10 Best Credit Cards for DoorDash of October 2026
Top picks for DoorDash from our scoring engine.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts, co-brand fit for this brand. The ¢ per dollar column is the reward rate at DoorDash, after spend caps. Order can differ from that column because ranking adds the adjustments above.
Chase Sapphire Reserve earns the top spot for DoorDash purchases at 5.4¢ per dollar on dining — a $795 annual fee. We ranked every card in our database against DoorDash purchases using the same scoring engine that powers our search. See the note above the list for what drives order versus the ¢ per dollar column. Cards 4–10 are still solid picks; they just trade off some headline earn rate for fewer fees, broader networks, or simpler redemptions.
Chase Sapphire Reserve
Chase
- +3x on Dining — points worth 1.8¢ each
- +Est. $252/yr value — DoorDash DashPass & Credits
- +Est. $180/yr value — Exclusive Tables Dining Credit
DoorDash Rewards Mastercard®
Chase
- +4% cash back on Doordash
- +Est. $153/yr value — 10% Monthly Grocery Discount
- +Est. $19/yr value — DashPass Anniversary bonus
Bilt Obsidian Card
Cardless
- +3x on Dining — points worth 2.0¢ each. 3X applies only while dining is the elected 3X category (dining or grocery). Dining is the default at account opening; grocery can be chosen within 30 days of opening or each January.
- +$200 in rewards bonus (~$200 value)
- +Est. $10/yr in usable credits offset part of the $95 fee — actual value depends on use and eligibility
Why Chase Sapphire Reserve wins for DoorDash
Chase Sapphire Reserve earns 5.4¢ per dollar on dining when you shop at DoorDash, the highest marginal rate in our list for this brand. At 5.4¢ per dollar, rewards cover the $795 fee after about $14,720 a year in DoorDash spending. To come out ahead of Wells Fargo Autograph Visa Credit Card (4.3¢), you'd need about $75,710 a year here. It's the right pick if you want maximum earn rate on this category and don't mind paying for a premium card.
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Dining Rate | Effective Value | Annual Fee | Est. Fee Offset | Network |
|---|---|---|---|---|---|
| Chase Sapphire ReserveChase | 3x Ultimate Rewards | 5.4¢/$ | $795 | $155 | visa |
| DoorDash Rewards Mastercard®Chase | 4% cash back | 4.0¢/$ | $0 | — | mastercard |
| Bilt Obsidian CardCardless | 3x Bilt Rewards | 6.0¢/$ | $95 | $10 | mastercard |
| American Express Gold CardAmerican Express | 4x Membership Rewards | 6.0¢/$ | $325 | $36 | amex |
| Citi Strata Elite℠ CardCiti | 3x ThankYou Points | 4.8¢/$ | $595 | $333 | mastercard |
| Wells Fargo Autograph Visa Credit CardWells Fargo | 3x Wells Fargo Rewards | 4.3¢/$ | $0 | — | visa |
| Chase Sapphire Preferred CardChase | 3x Ultimate Rewards | 5.4¢/$ | $95 | $13 | visa |
| The Key Rewards VisaCapital One | 4% in Williams Sonoma family of brands reward certificate value | 4.0¢/$ | $0 | — | visa |
| Verizon Visa CardSynchrony | 4% cash back | 4.0¢/$ | $0 | — | visa |
| Citi Strata Premier CardCiti | 3x ThankYou Points | 4.8¢/$ | $95 | $10 | mastercard |
More Options
How to maximize value at DoorDash
- Use Chase Sapphire Reserve for DoorDash purchases — it earns 5.4¢ per dollar on dining at DoorDash in our scoring.
- Shopping portals sometimes offer extra rewards at DoorDash; check current portal rates before you buy.
- Pair Chase Sapphire Reserve with DoorDash Rewards Mastercard® to cover categories where it earns more — diversifying your spend can lift your blended return.
- Plan a major DoorDash purchase around your card's welcome offer window — Chase Sapphire Reserve's sign-up bonus is worth roughly $1800 on top of base rewards.
- Pay your statement in full each month — interest charges almost always exceed the rewards you'd earn.
Cards with credits at DoorDash
Statement credits or cash applied to your bill at DoorDash, separate from earn rate.
- Marriott Bonvoy Bountiful Credit CardComplimentary DashPass for 12 Months$120
- Chase Sapphire Reserve for BusinessComplimentary DashPass Membership$120
- DoorDash Rewards Mastercard®DashPass Anniversary bonus$96
- Chase Freedom UnlimitedDoorDash DashPass Subscription$60
- Chase Freedom FlexDashPass Subscription$60
- Chase Freedom Rise® Credit Card6 Months Complimentary DashPass$60
- Southwest Rapid Rewards Plus Credit CardComplimentary DashPass & Quarterly DoorDash Credits$40
- Chase Sapphire ReserveDoorDash DashPass & Credits$35
- J.P. Morgan Reserve®DoorDash$35
- Ink Business Preferred® Credit CardComplimentary access to DashPass
Cards with memberships at DoorDash
Cards with discounts at DoorDash
Similar Brands
Other brands in Quick Service Restaurants where the top picks above also earn well.
Frequently asked
- What credit card earns the most at DoorDash?
- Chase Sapphire Reserve ranks #1 for DoorDash in our list at 5.4¢ per dollar on dining (including DoorDash) — $795 annual fee. Order uses the full scoring key described above the list (earn rate, redemption value, fee/credit balance, portals, and co-brand fit); welcome offers are not part of that default brand ranking.
- Can I stack a shopping portal with my credit card at DoorDash?
- Shopping portals sometimes offer extra rewards at DoorDash; check current portal rates before you buy.
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