Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World
Rewards Currency
Citi ThankYou Rewards
Credit Required
Good to Excellent
Benefits & Perks
Combined Protection Value
$1,000
You are not liable for fraudulent or unauthorized charges made on your card.
Covers new purchases against damage or theft for 120 days, up to $500 per item.
Reviews & Analysis
Details & Terms
| Purchase APR | 16.49%–27.24% (Variable) |
| Cash Advance APR | 27.24% (Variable) |
| Foreign Transaction Fee | $0 |
Media & Resources
| Source | Verified | Citation |
|---|---|---|
| CardRatings | — | CardRatings |
| RewardsCC API | RewardsCC API: Multiple card facts | |
| Issuer Page | Issuer Page: Multiple card facts |
Extends warranties by one year on purchases with 3-year or shorter original warranties, up to 4 years total coverage.
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Doubles the manufacturer's warranty by up to 12 months on purchases, with coverage up to $10,000 per item.
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
Items purchased with your card are covered against damage or theft for 90 days, up to $1,000 per claim.
