Charles Schwab

BrokerageVerified Oct 9, 2026

Schwab eligible retail brokerage account: up to $1,000 bonus

Net deposit at least $500,000 in qualifying cash or securities within 45 days.

Choose your target

Higher tiers ask for more. Your choice updates the steps, money and timeline.

New money
$500,000 in 45 days
Cash to keep
No balance requirement
Monthly fee
Not verified
Apply by
No end date stated

Selected target

$1,000

View offer at Charles Schwab

Read the bank's terms · Offer terms can change. Confirm current eligibility and terms with the bank before applying.

Your fit

Add your state, direct deposit and cash to check this offer's conditions against your situation.

  • 1 thing to check: Your history with Charles Schwab

This checks the published conditions only. The bank decides who is approved.

Steps to earn

Complete all 1 step for $1,000

  1. New money

    Net deposit at least $500,000 in qualifying cash or securities within 45 days.

    • $500,000
    • Within 45 days of opening

All tiers

BonusDeposit to qualifyCash to keepChoose your target
$100New money: $25,000 in 45 daysNo balance requirement
$300New money: $50,000 in 45 daysNo balance requirement
$500New money: $100,000 in 45 daysNo balance requirement
$1,000New money: $500,000 in 45 daysNo balance requirementSelected

Timeline

Add a date to put the deadlines on a calendar. Only steps timed from opening get a date.

  1. No application deadline stated

  2. Open the account

  3. New money

    Day 45 after opening

    Net deposit at least $500,000 in qualifying cash or securities within 45 days.

  4. Bonus paid

    About one to two weeks after the 45-day qualification period ends.

Money and fees

Bonus
$1,000
Monthly fees
Not verified — check the bank's fee schedule
Bonus after fees, before tax
We can't estimate this until the fee is verified.

Cash to keep in the account

No balance to maintain

New money: $500,000 in 45 days

After the bonus

Account type
Brokerage
Monthly fee
Not verified
APY
Not stated in the terms we reviewed
Early closure fee
Not stated in the terms we reviewed
How to open
Online

Eligibility

Where it's offered

The bank's terms don't list states. Check availability on the bank's site before applying.

Who can get it

New customers only. If you've had an account with Charles Schwab, check the look-back period in the terms.

From the bank's terms
Requires a referral code from an existing Schwab client during account opening. New Schwab clients only; for taxable accounts, withdrawing qualifying net deposits within one year may cause bonus clawback.

Terms and sources

Checked against schwab.com on Oct 9, 2026. Next check by Oct 23, 2026.

Read the bank's terms

Offer terms can change. Confirm current eligibility and terms with the bank before applying.

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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.