Grow Financial Federal Credit Union
CheckingVerified Oct 9, 2026
Grow Financial Checkless Checking: $300 bonus
Receive two new qualifying payroll, pension, Social Security, or other recurring income direct deposits of at least $500 each within 90 days.
- Direct deposits
- $1,000 in 90 days
- Cash to keep
- No balance requirement
- Monthly fee
- $0
- Apply by
- No end date stated
Bonus
$300
View offer at Grow Financial Federal Credit UnionRead the bank's terms · Offer terms can change. Confirm current eligibility and terms with the bank before applying.
Your fit
Add your state, direct deposit and cash to check this offer's conditions against your situation.
This checks the published conditions only. The bank decides who is approved.
Steps to earn
Complete all 3 steps for $300
Opening deposit
Open a Basic Savings membership account with at least $1 if not already a member.
- $1
Direct deposit
Receive two new qualifying payroll, pension, Social Security, or other recurring income direct deposits of at least $500 each within 90 days.
- $1,000
- 2 times
- Within 90 days of opening
Account activity
Set up Grow Online Banking and mobile banking within 90 days.
- Within 90 days of opening
Timeline
Add a date to put the deadlines on a calendar. Only steps timed from opening get a date.
No application deadline stated
Open the account with $1
Direct deposit
Day 90 after opening
Receive two new qualifying payroll, pension, Social Security, or other recurring income direct deposits of at least $500 each within 90 days.
Account activity
Day 90 after opening
Set up Grow Online Banking and mobile banking within 90 days.
Bonus paid
Within 90 days of satisfying the direct-deposit and online-banking requirements.
Money and fees
- Bonus
- $300
- Monthly fees
- No monthly fee
- Bonus after fees, before tax
- $300
Cash to keep in the account
No balance to maintain
Direct deposits: $1,000 in 90 days
After the bonus
- Account type
- Checking
- Monthly fee
- $0
- APY
- Not stated in the terms we reviewed
- Early closure fee
- Not stated in the terms we reviewed
- How to open
- Not verified
Eligibility
Where it's offered
The bank's terms don't list states. Check availability on the bank's site before applying.
Who can get it
No new-customer rule in the terms we reviewed.
New or existing Grow members age 18+ may qualify, but not anyone with an existing or previously closed Grow checking account. Membership requires a Basic Savings account with $1. Open using the offer link; set up both online and mobile banking within 90 days. One Grow checking promotion per calendar year.
Terms and sources
Checked against growfinancial.org on Oct 9, 2026. Next check by Oct 23, 2026.
- growfinancial.org/checking300Captured Oct 9, 2026
Offer terms can change. Confirm current eligibility and terms with the bank before applying.