CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
$0
Annual Fee
8X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard Standard
Rewards Currency
Cash
Credit Required
Good
| Category | Rate | Type | Booking Method | Cap | Notes |
|---|---|---|---|---|---|
| Entertainment Capital One | 8X | Core | any | None | |
| Car Rentals Capital One | 5X | Core | portal | None | |
| Hotels Capital One | 5X | Core | portal | None | |
| Dining | 3X | Core | any | None | |
| Entertainment | 3X | Core | any | None | |
| Grocery Stores | 3X | Core | any | None | |
| Streaming | 3X | Core | any | None |
Benefits & Perks
Combined Protection Value
$100
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Reviews & Analysis
Details & Terms
| Foreign Transaction Fee | $0 |
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
$0
Annual Fee
8X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard Standard
Rewards Currency
Cash
Credit Required
Good
| Category | Rate | Type | Booking Method | Cap | Notes |
|---|---|---|---|---|---|
| Entertainment Capital One | 8X | Core | any | None | |
| Car Rentals Capital One | 5X | Core | portal | None | |
| Hotels Capital One | 5X | Core | portal | None | |
| Dining | 3X | Core | any | None | |
| Entertainment | 3X | Core | any | None | |
| Grocery Stores | 3X | Core | any | None | |
| Streaming | 3X | Core | any | None |
Benefits & Perks
Combined Protection Value
$100
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Reviews & Analysis
Details & Terms
| Foreign Transaction Fee | $0 |
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
$0
Annual Fee
8X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard Standard
Rewards Currency
Cash
Credit Required
Good
| Category | Rate | Type | Booking Method | Cap | Notes |
|---|---|---|---|---|---|
| Entertainment Capital One | 8X | Core | any | None | |
| Car Rentals Capital One | 5X | Core | portal | None | |
| Hotels Capital One | 5X | Core | portal | None | |
| Dining | 3X | Core | any | None | |
| Entertainment | 3X | Core | any | None | |
| Grocery Stores | 3X | Core | any | None | |
| Streaming | 3X | Core | any | None |
Benefits & Perks
Combined Protection Value
$100
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Reviews & Analysis
Details & Terms
| Foreign Transaction Fee | $0 |
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
Get alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.
You'll get additional warranty protection at no charge on eligible items that are purchased with your credit card.
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.
Items purchased with your card are covered against damage or theft for 45 days, up to $100 per claim.
Get alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.
You'll get additional warranty protection at no charge on eligible items that are purchased with your credit card.
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.
Items purchased with your card are covered against damage or theft for 45 days, up to $100 per claim.
Get alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.
You'll get additional warranty protection at no charge on eligible items that are purchased with your credit card.
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.
Items purchased with your card are covered against damage or theft for 45 days, up to $100 per claim.
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.