Associated Bank

CheckingVerified Oct 9, 2026

Associated Access Checking: up to $600 bonus

Receive at least $500 total in recurring employer or government direct deposits within 90 days of opening.

Choose your target

Higher tiers ask for more. Your choice updates the steps, money and timeline.

Direct deposits
$500 in 90 days
Cash to keep
$10,000
Monthly fee
$0
Apply by
Oct 31, 2026

Selected target

$600

Apply by Oct 31, 2026

View offer at Associated Bank

Read the bank's terms · Offer terms can change. Confirm current eligibility and terms with the bank before applying.

Your fit

Add your state, direct deposit and cash to check this offer's conditions against your situation.

  • 1 thing to check: Your history with Associated Bank

This checks the published conditions only. The bank decides who is approved.

Steps to earn

Complete all 4 steps for $600

  1. Opening deposit

    Open and fund Associated Access Checking with at least $25 by October 31, 2026.

    • $25
  2. Direct deposit

    Receive at least $500 total in recurring employer or government direct deposits within 90 days of opening.

    • $500
    • Within 90 days of opening
  3. Keep a balance

    Maintain a combined average daily balance of at least $10,000 across eligible same-owner Associated deposit accounts during days 31–90 after checking opening.

    • $10,000
  4. Condition

    Keep the new checking account open for at least 12 months or Associated may deduct the bonus at closure.

All tiers

BonusDeposit to qualifyCash to keepChoose your target
$300Direct deposits: $500 in 90 days$1,000
$400Direct deposits: $500 in 90 days$5,000
$600Direct deposits: $500 in 90 days$10,000Selected

Timeline

Add a date to put the deadlines on a calendar. Only steps timed from opening get a date.

  1. Apply by Oct 31, 2026

  2. Open the account with $25

  3. Direct deposit

    Day 90 after opening

    Receive at least $500 total in recurring employer or government direct deposits within 90 days of opening.

  4. Keep a balance

    Maintain a combined average daily balance of at least $10,000 across eligible same-owner Associated deposit accounts during days 31–90 after checking opening.

  5. Condition

    Keep the new checking account open for at least 12 months or Associated may deduct the bonus at closure.

  6. Bonus paid

    Within 120 days of opening, while the checking account remains open. Closing within 12 months may cause Associated to deduct the bonus.

Money and fees

Bonus
$600
Monthly fees
No monthly fee
Bonus after fees, before tax
$600

Cash to keep in the account

$10,000

After the bonus

Account type
Checking
Monthly fee
$0
APY
Not stated in the terms we reviewed
Early closure fee
Not stated in the terms we reviewed
How to open
Online

Eligibility

Where it's offered

The bank's terms don't list states. Check availability on the bank's site before applying.

Who can get it

New customers only. If you've had an account with Associated Bank, check the look-back period in the terms.

From the bank's terms
New Associated Bank personal checking customers age 18+ who open and fund by October 31. Online opening is limited to IA, IL, IN, KS, MI, MN, MO, OH, and WI; branch eligibility may differ. No Associated checking in the past 12 months or personal checking bonus in the past 24 months. One offer per customer; Associated Bank employees are ineligible. The balance test combines eligible same-owner personal deposit accounts, excluding HSA, business, investment, minor, and private-banking accounts.

Terms and sources

Checked against associatedbank.com on Oct 9, 2026. Next check by Oct 23, 2026.

Read the bank's terms

Offer terms can change. Confirm current eligibility and terms with the bank before applying.

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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.