Axos Bank
Business checkingVerified Oct 9, 2026
Axos Basic Business Checking: $200 bonus
Maintain a $3,000 average daily checking balance in four of the first five statement cycles.
- Deposit
- None required
- Cash to keep
- $3,000
- Monthly fee
- $0
- Apply by
- Jan 31, 2027
Bonus
$200
Apply by Jan 31, 2027
Offer code
START200Enter it when you apply.
Read the bank's terms · Offer terms can change. Confirm current eligibility and terms with the bank before applying.
Your fit
Add your state, direct deposit and cash to check this offer's conditions against your situation.
- 1 thing to check: Your history with Axos Bank
This checks the published conditions only. The bank decides who is approved.
Steps to earn
Complete all 2 steps for $200
Keep a balance
Maintain a $3,000 average daily checking balance in four of the first five statement cycles.
- $3,000
- In each of 4 statement cycles
Condition
Fund the account within 60 days of opening to avoid automatic closure.
- Within 60 days of opening
Timeline
Add a date to put the deadlines on a calendar. Only steps timed from opening get a date.
Apply by Jan 31, 2027
Open the account
Condition
Day 60 after opening
Fund the account within 60 days of opening to avoid automatic closure.
Keep a balance
Maintain a $3,000 average daily checking balance in four of the first five statement cycles.
Bonus paid
$50 within 10 business days after each qualifying statement cycle, up to four cycles among the first five.
Money and fees
- Bonus
- $200
- Monthly fees
- No monthly fee
- Bonus after fees, before tax
- $200
Cash to keep in the account
$3,000
After the bonus
- Account type
- Business checking
- Monthly fee
- $0
- APY
- Not stated in the terms we reviewed
- Early closure fee
- $200
- How to open
- Online
Eligibility
Where it's offered
The bank's terms don't list states. Check availability on the bank's site before applying.
Who can get it
New customers only. If you've had an account with Axos Bank, check the look-back period in the terms.
Open with code START200. Business must be less than one year old and have no prior Axos Small Business Banking primary ownership. Fund within 60 days to avoid automatic closure. Cannot combine with other new-account introductory bonuses. Closing within 180 days may incur an early closure fee up to $200.
Terms and sources
Checked against axosbank.com on Oct 9, 2026. Next check by Oct 23, 2026.
- axosbank.com/business/business-checking-accountsCaptured Oct 9, 2026
Offer terms can change. Confirm current eligibility and terms with the bank before applying.