Bloomingdale's American Express® Card
3x points everywhere Amex is accepted. $0 annual fee.
The Bloomingdale's American Express Card earns 3 Loyallist points per dollar on all purchases — at Bloomingdale's and everywhere else Amex is accepted — with no annual fee. With 5,000 points converting to a $25 Bloomingdale's reward, regular shoppers can earn $150+ in annual rewards. New cardholders save 20% on their first 2 days, up to $250.
- Annual Fee
- $0
- Highest rate (conditional)
- Up to 3X (Bloomingdales)
Terms checked against the issuer on November 4, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- 3%
- Network
- —
- Rewards Currency
- Bloomingdale's
- Credit Required
- Good to Excellent
Earning Rates
- 3X
Bloomingdales
Earning Scenarios
3x Points at Bloomingdale's
Every dollar spent at Bloomingdale's stores and bloomingdales.com earns 3 Loyallist points, equivalent to 1.5% back in Bloomingdale's rewards.
Spend $5,000/year at Bloomingdale's = 15,000 points = $75 in Reward Cards
3x Points Everywhere Else
Use your card for everyday purchases wherever Amex is accepted and earn the same 3x rate as in-store Bloomingdale's purchases.
Spend $10,000/year on everyday purchases = 30,000 points = $150 in Reward Cards
Benefits & Perks
Reviews & Analysis
Third-Party Rankings & Ratings
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| WalletHub | 3.4/5 | ||
| Credit Karma | 2.7/5 |
How It Compares
A $0 annual fee co-branded store card that earns 3x Loyallist points everywhere Amex is accepted, not just at Bloomingdale's. Points convert at 0.5 cents each (5,000 = $25), making the effective earn rate 1.5% — below average for a no-fee card. Best suited for regular Bloomingdale's shoppers who can benefit from free shipping and triple point events.
Details & Terms
Payment Terms
| Purchase APR | 32.99% (Variable) |
| Cash Advance APR | 32.99% (Variable) |
| Foreign Transaction Fee | 3% |
Media & Resources
Video Reviews
5 videosCan I Use My Macy's Credit Card At Bloomingdale's?
How To Cancel Bloomingsdale Credit Card
Bloomingdale's Credit Card Citi review
How To Cancel Bloomingdale Credit Card
Third-Party Articles & Reviews
Bloomingdale's Credit Card review: Save up to $250 with this store credit card
Comprehensive review focusing on first-purchase discount value and comparison with other store cards
Bloomingdale's Credit Card
Credit Karma insights including cardholder credit scores and credit limits data
5 Things to Know About the Bloomingdale's Credit Card
In-depth review covering earnings structure, welcome offer value, and overall worth assessment
Bloomingdale's American Express® Card Reviews
User reviews and analysis of the Bloomingdale's American Express card benefits and drawbacks
Bloomingdale's Credit Card Reviews (2026)
2026 reviews and ratings from WalletHub users with insights on rewards value and APR
Loyallist: Member Benefits
Official Bloomingdale's page detailing Loyallist program benefits and rewards structure
Bloomingdale's Card Benefits
American Express official benefits overview and cardholder perks for the Bloomingdale's card
Bloomingdale's American Express Credit Card Disclosures
Official card agreement PDF with complete terms, conditions, and fee disclosures
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| Issuer Page | Issuer Page | |
| RewardsCC API | — | RewardsCC API |
| American Express | — | American Express |
| Citi | — | Citi |
| Citi Retail Services | — | Citi Retail Services |
| Citi | Citi |
Top brands for this card
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
