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CardRewards

MASTERCARDMastercard World

Citi® Diamond Preferred® Card

Name: Citi® Diamond Preferred® Card
Brand: Citi
Availability: InStock

Annual Fee

Top Rate

At a Glance

Annual Fee

Foreign Transaction Fee

Network

Mastercard World

Rewards Currency

Citi ThankYou Rewards

Credit Required

Good to Excellent

Earning Rates

Dining

Citi ThankYou Points per $1 spent on restaurants

Entertainment

Citi ThankYou Points per $1 spent on entertainment

Streaming

Citi ThankYou Points per $1 spent on streaming services

All Other

Base earn rate on all other purchases

Benefits & Perks

Insurance & Protections

Combined Protection Value

$1,250

Zero liability for unauthorized charges

You are not liable for fraudulent or unauthorized charges made on your card.

Zero Liability on unauthorized transactions

You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.

Add an extra year to manufacturer warranties

Extends warranties by one year on purchases with 3-year or shorter original warranties, up to 4 years total coverage.

Reviews & Analysis

Pros and Cons

Pros

+Extended 0% intro APR period on balance transfers (typically 21 months)
+No annual fee
+Earns 2x Citi ThankYou Points on dining, entertainment, and streaming
+1x points on all other purchases
+Access to Citi Entertainment for event presales

Cons

-Balance transfer fee applies (typically 5%)
-3% foreign transaction fee
-No purchase protection or extended warranty benefits
-Limited value after promotional period ends
-Modest rewards compared to dedicated rewards cards

Who It's Best For

Details & Terms

Payment Terms

Purchase APR	16.49%–27.24% (Variable)
Cash Advance APR	27.24% (Variable)
Foreign Transaction Fee	$0

Media & Resources

Evidence Sources

Source	Date	URL
—	—	View source
—	—	View source

Explore More

See all Citicards →Best Dining Credit Cards Best Entertainment Rewards Cards Best Credit Cards for Streaming Browse all card categories →Browse all card benefits →Browse all credit cards →

MASTERCARDMastercard World

Citi® Diamond Preferred® Card

Annual Fee

Top Rate

At a Glance

Annual Fee

Foreign Transaction Fee

Network

Mastercard World

Rewards Currency

Citi ThankYou Rewards

Credit Required

Good to Excellent

Earning Rates

Dining

Citi ThankYou Points per $1 spent on restaurants

Entertainment

Citi ThankYou Points per $1 spent on entertainment

Streaming

Citi ThankYou Points per $1 spent on streaming services

All Other

Base earn rate on all other purchases

Benefits & Perks

Insurance & Protections

Combined Protection Value

$1,250

Zero liability for unauthorized charges

You are not liable for fraudulent or unauthorized charges made on your card.

Zero Liability on unauthorized transactions

You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.

Add an extra year to manufacturer warranties

Extends warranties by one year on purchases with 3-year or shorter original warranties, up to 4 years total coverage.

Reviews & Analysis

Pros and Cons

Pros

+Extended 0% intro APR period on balance transfers (typically 21 months)
+No annual fee
+Earns 2x Citi ThankYou Points on dining, entertainment, and streaming
+1x points on all other purchases
+Access to Citi Entertainment for event presales

Cons

-Balance transfer fee applies (typically 5%)
-3% foreign transaction fee
-No purchase protection or extended warranty benefits
-Limited value after promotional period ends
-Modest rewards compared to dedicated rewards cards

Who It's Best For

Details & Terms

Payment Terms

Purchase APR	16.49%–27.24% (Variable)
Cash Advance APR	27.24% (Variable)
Foreign Transaction Fee	$0

Media & Resources

Evidence Sources

Source	Date	URL
—	—	View source
—	—	View source

Explore More

See all Citicards →Best Dining Credit Cards Best Entertainment Rewards Cards Best Credit Cards for Streaming Browse all card categories →Browse all card benefits →Browse all credit cards →

MASTERCARDMastercard World

Citi® Diamond Preferred® Card

Annual Fee

Top Rate

At a Glance

Annual Fee

Foreign Transaction Fee

Network

Mastercard World

Rewards Currency

Citi ThankYou Rewards

Credit Required

Good to Excellent

Earning Rates

Dining

Citi ThankYou Points per $1 spent on restaurants

Entertainment

Citi ThankYou Points per $1 spent on entertainment

Streaming

Citi ThankYou Points per $1 spent on streaming services

All Other

Base earn rate on all other purchases

Benefits & Perks

Insurance & Protections

Combined Protection Value

$1,250

Zero liability for unauthorized charges

You are not liable for fraudulent or unauthorized charges made on your card.

Zero Liability on unauthorized transactions

You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.

Add an extra year to manufacturer warranties

Extends warranties by one year on purchases with 3-year or shorter original warranties, up to 4 years total coverage.

Reviews & Analysis

Pros and Cons

Pros

+Extended 0% intro APR period on balance transfers (typically 21 months)
+No annual fee
+Earns 2x Citi ThankYou Points on dining, entertainment, and streaming
+1x points on all other purchases
+Access to Citi Entertainment for event presales

Cons

-Balance transfer fee applies (typically 5%)
-3% foreign transaction fee
-No purchase protection or extended warranty benefits
-Limited value after promotional period ends
-Modest rewards compared to dedicated rewards cards

Who It's Best For

Details & Terms

Payment Terms

Purchase APR	16.49%–27.24% (Variable)
Cash Advance APR	27.24% (Variable)
Foreign Transaction Fee	$0

Media & Resources

Evidence Sources

Source	Date	URL
—	—	View source
—	—	View source

Explore More

See all Citicards →Best Dining Credit Cards Best Entertainment Rewards Cards Best Credit Cards for Streaming Browse all card categories →Browse all card benefits →Browse all credit cards →

Show all 8 protections

+12 months extended warranty (up to $10K)

Doubles the manufacturer's warranty by up to 12 months on purchases, with coverage up to $10,000 per item.

Credit file monitoring and fraud alerts

Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.

$1,000/claim purchase protection (90 days)

$1,000

Items purchased with your card are covered against damage or theft for 90 days, up to $1,000 per claim.

Price match within 120 days ($250 max)

$250

Get refunded the price difference if you find a lower advertised price within 120 days, up to $250 per claim.

Show all 8 protections

+12 months extended warranty (up to $10K)

Doubles the manufacturer's warranty by up to 12 months on purchases, with coverage up to $10,000 per item.

Credit file monitoring and fraud alerts

Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.

$1,000/claim purchase protection (90 days)

$1,000

Items purchased with your card are covered against damage or theft for 90 days, up to $1,000 per claim.

Price match within 120 days ($250 max)

$250

Get refunded the price difference if you find a lower advertised price within 120 days, up to $250 per claim.

Show all 8 protections

+12 months extended warranty (up to $10K)

Doubles the manufacturer's warranty by up to 12 months on purchases, with coverage up to $10,000 per item.

Credit file monitoring and fraud alerts

Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.

$1,000/claim purchase protection (90 days)

$1,000

Items purchased with your card are covered against damage or theft for 90 days, up to $1,000 per claim.

Price match within 120 days ($250 max)

$250

Get refunded the price difference if you find a lower advertised price within 120 days, up to $250 per claim.

At a Glance

Earning Rates

Insurance & Protections

Zero liability for unauthorized charges

Zero Liability on unauthorized transactions

Add an extra year to manufacturer warranties

Pros and Cons

Pros

Cons

Who It's Best For

Payment Terms

Evidence Sources

Explore More

At a Glance

Earning Rates

Insurance & Protections

Zero liability for unauthorized charges

Zero Liability on unauthorized transactions

Add an extra year to manufacturer warranties

Pros and Cons

Pros

Cons

Who It's Best For

Payment Terms

Evidence Sources

Explore More

At a Glance

Earning Rates

Insurance & Protections

Zero liability for unauthorized charges

Zero Liability on unauthorized transactions

Add an extra year to manufacturer warranties

Pros and Cons

Pros

Cons

Who It's Best For

Payment Terms

Evidence Sources

Explore More

Up to $500 protection for damaged purchases

+12 months extended warranty (up to $10K)

Credit file monitoring and fraud alerts

$1,000/claim purchase protection (90 days)

Price match within 120 days ($250 max)

Best For

Not Ideal For

Up to $500 protection for damaged purchases

+12 months extended warranty (up to $10K)

Credit file monitoring and fraud alerts

$1,000/claim purchase protection (90 days)

Price match within 120 days ($250 max)

Best For

Not Ideal For

Up to $500 protection for damaged purchases

+12 months extended warranty (up to $10K)

Credit file monitoring and fraud alerts

$1,000/claim purchase protection (90 days)

Price match within 120 days ($250 max)

Best For

Not Ideal For

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