First Horizon Private Client Reserve Checking: up to $3,000 bonus

Complete all 3 steps for $3,000

1. 1

   New money

   Deposit at least $500,000 in money new to First Horizon into eligible checking and/or Private Client Money Market Savings within 45 days.

   • $500,000
   • Within 45 days of opening
2. 2

   Keep a balance

   Maintain a combined end-of-day ledger balance of at least $500,000 for 90 consecutive days starting the day after the 45-day funding window.

   • $500,000
   • Keep it for 90 days
3. 3

   Direct deposit

   Enroll in direct deposit within 90 days and receive at least two qualifying payroll or benefit ACH deposits to checking during the 90-day maintenance window.

   • 2 times

1. Apply by Oct 30, 2026

2. Open the account

3. New money

   Day 45 after opening

   Deposit at least $500,000 in money new to First Horizon into eligible checking and/or Private Client Money Market Savings within 45 days.

4. Keep a balance

   Maintain a combined end-of-day ledger balance of at least $500,000 for 90 consecutive days starting the day after the 45-day funding window.

5. Direct deposit

   Enroll in direct deposit within 90 days and receive at least two qualifying payroll or benefit ACH deposits to checking during the 90-day maintenance window.

6. Bonus paid

   Within 10 business days after the 90-day balance-maintenance period; checking must stay open and in good standing.

Account type

Checking

Monthly fee

Not verified

APY

Not stated in the terms we reviewed

Early closure fee

Not stated in the terms we reviewed

How to open

At a branch

• Chase Private Client Checking$3,000No direct deposit neededNew money: $500,000 in 45 days
• tastytrade taxable brokerage account$2,000$400,000 less cash to keepNew money: $100,000 in 30 days