Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
$0
Annual Fee
Up to 8X (Capital One Entertainment)
Highest rate (conditional)
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard Standard
Rewards Currency
Cash
Credit Required
Good
Benefits & Perks
Combined Protection Value
$10,000
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Reviews & Analysis
Details & Terms
| Foreign Transaction Fee | $0 |
Media & Resources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
Get alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.
You'll get additional warranty protection at no charge on eligible items that are purchased with your credit card.
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.
Complimentary HealthLock membership to monitor and protect your medical identity and data.
Items purchased with your card are covered against damage or theft for 90 days, up to $10,000 per item, secondary to other insurance.
Merchants this card gives you a statement credit or membership at. Unlike the brands above, this isn't about earn rate — it's money the card hands back when you spend there.
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
