Capital One
CheckingVerified Oct 9, 2026
Capital One 360 Checking: $250 bonus
Receive at least two qualifying payroll, pension, government, or other regular-income direct deposits of at least $500 each within 75 days of opening.
- Direct deposits
- $1,000 in 75 days
- Cash to keep
- No balance requirement
- Monthly fee
- $0
- Apply by
- No end date stated
Bonus
$250
Offer code
CHECKING250Enter it when you apply.
Read the bank's terms · Offer terms can change. Confirm current eligibility and terms with the bank before applying.
Your fit
Add your state, direct deposit and cash to check this offer's conditions against your situation.
- 1 thing to check: Your history with Capital One
This checks the published conditions only. The bank decides who is approved.
Steps to earn
Complete all 1 step for $250
Direct deposit
Receive at least two qualifying payroll, pension, government, or other regular-income direct deposits of at least $500 each within 75 days of opening.
- $1,000
- 2 times
- Within 75 days of opening
Timeline
Add a date to put the deadlines on a calendar. Only steps timed from opening get a date.
No application deadline stated
Open the account
Direct deposit
Day 75 after opening
Receive at least two qualifying payroll, pension, government, or other regular-income direct deposits of at least $500 each within 75 days of opening.
Bonus paid
After the first 75 days, Capital One may take up to 60 more days to assess and pay; expect payment within 135 days of opening.
Money and fees
- Bonus
- $250
- Monthly fees
- No monthly fee
- Bonus after fees, before tax
- $250
Cash to keep in the account
No balance to maintain
After the bonus
- Account type
- Checking
- Monthly fee
- $0
- APY
- Not stated in the terms we reviewed
- Early closure fee
- Not stated in the terms we reviewed
- How to open
- Not verified
Eligibility
Where it's offered
The bank's terms don't list states. Check availability on the bank's site before applying.
Who can get it
New customers only. If you've had an account with Capital One, check the look-back period in the terms.
Open using code CHECKING250. Anyone who owned 360 Checking, Simply Checking, or Total Control Checking as a primary or secondary holder on or after January 1, 2024 is ineligible. Each qualifying deposit must be at least $500 from eligible regular income; account must remain open and in good standing.
Terms and sources
Checked against capitalone.com on Oct 9, 2026. Next check by Oct 23, 2026.
- capitalone.com/bank/checking250Captured Oct 9, 2026
Offer terms can change. Confirm current eligibility and terms with the bank before applying.