DoorDash Rewards Mastercard®
4% back on DoorDash orders with $0 annual fee and free DashPass
Earn 4% cash back on every DoorDash and Caviar order with no earning caps, plus 3% on restaurant dining and 2% on groceries. Get a free year of DashPass ($96 value) at sign-up and keep it every year with $10,000 in card spend. All with $0 annual fee and no foreign transaction fees.
- Annual Fee
- $0
- Highest rate (conditional)
- Up to 4% (Doordash)
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- $0
- Network
- Mastercard World Elite
- Rewards Currency
- Cash
- Point Valuation
- 1¢ (cash back)
- Credit Required
- Good to Excellent
Earning Rates
- 4%
Doordash
Earn 4% cash back on DoorDash and Caviar orders
- 3%
Dining
Dining purchased directly from a restaurant
- 2%
Grocery Stores
Earn 2% cash back on grocery stores online or in-store
- 1%
All Other
1% cash back on all other purchases — No annual cap
Earning Scenarios
4% Cash Back on DoorDash and Caviar
Earn 4% cash back on every type of DoorDash order — restaurants, groceries, pet supplies, retail items, and more through DoorDash and Caviar. No earning caps.
Order $200/month on DoorDash: earn $96 cash back per year (covers the DashPass renewal)
3% Cash Back on Restaurant Dining
Earn 3% cash back on dining when purchased directly from a restaurant. Covers sit-down meals, takeout ordered directly, and fast food.
Spend $400/month at restaurants: earn $144 cash back per year
2% Cash Back at Grocery Stores
Earn 2% cash back at grocery stores online or in-store. Supermarkets, specialty grocers, and online grocery orders qualify.
Spend $600/month on groceries: earn $144 cash back per year
1% Cash Back on Everything Else
Earn 1% cash back on all purchases that don't fall into bonus categories. Every dollar earns rewards with no caps or restrictions.
Spend $1,000/month on other purchases: earn $120 cash back per year
Benefits & Perks
Travel Benefits
3 perksExperiences
General Travel
Concierge
Annual Credits & Statement Credits
3 creditsUp to
$276
in recurring credits (annual) · Plus $192 first-year / eligibility-dependent
Free DashPass for 1st year ($96 value)
Receive 12 months of complimentary DashPass upon account opening for you and one authorized user.
$96
One-time
$96 anniversary bonus
Receive a complimentary DashPass membership ($96 value) every year with $10,000 in annual card spend. DashPass members enjoy $0 delivery fees, redu...
$96
Annual
10% off 1 grocery order monthly
Get 10% off one convenience, grocery, alcohol, retail, or DashMart order each month on DoorDash, up to $15 discount.
$15
Monthly
Insurance & Protections
6 protectionsTrip Cancellation and Interruption
$1,500
You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cu...
Purchase Protection
$500
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
24/7 fraud monitoring
Chase monitors for fraud 24/7 and can text, email, or call you about unusual purchases.
Up to $800 per claim
secondary
Protection for cell phone damage or theft with $50 deductible and up to $1,000 annual limit.
View conditions
Deductible: 50
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less.
Show all 6 protectionsShow fewer protections
Auto Rental Coverage
secondary
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damag...
Reviews & Analysis
Third-Party Rankings & Ratings
3 sourcesHow It Compares
The DoorDash Rewards Mastercard earns 4% on DoorDash/Caviar, 3% on dining, and 2% on groceries with no annual fee. The free DashPass ($96/yr value) is the standout perk, but earning is limited to DoorDash-centric categories. Best as a companion card for frequent DoorDash users, not a primary everyday card.
The Math: Is $0 Worth It?
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$280.80
Annual Fee
-$0
Net Annual Value
+$165.60
Details & Terms
Payment Terms
| Purchase APR | 18.49%–27.99% (Variable) |
| Cash Advance APR | 28.74% (Variable) |
| Foreign Transaction Fee | $0 |
Media & Resources
Video Reviews
7 videosThe New DoorDash Credit Card Is It Worth It
NEW Chase Doordash Credit Card Review: WATCH BEFORE APPLYING
DoorDash Rewards Mastercard Review | SPEECHLESS
DoorDash Rewards Mastercard Review 2025 | Worth It or Leave It?
DoorDash Rewards Mastercard Review
DoorDash Rewards Mastercard (Chase) - My Honest Review and Real User Experience
Third-Party Articles & Reviews
DoorDash Rewards Mastercard Review
CardRatings.com's expert review covering the card's cash back structure, DashPass benefit, and overall value for frequent food delivery users
DoorDash Rewards Mastercard Review 2025
CNBC Select's comprehensive review of the DoorDash Rewards Mastercard, analyzing its value proposition for DoorDash users and how it compares to other dining rewards cards
Chase and DoorDash Partnership Details (Free Dashpass, $10 Grocery, $5 Restaurant Credits)
Comprehensive guide to Chase's broader DoorDash partnership across multiple cards, including Sapphire Reserve, Sapphire Preferred, and Freedom cards
Chase Launches DoorDash Credit Card - Free DashPass + $100 Cash Bonus
Doctor of Credit's launch coverage of the DoorDash Rewards Mastercard, analyzing the initial welcome offer and whether the value proposition is competitive
DoorDash and Chase Deliver a Rewards Mastercard
U.S. News coverage of the Chase-DoorDash partnership and card launch, analyzing the card's 4% back on DoorDash orders and 3% on dining
DoorDash Rewards Mastercard review: Doesn't quite deliver
TPG's in-depth review of the DoorDash Rewards Mastercard, including analysis of earn rates, benefits, and whether the card delivers enough value for frequent DoorDash users
DoorDash Rewards Mastercard Full Details
View from the Wing's detailed breakdown of the DoorDash Rewards Mastercard features, benefits, and strategic tips for maximizing value
DoorDash Rewards Mastercard Reviews
WalletHub's detailed card review with user ratings, expert analysis, and comparison to other food delivery credit cards
DoorDash Rewards Credit Card Review: For Loyalists, It Delivers
NerdWallet's comprehensive review concluding that the card works best for DoorDash loyalists, with detailed analysis of rewards, fees, and benefits
DoorDash Rewards Mastercard
Official DoorDash help center guide covering card features, benefits, DashPass integration, and frequently asked questions
Chase Launches New DoorDash Credit Card
Bankrate's news coverage of the DoorDash Rewards Mastercard launch, highlighting the card's food-focused rewards structure and no annual fee
DoorDash Rewards Mastercard review
Yahoo Finance's analysis of the DoorDash Rewards Mastercard, covering rewards structure, benefits, and ideal user profile
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Chase | — | Chase |
| The Points Guy | — | The Points Guy |
| Issuer Page | Issuer Page: Earn rates | |
| Issuer Page | Issuer Page: Apr | |
| Issuer Page | Issuer Page | |
| Chase | Chase |
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Partner credits at
Merchants this card gives you a statement credit or membership at. Unlike the brands above, this isn't about earn rate — it's money the card hands back when you spend there.