Gold Card + Upside
Bilt Dining1xHilton Honors Dining8xIHG Dine & Earn8x+10 more
101 Ocean
up to15%
Seafood · $$ · Ft Lauderdale
American Express Gold Card + Upside
Bilt Dining1xUpside9%Hilton Honors Dining8x+7 more

5 terms to know

The rate is set per restaurant, between 1X and 3X; the restaurant’s own rate in the listing is the one that applies.
The card must be linked to your Bilt account at the time of the transaction.
Orders through a delivery service do not earn.
If several Bilt members link the same card, only the one who added it most recently earns the bonus.
Some restaurants earn only when you enable all restaurant rewards in the Bilt app or website.

1 source, verified Oct 9, 2026

Verified against the program's published terms on Oct 9, 2026.

Program terms source

3 questions, answered

How much does Bilt Dining earn?

New members earn 1 point per $1 at the Bilt member tier.

Does Bilt Dining stack with my credit card's rewards?

Yes. Bilt Dining pays Bilt Points on top of whatever your card earns at the restaurant. With the American Express Gold Card linked, a $100 dinner earns $6.00 from the card and $2.20 from Bilt Dining: about $8.20 together at our valuations.

Where can I use Bilt Dining?

At 16,541 participating restaurants we list across 1,912 cities, the most in New York (1,765). Restaurants join and leave programs, so check the program's own listing before you go.

Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses