10 Best Credit Cards for BP of October 2026
Top picks for BP from our scoring engine.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts, co-brand fit for this brand. The ¢ per dollar column is the reward rate at BP. Order can differ from that column because ranking adds the adjustments above.
bp rewards Visa® earns the top spot for BP purchases at 5.0¢ per dollar at bp — no annual fee. We ranked every card in our database against BP purchases using the same scoring engine that powers our search. See the note above the list for what drives order versus the ¢ per dollar column. Cards 4–10 are still solid picks; they just trade off some headline earn rate for fewer fees, broader networks, or simpler redemptions.
bp rewards Visa®
FNBO
- +Official cobrand card — earns rewards on all purchases
- +5% cash back on Bp
- +No annual fee
Chase Sapphire Preferred Card
Chase
- +3x on Gas Stations — points worth 1.8¢ each
- +Est. $50/yr value — $100 Annual Hotel Credit
- +Auto Rental Coverage
Citi Strata Premier Card
Citi
- +3x on Gas Stations — points worth 1.6¢ each
- +Lost or Damaged Luggage Insurance
- +Trip Delay Protection
Why bp rewards Visa® wins for BP
bp rewards Visa® earns 5.0¢ per dollar at BP, the highest marginal rate in our list for this brand. Without an annual fee, the math is simple — every dollar you spend earns immediately. It's the right pick if you want maximum earn rate on this category and don't mind a focused rewards structure.
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Gas Stations Rate | Effective Value | Annual Fee | Est. Fee Offset | Network |
|---|---|---|---|---|---|
| bp rewards Visa®FNBO | 5% cash back | 5.0¢/$ | $0 | — | visa |
| Chase Sapphire Preferred CardChase | 3x Ultimate Rewards | 5.4¢/$ | $95 | — | visa |
| Citi Strata Premier CardCiti | 3x ThankYou Points | 4.8¢/$ | $95 | — | mastercard |
| H-D™ H.O.G.™ Elite Visa Signature®U.S. Bank | 5x points | 5.0¢/$ | $99 | $49.50 | visa |
| Bilt Palladium CardCardless | 2x Bilt Rewards | 4.0¢/$ | $495 | $100 | mastercard |
| Wells Fargo Autograph Visa Credit CardWells Fargo | 3x Wells Fargo Rewards | 4.3¢/$ | $0 | — | visa |
| PenFed Platinum Rewards Visa Signature® CardPenFed | 5x points | 5.0¢/$ | $0 | — | visa |
| Citi Strata Credit CardCiti | 3x ThankYou Points | 4.8¢/$ | $0 | — | mastercard |
| Verizon Visa CardSynchrony | 4% cash back | 4.0¢/$ | $0 | — | visa |
| Choice Privileges Select MastercardWells Fargo | 5x Choice Privileges | 4.0¢/$ | $95 | — | mastercard |
More Options
How to maximize value at BP
- Use bp rewards Visa® for BP purchases — it earns 5.0¢ per dollar at BP in our scoring.
- Shopping portals sometimes offer extra rewards at BP; check current portal rates before you buy.
- Pair bp rewards Visa® with Chase Sapphire Preferred Card to cover categories where it earns more — diversifying your spend can lift your blended return.
- Pay your statement in full each month — interest charges almost always exceed the rewards you'd earn.
Similar Brands
Other brands in Gas Stations where the top picks above also earn well.
Frequently asked
- What credit card earns the most at BP?
- bp rewards Visa® ranks #1 for BP in our list at 5.0¢ per dollar at BP — no annual fee. Order uses the full scoring key described above the list (earn rate, redemption value, fee/credit balance, portals, and co-brand fit); welcome offers are not part of that default brand ranking.
- Does BP have a co-branded credit card?
- Yes — bp rewards Visa® is BP's co-branded card. See our bp rewards Visa® page for earn rates and fees.
- Can I stack a shopping portal with my credit card at BP?
- Shopping portals sometimes offer extra rewards at BP; check current portal rates before you buy.
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