California Credit Union
CheckingVerified Oct 9, 2026
California Credit Union eChecking: $250 bonus
Establish qualifying payroll direct deposit within 120 days and receive at least $400 in each of three months.
- Direct deposits
- $400 × 3 cycles
- Cash to keep
- No balance requirement
- Monthly fee
- $0
- Apply by
- No end date stated
Bonus
$250
View offer at California Credit UnionRead the bank's terms · Offer terms can change. Confirm current eligibility and terms with the bank before applying.
Your fit
Add your state, direct deposit and cash to check this offer's conditions against your situation.
- 1 thing to check: Your history with California Credit Union
This checks the published conditions only. The bank decides who is approved.
Steps to earn
Complete all 3 steps for $250
Opening deposit
Open eChecking with at least $25, then deposit at least $251 after approval to follow the published bonus steps; also open the required credit-union share account.
- $251
Direct deposit
Establish qualifying payroll direct deposit within 120 days and receive at least $400 in each of three months.
- $400
- In each of 3 statement cycles
Condition
Enroll in Digital Banking and eStatements within 120 days and keep eChecking open for six months.
- Within 120 days of opening
- Keep it for 180 days
Timeline
Add a date to put the deadlines on a calendar. Only steps timed from opening get a date.
No application deadline stated
Open the account with $251
Direct deposit
Establish qualifying payroll direct deposit within 120 days and receive at least $400 in each of three months.
Condition
Day 120 after opening
Enroll in Digital Banking and eStatements within 120 days and keep eChecking open for six months.
Bonus paid
First week of the month after Digital Banking, eStatements, and three qualifying monthly direct deposits are complete.
Money and fees
- Bonus
- $250
- Monthly fees
- No monthly fee
- Bonus after fees, before tax
- $250
Waived with: eStatements are required for the bonus and avoid a $2 paper statement fee; $400+ monthly direct deposit or age-based waivers also avoid the paper statement fee.
Cash to keep in the account
No balance to maintain
Direct deposits: $400 × 3 cycles
After the bonus
- Account type
- Checking
- Monthly fee
- $0
- How to waive it
- eStatements are required for the bonus and avoid a $2 paper statement fee; $400+ monthly direct deposit or age-based waivers also avoid the paper statement fee.
- APY
- Not stated in the terms we reviewed
- Early closure fee
- Not stated in the terms we reviewed
- How to open
- Not verified
Eligibility
Where it's offered
The bank's terms don't list states. Check availability on the bank's site before applying.
Who can get it
New customers only. If you've had an account with California Credit Union, check the look-back period in the terms.
New California Credit Union members opening a new eChecking account, subject to membership approval. Open the required share account; enroll in Digital Banking and eStatements within 120 days. Keep eChecking open at least six months or forfeit the bonus. The three direct deposits are monthly $400 minimums, not $1,200 paid at once.
Terms and sources
Checked against ccu.com on Oct 9, 2026. Next check by Oct 23, 2026.
- ccu.com/echecking-offerCaptured Oct 9, 2026
Offer terms can change. Confirm current eligibility and terms with the bank before applying.