VISAVisa Signature

U.S. Bank Cash+® Visa Signature® Card

Annual Fee

Source: Usbank Official

$200

cash back · Welcome Bonus

Source: Issuer Page

Top Rate

Apply on Usbank's site

At a Glance

Annual Fee

Authorized User Fee

Foreign Transaction Fee

Network

Visa Signature

Rewards Currency

Cash

Point Valuation

1–1 cpp (mid: 1)

Credit Required

Good to Excellent

Welcome Offer

Bonus: $200 cash back

Spend: $1,000

Period: 3 months

Earning Rates

Category	Rate	Type	Booking Method	Cap	Notes
Telecom	5X	Core	any	$2,000/quarterly	5% on cell phone providers (user's choice, 2 categories per quarter)
Streaming	5X	Core	any	$2,000/quarterly	5% on TV, internet, and streaming services (user's choice)
Cable Tv	5X	Core	any	$2,000/quarterly	5% on TV, internet and streaming services (user's choice)
Movie Theaters	5X	Core	any	$2,000/quarterly	5% on movie theaters (user's choice). Keyed movie_theaters, not entertainment, so it does not answer concert or sporting-event ticket searches (TASK-0324)
Transit	5X	Core	any	$2,000/quarterly	5% on ground transportation (user's choice)
Fitness	5X	Core	any	$2,000/quarterly	5% on gym and fitness centers (user's choice)
Department Stores	5X	Core	any	$2,000/quarterly	5% on department stores (user's choice)
Electronics	5X	Core	any	$2,000/quarterly	5% on electronics stores (user's choice)
Travel	5X	Core	portal	None	5% on prepaid air, hotel and car reservations booked directly in the U.S. Bank Travel Center; not user-choice, no quarterly cap
Sporting Goods	5X	Core	any	$2,000/quarterly	5% on sporting goods stores (user's choice, 2 categories per quarter)
Fast Food	5X	Core	any	$2,000/quarterly	5% on fast food (user's choice 5% category). Restaurants are a 2% choice only, not 5%.
Utilities	5X	Core	any	$2,000/quarterly	5% on home utilities (user's choice)
Dining	2X	Core	any	None	2% on one everyday category (user's choice: dining, gas, or grocery)
Gas Stations	2X	Core	any	None	2% on one everyday category (user's choice: dining, gas, or grocery)
Grocery Stores	2X	Core	any	None	2% on one everyday category (user's choice: dining, gas, or grocery)
All Other	1X	Base	any	None	1% on all other purchases

Program & Transfers

Cash Back Rewards

View Program

Currency: Cash back dollars

Point Value: 1 cpp

Range: 1–1 cpp

Reviews & Analysis

Pros and Cons

Pros

+5% cash back on two categories of your choice (from 12+ options)
+2% on one everyday category (dining, gas, or grocery)
+No annual fee
+Visa Signature benefits
+$200 welcome bonus

Cons

-Must select 5% categories each quarter (defaults to 1% if forgotten)
-$2,000 combined quarterly cap on 5% categories
-3% foreign transaction fee
-Base rate only 1% on non-category spend

Who It's Best For

Best For

Details & Terms

Payment Terms

Purchase APR	17.74%–27.99% (Variable)
Cash Advance APR	29.99% (Variable)
Foreign Transaction Fee	3%
Authorized User Fee	$0

Card Family

Usbank Cash Plus family

Card	Tier	Annual Fee	Note
Usbank Cash Plus Secured	entry	$0	Secured version for credit building

Product changes available between family members without a new credit inquiry.

Media & Resources

Card Design

U.S. Bank Cash+® Visa Signature® Card card art from issuer website

Evidence Sources

Source	Verified	Citation
Usbank Official	—	Usbank Official
RewardsCC API	—	RewardsCC API
Issuer Page	Jul 28, 2026	Issuer Page: Welcome offer
Issuer Page

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