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Citi Secured Mastercard
MASTERCARDMastercard Standard

Citi® Secured Mastercard®

Annual Fee
$0
Source: Citi

Terms checked against the issuer on October 10, 2026

Apply on Citi's site

At a Glance

Annual Fee
$0
Foreign Transaction Fee
3%
Network
Mastercard Standard
Credit Required
Fair

Benefits & Perks

Insurance & Protections

3 protections

  1. Zero Liability on unauthorized transactions

    You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.

  2. Help Keep Your Identity Safe

    The ID Theft Protection program offered by Mastercard helps eliminate the worry of identity theft by monitoring the information you choose to prote...

  3. 24/7 lost/stolen card assistance worldwide

    Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.

Details & Terms

Payment Terms

Purchase APR26.24% (Variable)
Foreign Transaction Fee3%

Reviews & Analysis

Media & Resources

Card Design

Citi Secured Mastercard

Evidence Sources

SourceCitation
RewardsCC APIRewardsCC API
CitiCiti: Apr
CitiCiti

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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.