Chase

SavingsVerified Oct 9, 2026

Chase Savings: up to $200 bonus

Deposit at least $10,000 in new money within 30 days of enrollment.

Choose your target

Higher tiers ask for more. Your choice updates the steps, money and timeline.

New money
$10,000 in 30 days
Cash to keep
$10,000 for 90 days
Monthly fee
$5/mo, waivable
Apply by
Jan 27, 2027

Selected target

$200

Apply by Jan 27, 2027

View offer at Chase

Read the bank's terms · Offer terms can change. Confirm current eligibility and terms with the bank before applying.

Your fit

Add your state, direct deposit and cash to check this offer's conditions against your situation.

  • 1 thing to check: Your history with Chase

This checks the published conditions only. The bank decides who is approved.

Steps to earn

Complete all 2 steps for $200

  1. New money

    Deposit at least $10,000 in new money within 30 days of enrollment.

    • $10,000
    • Within 30 days of opening
  2. Keep a balance

    Maintain at least $10,000 in new money for 90 days from enrollment.

    • $10,000
    • Keep it for 90 days

All tiers

BonusDeposit to qualifyCash to keepChoose your target
$100New money: $5,000 in 30 days$5,000 for 90 days
$200New money: $10,000 in 30 days$10,000 for 90 daysSelected

Timeline

Add a date to put the deadlines on a calendar. Only steps timed from opening get a date.

  1. Apply by Jan 27, 2027

  2. Open the account

  3. New money

    Day 30 after opening

    Deposit at least $10,000 in new money within 30 days of enrollment.

  4. Keep a balance

    Maintain at least $10,000 in new money for 90 days from enrollment.

  5. Bonus paid

    Within 15 days after the 90-day balance requirement is met.

Money and fees

Bonus
$200
Monthly fees
$5/month unless waived

Waived with: $300+ beginning daily balance, $25+ monthly Autosave transfers, qualifying linked checking, or account owner under 25.

Up to $15 if you miss the waiver for about 3 months

Bonus after fees, before tax
$185 to $200

Cash to keep in the account

$10,000 for 90 days

Is moving the money worth it?

Enter the APY that money earns where it is now. We'll subtract the interest you'd give up.

%

Months are estimated from the longest step, about 90 days. Your statement dates can change the count.

After the bonus

Account type
Savings
Monthly fee
$5/mo
How to waive it
$300+ beginning daily balance, $25+ monthly Autosave transfers, qualifying linked checking, or account owner under 25.
APY
Not stated in the terms we reviewed
Early closure fee
Not stated in the terms we reviewed
How to open
Online

Eligibility

Where it's offered

The bank's terms don't list states. Check availability on the bank's site before applying.

Who can get it

New customers only. If you've had an account with Chase, check the look-back period in the terms.

From the bank's terms
New Chase savings customers; deposits must be new money from outside Chase and its affiliates.

Terms and sources

Checked against account.chase.com on Oct 9, 2026. Next check by Oct 23, 2026.

Read the bank's terms

Offer terms can change. Confirm current eligibility and terms with the bank before applying.

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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.