Citi / AAdvantage Globe Mastercard
- Annual Fee
- $350
- miles · Welcome Bonus
- 60,000
- Highest rate (conditional)
- Up to 6X (Hotels Aadvantage)
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $350
- Authorized User Fee
- $175
- Foreign Transaction Fee
- $0
- Network
- —
- Rewards Currency
- American AAdvantage
- Point Valuation
- 1.2–1.7 cpp (mid: 1.45)
Welcome Offer
60,000
miles
Spend $4,000 in the first 3 months
Earning Rates
- 6X
Hotels Aadvantage
6x miles on eligible AAdvantage Hotels bookings (aadvantagehotels.com)
- 3X
American Airlines
3x miles on eligible American Airlines purchases
- 2X
Ridesharing
2x miles on eligible Rides and Rails purchases, including taxis, rideshares and public transit (one 2x rate; ridesharing and transit are listed separately for category search)
- 2X
Transit
2x miles on eligible Rides and Rails purchases, including taxis, rideshares and public transit (one 2x rate; ridesharing and transit are listed separately for category search)
- 2X
Dining
Earn 2 AAdvantage® miles for every $1 spent at restaurants, including takeout and delivery
- 1X
All Other
1X points on all purchases
Benefits & Perks
Travel Benefits
3 perksFlights & Airlines
General Travel
Annual Credits & Statement Credits
4 creditsUp to
$447.50
in recurring credits (annual)
$240 Turo credit
Earn up to $30 in statement credits for each eligible Turo trip completed, for a total of up to $240 in statement credits annually. To qualify, you
$240
Annual
$120 Global Entry/TSA PreCheck
Receive a statement credit, up to $120 every 4 years, as reimbursement for your application fee for Global Entry® or TSA Precheck®.
$120
Every 4 years
$100 inflight credit
Every calendar year, earn up to $100 in statement credits on inflight purchases when you use your card on American Airlines flights.
$100
Annual
$100 splurge credit
Every calendar year, earn up to $100 in statement credits on your choice of up to 2 of the following brands: 1stDibs, eligible AAdvantage Hotels™
$100
Annual
Lounge Access
Admirals Club® Globe™ Passes (over $300 in value)
Every calendar year, receive 4 Admirals Club® Globe™ Passes and enjoy access to nearly 50 Admirals Club® lounges. Relax and unwind with complimentary
Insurance & Protections
2 protectionsComprehensive identity theft monitoring
Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.
Travel and shopping protection benefits
secondary
Help stay protected with travel and shopping protection benefits: Enhanced Trip Cancellation Interruption, Lost or Damaged Luggage, MasterRental®
Dining Out
2x at restaurants
AAdvantage
≈$2.90 in value on a $100 dinner, at our valuation of 1.45¢ per point
Annual fee: $350
Explore 5,512 New York restaurants with this cardStack a dining program
Rakuten Dining
5% back at 20,618 participating restaurants, on top of this card's 2x, once you join and link this card.
+$5
cash back, or ≈$5.50 as points
More on a $100 dinner
Program & Transfers
AAdvantage
North America's largest airline rewards network
American Airlines AAdvantage is one of the world's largest airline loyalty programs, serving over 115 million members with access to the oneworld alliance network. As a founding member of oneworld, AAdvantage miles can be earned and redeemed across 13 partner airlines including British Airways, Cathay Pacific, Qantas, and Qatar Airways. The program uses revenue-based earning for American Airlines flights while maintaining distance-based awards on many partner airlines. American operates the largest commercial airline network globally with major hubs in Dallas-Fort Worth, Charlotte, Phoenix, Philadelphia, Miami, Chicago, Los Angeles, and New York. AAdvantage members earn Loyalty Points toward elite status and can redeem miles for flights, upgrades, hotels, and merchandise. The program offers competitive award pricing and strong availability on both domestic and international routes. American partners with Citi and Barclays for co-branded credit cards that provide accelerated earning, free checked bags, and priority boarding privileges. Premium cardholders gain access to Admirals Club lounges and receive expanded award inventory through preferred pricing.
Program Ratings
Sweet Spots — Best Redemptions
| Route / Property | Points | Cabin/Type | Value / Region |
|---|---|---|---|
| Domestic US in Economy on American | 5,000 | economy | United States |
| US to Australia in Business | 80,000 | business | Australia Nz |
| Transcontinental US in Business | 21,000 | business | United States |
| US to South America in Economy | 12,000 | economy | South America |
| Domestic US in Economy on a Partner | 12,500 | economy | United States |
| Domestic US in First Class | 16,500 | first | United States |
| US to Europe in Economy | 19,000 | economy | Europe |
| US to Hawaii in Economy | 20,000 | economy | United States |
| Domestic US in Business | 22,000 | business | United States |
| US to Japan in Economy | 25,000 | economy | Asia |
| Australia/NZ | 35,000 | — | — |
| US to Europe in Business | 57,500 | business | Europe |
| US to Japan in Business on a Partner | 60,000 | business | Asia |
| US to Middle East in Business on a Partner | 70,000 | business | Middle East |
| US to Japan in First Class on a Partner | 80,000 | first | Asia |
Reviews & Analysis
Third-Party Rankings & Ratings
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| PointsNav | #21 of 119 |
Category Rankings (6 categories)
The Math: Is $350 Worth It?
First-year value includes $870.00 welcome bonus
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$268.50
Annual Fee
-$350
Net Annual Value
-$81.50
Details & Terms
Application Rules
| Rule | Details |
|---|---|
| Citi 2/65 | You'll be declined if you apply for a third Citi card within 65 days |
| Citi 1/8 | You'll be declined if you apply for a second Citi card (business and/or personal) within 8 days |
| Citi 6/6 | You'll be declined if there are 6 or more hard inquiries on your credit report the past 6 months |
| Citi 5 Day Rule | You may be rejected when applying for a Citi credit card if your credit has been pulled within the last five days (by any bank). |
| One Globe bonus per 48 months | Citi says the American Airlines AAdvantage bonus miles are not available if you have received a new account bonus for a Citi / AAdvantage Globe account in the past 48 months, or if you converted another Citi card on which you earned a new account bonus in the last 48 months into a Citi / AAdvantage Globe account. |
Payment Terms
| Purchase APR | 19.74%–29.74% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $175 |
FAQs
How many miles gets a free flight?
The lowest one-way redemption on American is 7,500 miles for domestic U.S. or Canada routes. Partner awards start at 12,500 miles one-way and can offer better value on select international itineraries when availability lines up. Domestic pricing can vary by date and demand.
How many AA miles to fly to Europe?
You can fly to Europe from 25,000 miles one-way in economy or 75,000 in business/first on American. You can find partner redemptions starting at 22,500 in economy or 57,500 in business, but you have to find saver availability. Be careful of high surcharges on certain partners
Which credit card is best for miles?
American has five co-branded cards offered by Citi and Barclays. The Citi AAdvantage Executive offers the highest welcome bonus and premium perks (like lounge access), but it also carries the highest annual fee. "Best" card depends on how often you fly with AA
Which AA card has lounge access?
The Citi AAdvantage Executive includes full Admirals Club membership for the cardholder, immediate family, and two guests. The Citi Strata Elite offers four annual Admirals Club passes as part of its benefits. Both have high $595 annual fees.
What’s the difference between Loyalty Points and AAdvantage miles?
Loyalty Points determine your elite status; AAdvantage miles are the currency you use redeem for flights. You generally earn one Loyalty Point per base mile earned—not on credit card welcome bonuses, multipliers, or promotional bonus miles.
Media & Resources
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| Citi | Citi | |
| Citi | Citi | |
| Citi | — | Citi |
| NerdWallet | NerdWallet: Card name | |
| RewardsCC API | RewardsCC API: Multiple card facts | |
| Citi | Citi |
Top brands for this card
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
Partner credits at
Merchants this card gives you a statement credit or membership at. Unlike the brands above, this isn't about earn rate — it's money the card hands back when you spend there.