Savor Rewards for Good Credit
- Annual Fee
- $0
- Highest rate (conditional)
- Up to 8% (Capital One Entertainment)
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- $0
- Network
- Mastercard Standard
- Rewards Currency
- Cash
- Point Valuation
- 1¢ (cash back)
- Credit Required
- Good
Earning Rates
- 8%
Capital One Entertainment
Earn 8% cash back on Capital One Entertainment purchases
- 5%
Car Rentals Capital One
Car rentals booked via Capital One Travel
- 5%
Hotels Capital One
Hotels booked via Capital One Travel
- 5%
Capital One Travel
Earn unlimited 5% cash back on vacation rentals booked through Capital One Travel
- 3%
Dining
Earn unlimited 3% cash back on dining
- 3%
Entertainment
Earn unlimited 3% cash back on entertainment
- 3%
Grocery Stores
Earn unlimited 3% cash back at grocery stores
- 3%
Streaming
Earn unlimited 3% cash back on popular streaming services
- 1%
All Other
Benefits & Perks
Annual Credits & Statement Credits
1 creditsCredit monitoring
Get alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.
—
Annual
Insurance & Protections
5 protectionsZero Liability on unauthorized transactions
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Credit monitoring
Get alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.
Extended Warranty
You'll get additional warranty protection at no charge on eligible items that are purchased with your credit card.
Travel Accident Insurance
Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.
24/7 lost/stolen card assistance worldwide
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Dining Out
3% cash back at restaurants
$3 back on a $100 dinner
No annual fee
Explore 5,512 New York restaurants with this cardStack a dining program
Rakuten Dining
5% back at 20,618 participating restaurants, on top of this card's 3%, once you join and link this card.
+$5
cash back, or ≈$5.50 as points
More on a $100 dinner
Reviews & Analysis
Details & Terms
Payment Terms
| Purchase APR | 29.24% (Variable) |
| Cash Advance APR | 29.24% (Variable) |
| Foreign Transaction Fee | $0 |
Media & Resources
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Capital One | Capital One |
Top brands for this card
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
