Wells Fargo Everyday Checking: $325 bonus

Receive at least $1,000 in qualifying ACH direct deposits, RTP/FedNow payments, or third-party debit-card credits within 90 days of opening.

Direct deposits: $1,000 in 90 days
Cash to keep: No balance requirement
Monthly fee: $15/mo, waivable
Apply by: Oct 13, 2026

Bonus

$325

Apply by Oct 13, 2026

View offer at Wells Fargo

Read the bank's terms · Offer terms can change. Confirm current eligibility and terms with the bank before applying.

Your fit

Add your state, direct deposit and cash to check this offer's conditions against your situation.

1 thing to check: Your history with Wells Fargo

This checks the published conditions only. The bank decides who is approved.

Steps to earn

Complete all 2 steps for $325

1
Opening deposit
Open with at least $25.
- $25
2
Direct deposit
Receive at least $1,000 in qualifying ACH direct deposits, RTP/FedNow payments, or third-party debit-card credits within 90 days of opening.
- $1,000
- Within 90 days of opening

Timeline

When will you open it?

Add a date to put the deadlines on a calendar. Only steps timed from opening get a date.

Apply by Oct 13, 2026
Open the account with $25
Direct deposit
Day 90 after opening
Receive at least $1,000 in qualifying ACH direct deposits, RTP/FedNow payments, or third-party debit-card credits within 90 days of opening.
Bonus paid
Within 30 calendar days after meeting the qualifying electronic-deposit requirement, while the account stays open.

Money and fees

Bonus: $325
Monthly fees: $15/month unless waived
Bonus after fees, before tax: $280 to $325

Cash to keep in the account

No balance to maintain

Direct deposits: $1,000 in 90 days

Months are estimated from the longest step, about 90 days. Your statement dates can change the count.

After the bonus

Account type: Checking
Monthly fee: $15/mo
How to waive it: $1,500 minimum daily balance, $5,000 qualifying linked balances, $500 qualifying electronic deposits, or primary owner age 17–24; other military waivers may apply.
APY: Not stated in the terms we reviewed
Early closure fee: Not stated in the terms we reviewed
How to open: Not verified

Eligibility

Where it's offered

The bank's terms don't list states. Check availability on the bank's site before applying.

Who can get it

New customers only. If you've had an account with Wells Fargo, check the look-back period in the terms.

From the bank's terms

Use the offer code when opening online or at a branch by October 13. Primary owners who received a Wells Fargo consumer checking bonus in the past 12 months, employees, and certain nonresident applicants are excluded.

Terms and sources

Checked against accountoffers.wellsfargo.com on Oct 9, 2026. Next check by Oct 23, 2026.

accountoffers.wellsfargo.com/checkingofferCaptured Oct 9, 2026

Read the bank's terms

Offer terms can change. Confirm current eligibility and terms with the bank before applying.