Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
Both cards cost $95/yr. The Chase Sapphire Preferred Card is better for travel, while the Citi Strata Premier Card wins on hotels. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Chase Sapphire Preferred Card | Citi Strata Premier Card |
|---|---|---|
| Dining | 3X | 3X |
Both cards win in 4 categories each โ it comes down to which categories matter most to you.
Streaming
Chase Sapphire Preferred Card earns 3X vs 1X
Online Groceries
Chase Sapphire Preferred Card earns 3X vs 1X
Grocery Delivery
Chase Sapphire Preferred Card earns 3X vs 1X
Travel
Chase Sapphire Preferred Card earns 2X vs 1X
Hotels
Citi Strata Premier Card earns 3X vs 1X
Gas Stations
Citi Strata Premier Card earns 3X vs 1X
Flights
Citi Strata Premier Card earns 3X vs 1X
Grocery Stores
Citi Strata Premier Card earns 3X vs 1X
Choosing one card means missing out on these benefits from the other.
Choosing Citi Strata Premier Card means losing:
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
Both cards cost $95/yr. The Chase Sapphire Preferred Card is better for travel, while the Citi Strata Premier Card wins on hotels. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Chase Sapphire Preferred Card | Citi Strata Premier Card |
|---|---|---|
| Dining | 3X | 3X |
Both cards win in 4 categories each โ it comes down to which categories matter most to you.
Streaming
Chase Sapphire Preferred Card earns 3X vs 1X
Online Groceries
Chase Sapphire Preferred Card earns 3X vs 1X
Grocery Delivery
Chase Sapphire Preferred Card earns 3X vs 1X
Travel
Chase Sapphire Preferred Card earns 2X vs 1X
Hotels
Citi Strata Premier Card earns 3X vs 1X
Gas Stations
Citi Strata Premier Card earns 3X vs 1X
Flights
Citi Strata Premier Card earns 3X vs 1X
Grocery Stores
Citi Strata Premier Card earns 3X vs 1X
Choosing one card means missing out on these benefits from the other.
Choosing Citi Strata Premier Card means losing:
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
Both cards cost $95/yr. The Chase Sapphire Preferred Card is better for travel, while the Citi Strata Premier Card wins on hotels. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Chase Sapphire Preferred Card | Citi Strata Premier Card |
|---|---|---|
| Dining | 3X | 3X |
Both cards win in 4 categories each โ it comes down to which categories matter most to you.
Streaming
Chase Sapphire Preferred Card earns 3X vs 1X
Online Groceries
Chase Sapphire Preferred Card earns 3X vs 1X
Grocery Delivery
Chase Sapphire Preferred Card earns 3X vs 1X
Travel
Chase Sapphire Preferred Card earns 2X vs 1X
Hotels
Citi Strata Premier Card earns 3X vs 1X
Gas Stations
Citi Strata Premier Card earns 3X vs 1X
Flights
Citi Strata Premier Card earns 3X vs 1X
Grocery Stores
Citi Strata Premier Card earns 3X vs 1X
Choosing one card means missing out on these benefits from the other.
Choosing Citi Strata Premier Card means losing:
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
| Flights | 1X | 3X |
| Gas Stations | 1X | 3X |
| Grocery Delivery | 3X | 1X |
| Grocery Stores | 1X | 3X |
| Hotels | 1X | 3X |
| Online Groceries | 3X | 1X |
| Streaming | 3X | 1X |
| Travel | 2X | 1X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
Get the Citi Strata Premier Card if you:
| Flights | 1X | 3X |
| Gas Stations | 1X | 3X |
| Grocery Delivery | 3X | 1X |
| Grocery Stores | 1X | 3X |
| Hotels | 1X | 3X |
| Online Groceries | 3X | 1X |
| Streaming | 3X | 1X |
| Travel | 2X | 1X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
Get the Citi Strata Premier Card if you:
| Flights | 1X | 3X |
| Gas Stations | 1X | 3X |
| Grocery Delivery | 3X | 1X |
| Grocery Stores | 1X | 3X |
| Hotels | 1X | 3X |
| Online Groceries | 3X | 1X |
| Streaming | 3X | 1X |
| Travel | 2X | 1X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
Get the Citi Strata Premier Card if you: