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3x points everywhere Amex is accepted. $0 annual fee.
The Bloomingdale's American Express Card earns 3 Loyallist points per dollar on all purchases — at Bloomingdale's and everywhere else Amex is accepted — with no annual fee. With 5,000 points converting to a $25 Bloomingdale's reward, regular shoppers can earn $150+ in annual rewards. New cardholders save 20% on their first 2 days, up to $250.
Up to 3X (Bloomingdales)
Highest rate (conditional)
Annual Fee
$0
Network
—
Rewards Currency
Bloomingdale's
Credit Required
Good to Excellent
Benefits & Perks
Reviews & Analysis
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| WalletHub | 3.4/5 | ||
| Credit Karma | 2.7/5 |
A $0 annual fee co-branded store card that earns 3x Loyallist points everywhere Amex is accepted, not just at Bloomingdale's. Points convert at 0.5 cents each (5,000 = $25), making the effective earn rate 1.5% — below average for a no-fee card. Best suited for regular Bloomingdale's shoppers who can benefit from free shipping and triple point events.
Details & Terms
2026 reviews and ratings from WalletHub users with insights on rewards value and APR
Comprehensive review focusing on first-purchase discount value and comparison with other store cards
Credit Karma insights including cardholder credit scores and credit limits data
In-depth review covering earnings structure, welcome offer value, and overall worth assessment
User reviews and analysis of the Bloomingdale's American Express card benefits and drawbacks
Official Bloomingdale's page detailing Loyallist program benefits and rewards structure
American Express official benefits overview and cardholder perks for the Bloomingdale's card
Official card agreement PDF with complete terms, conditions, and fee disclosures
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| American Express | — | American Express |
| Citi | — | Citi |
| Citi Retail Services | — | Citi Retail Services |
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
