Verizon Visa Card
- Annual Fee
- $0
- statement credit · Welcome Bonus
- $150
- Top Rate
- 4%
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $0
- Authorized User Fee
- $0
- Foreign Transaction Fee
- $0
- Network
- Visa Signature
- Rewards Currency
- Verizon Dollars
- Point Valuation
- 1¢ (cash back)
- Credit Required
- Good to Excellent
Welcome Offer
Bonus: $150 statement credit
Earning Rates
- 4%
Grocery Stores
4% Verizon Dollars at grocery stores
- 4%
Gas Stations
4% Verizon Dollars at gas stations & EV charging
- 4%
Electric Vehicle Charging
4% Verizon Dollars at gas stations & EV charging (EV charging row: same tier as gas, per the issuer's wording)
- 4%
Dining
4% Verizon Dollars at restaurants (including takeout and delivery)
- 4%
Verizon
4% Verizon Dollars on Verizon purchases (excluding bill payment, which earns 1%)
- 1%
All Other
1% Verizon Dollars on all other purchases
Benefits & Perks
Dining Out
4% cash back at restaurants
$4 back on a $100 dinner
No annual fee
Explore 5,512 New York restaurants with this cardStack a dining program
Rakuten Dining
5% back at 20,618 participating restaurants, on top of this card's 4%, once you join and link this card.
+$5
cash back, or ≈$5.50 as points
More on a $100 dinner
Reviews & Analysis
Pros and Cons
Pros
- +No annual fee
- +Strong 4% back on Verizon, grocery, gas, and dining
- +1% base rate on all other purchases
- +Verizon Dollars automatically apply as bill credit (1:1 value)
- +$150 statement credit after one purchase in the first 90 days (offer window 8/12/26-1/13/27)
- +No foreign transaction fee
- +Potential $10/line autopay discount on Verizon wireless
- +Visa Signature benefits (extended warranty, purchase protection)
Cons
- -Rewards locked to Verizon ecosystem (bill, devices, accessories only)
- -No value if you leave Verizon
- -4% on Verizon purchases excludes bill payments
- -Requires good/excellent credit
Who It's Best For
Best For
- Verizon wireless customers who want to offset their monthly bill
- People with high grocery, gas, and dining spending
- Those who prefer automatic rewards redemption toward bills/devices
- Verizon customers seeking autopay discounts ($10/line)
Not Ideal For
- Non-Verizon customers (rewards only redeemable at Verizon)
- International travelers who want flexible rewards (no foreign transaction fee, but Verizon Dollars are redeemable only at Verizon)
- Those who want flexible cash back or travel rewards
- People considering switching wireless carriers
The Math: Is $0 Worth It?
First-year value includes $150 welcome bonus
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
Program & Transfers
Verizon Dollars
Verizon Dollars is a retail rewards program focused on turning everyday purchases into practical member value. The program includes 1 status tier that provide incremental benefits as activity grows. Members can earn through qualifying spend or travel activity and redeem for rewards tied to program terms and availability.
Details & Terms
Application Rules
| Rule | Details |
|---|---|
| Account required | Only Verizon wireless Account Owners or Account Managers, or Fios Account Owners with an active Fios service, can apply. |
Payment Terms
| Purchase APR | 22.24%–33.24% (Variable) |
| Cash Advance APR | 29.99% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
Media & Resources
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| NerdWallet | — | NerdWallet |
| Verizon Official | — | Verizon Official |
| RewardsCC API | — | RewardsCC API |
| Issuer Page | Issuer Page: Multiple card facts | |
| Issuer Page | Issuer Page: Multiple card facts | |
| Issuer Page | Issuer Page | |
| Issuer Page | Issuer Page: Apr | |
| Issuer Page | Issuer Page: Welcome offer | |
| Issuer Page | Issuer Page: Reward currency | |
| Issuer Page | Issuer Page: Welcome offer | |
| Issuer Page | Issuer Page | |
| Issuer Page | Issuer Page: Multiple card facts | |
| Verizon Official | — | Verizon Official |
Top brands for this card
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
