U.S. Bank
Business savingsVerified Oct 9, 2026
U.S. Bank Basic Business Savings: $300 bonus
Deposit at least $15,000 in new money within 30 days of opening.
- New money
- $15,000 in 30 days
- Cash to keep
- $15,000 for 60 days
- Monthly fee
- $5/mo, waivable
- Apply by
- Jan 13, 2027
Bonus
$300
Apply by Jan 13, 2027
Offer code
Q4SAV26Enter it when you apply.
Read the bank's terms · Offer terms can change. Confirm current eligibility and terms with the bank before applying.
Your fit
Add your state, direct deposit and cash to check this offer's conditions against your situation.
This checks the published conditions only. The bank decides who is approved.
Steps to earn
Complete all 3 steps for $300
Opening deposit
Open with at least $25 using promo code Q4SAV26.
- $25
New money
Deposit at least $15,000 in new money within 30 days of opening.
- $15,000
- Within 30 days of opening
Keep a balance
Maintain a daily balance of at least $15,000 until the 60th day after opening.
- $15,000
- Keep it for 60 days
Timeline
Add a date to put the deadlines on a calendar. Only steps timed from opening get a date.
Apply by Jan 13, 2027
Open the account with $25
New money
Day 30 after opening
Deposit at least $15,000 in new money within 30 days of opening.
Keep a balance
Maintain a daily balance of at least $15,000 until the 60th day after opening.
Bonus paid
Within 30 days after the month end in which all requirements are met.
Money and fees
- Bonus
- $300
- Monthly fees
- $5/month unless waived
- Bonus after fees, before tax
- $290 to $300
Waived with: Maintain a $500 daily balance.
Up to $10 if you miss the waiver for about 2 months
Cash to keep in the account
$15,000 for 60 days
Is moving the money worth it?
Enter the APY that money earns where it is now. We'll subtract the interest you'd give up.
Months are estimated from the longest step, about 60 days. Your statement dates can change the count.
After the bonus
- Account type
- Business savings
- Monthly fee
- $5/mo
- How to waive it
- Maintain a $500 daily balance.
- APY
- Not stated in the terms we reviewed
- Early closure fee
- Not stated in the terms we reviewed
- How to open
- Not verified
Eligibility
Where it's offered
The bank's terms don't list states. Check availability on the bank's site before applying.
Who can get it
No new-customer rule in the terms we reviewed.
Open a new Basic Business Savings account with promo code Q4SAV26. Only one business savings bonus per business; money must come from outside U.S. Bank and affiliates. Employees are ineligible. Keep the account open, positive, and the same product type through payout.
Terms and sources
Checked against usbank.com on Oct 9, 2026. Next check by Oct 23, 2026.
- usbank.com/business-banking/banking-products/business-bank-accounts/business-savings-account.htmlCaptured Oct 9, 2026
Offer terms can change. Confirm current eligibility and terms with the bank before applying.