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2 of 4 cards. Side by side on fees, welcome offers, earn rates and benefits.

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Overview
	Aeroplan® Card Chase · $195/yr	Delta SkyMiles Platinum American Express Card American Express · $350/yr
Annual fee	$195 Lowest	$350
Welcome offerCurrent public offer	75,000 points	As high as 90,000 miles — offers vary
Rewards	Aeroplan Loyalty Program	Delta SkyMiles
Foreign transaction fee	None	None
Network	Mastercard World Elite	American Express
Earn ratesPer $1 spent
Hotels	1x	3x Highest
Travel	3x Highest	1x
Dining	2x	2x
Gas Stations	2x Highest	1x
Grocery Stores	2x	2x
Everything else	1x	1x
Statement creditsAs the issuer states them · — means none on record
Travel	$120 Global Entry/TSA PreCheck/NEXUS · $120 every 4 years	$150 Delta stays credit $120 Global Entry/TSA PreCheck 20% back Delta in-flight · $20 per transaction
Rideshare & transit	—	$10/mo rideshare · $10 monthly
Dining & delivery	DoorDash DashPass	$10/mo Resy · $10 monthly
Other credits	Up to $100 in Air Canada credits · $50 every 6 months Credit Journey	—
Perks & access— means none on record
Hotel status & programs	Automatic Aeroplan 25K Status Aeroplan 35K Status at $75,000 spend	—
Airline perks	15% off Air Canada flight redemptions Free First Checked Bags	Annual companion certificate for domestic Main Cabin flights First checked bag free for cardholder plus 8 companions Zone 5 Priority Boarding for you and 8 companions Complimentary Upgrade List
Other perks	No foreign transaction fees Mastercard 24/7 Concierge	Amex Offers MQD Headstart and MQD Boost Early access to concerts and events 24/7 global travel assistance TakeOff 15 No foreign transaction fees
Protections & insuranceLimits where published · — means none on record
Trip insurance	Trip Cancellation/Trip Interruption Insurance · up to $1,500 Trip Delay Reimbursement · up to $500	Trip delay coverage up to $300 after 12 hours
Baggage	Baggage Delay Insurance · up to $100	Baggage insurance up to $1,250 for carry-on items
Rental car	Auto Rental Collision Damage Waiver	Car rental insurance up to $50,000
Purchase & returns	Purchase Protection · up to $500 24/7 Fraud Monitoring	Purchase protection up to $1,000 per occurrence
Extended warranty	—	Extended warranty adds 1 year to manufacturer warranty
Cell phone	—	Cell phone protection up to $800 per claim
Other protections	Roadside Assistance	Zero liability protection on fraudulent charges
Pros & cons
Pros	—	Annual Companion Certificate after card renewal (companion pays only taxes/fees on Main Cabin domestic, Caribbean or Central America) MQD Headstart ($2,500 a year) plus $1 MQD per $20 spent Free first checked bag for cardholder plus up to 8 companions on same reservation; second bag free on domestic flights Strong 2x earning on restaurants, hotels, and U.S. supermarkets Boosted upgrade priority to First Class and Delta One
Cons	—	$350 annual fee is substantial if not utilizing premium benefits Companion Certificate arrives only after the first card renewal No lounge access included (must upgrade to Reserve) Miles are locked to Delta SkyMiles program with limited transfer options Amex cards are accepted at fewer merchants abroad than Visa or Mastercard
	Card details	Card details

Aeroplan® Card
Chase · $195/yr
Delta SkyMiles Platinum American Express Card
American Express · $350/yr

Overview

Annual fee: Aeroplan® Card
$195
Lowest
Delta SkyMiles Platinum American Express Card
$350
Welcome offerCurrent public offer: Aeroplan® Card
75,000 points
Delta SkyMiles Platinum American Express Card
As high as 90,000 miles — offers vary
Rewards: Aeroplan® Card
Aeroplan Loyalty Program
Delta SkyMiles Platinum American Express Card
Delta SkyMiles
Foreign transaction fee: Aeroplan® Card
None
Delta SkyMiles Platinum American Express Card
None
Network: Aeroplan® Card
Mastercard World Elite
Delta SkyMiles Platinum American Express Card
American Express

Earn ratesPer $1 spent

Hotels: Aeroplan® Card
1x
Delta SkyMiles Platinum American Express Card
3x
Highest
Travel: Aeroplan® Card
3x
Highest
Delta SkyMiles Platinum American Express Card
1x
Dining: Aeroplan® Card
2x
Delta SkyMiles Platinum American Express Card
2x
Gas Stations: Aeroplan® Card
2x
Highest
Delta SkyMiles Platinum American Express Card
1x
Grocery Stores: Aeroplan® Card
2x
Delta SkyMiles Platinum American Express Card
2x
Everything else: Aeroplan® Card
1x
Delta SkyMiles Platinum American Express Card
1x

Statement creditsAs the issuer states them · — means none on record

Travel: Aeroplan® Card
$120 Global Entry/TSA PreCheck/NEXUS · $120 every 4 years
Delta SkyMiles Platinum American Express Card
$150 Delta stays credit
$120 Global Entry/TSA PreCheck
20% back Delta in-flight · $20 per transaction
Rideshare & transit: Aeroplan® Card
—
Delta SkyMiles Platinum American Express Card
$10/mo rideshare · $10 monthly
Dining & delivery: Aeroplan® Card
DoorDash DashPass
Delta SkyMiles Platinum American Express Card
$10/mo Resy · $10 monthly
Other credits: Aeroplan® Card
Up to $100 in Air Canada credits · $50 every 6 months
Credit Journey
Delta SkyMiles Platinum American Express Card
—

Perks & access— means none on record

Hotel status & programs: Aeroplan® Card
Automatic Aeroplan 25K Status
Aeroplan 35K Status at $75,000 spend
Delta SkyMiles Platinum American Express Card
—
Airline perks: Aeroplan® Card
15% off Air Canada flight redemptions
Free First Checked Bags
Delta SkyMiles Platinum American Express Card
Annual companion certificate for domestic Main Cabin flights
First checked bag free for cardholder plus 8 companions
Zone 5 Priority Boarding for you and 8 companions
Complimentary Upgrade List
Other perks: Aeroplan® Card
No foreign transaction fees
Mastercard 24/7 Concierge
Delta SkyMiles Platinum American Express Card
Amex Offers
MQD Headstart and MQD Boost
Early access to concerts and events
24/7 global travel assistance
TakeOff 15
No foreign transaction fees

Protections & insuranceLimits where published · — means none on record

Trip insurance: Aeroplan® Card
Trip Cancellation/Trip Interruption Insurance · up to $1,500
Trip Delay Reimbursement · up to $500
Delta SkyMiles Platinum American Express Card
Trip delay coverage up to $300 after 12 hours
Baggage: Aeroplan® Card
Baggage Delay Insurance · up to $100
Delta SkyMiles Platinum American Express Card
Baggage insurance up to $1,250 for carry-on items
Rental car: Aeroplan® Card
Auto Rental Collision Damage Waiver
Delta SkyMiles Platinum American Express Card
Car rental insurance up to $50,000
Purchase & returns: Aeroplan® Card
Purchase Protection · up to $500
24/7 Fraud Monitoring
Delta SkyMiles Platinum American Express Card
Purchase protection up to $1,000 per occurrence
Extended warranty: Aeroplan® Card
—
Delta SkyMiles Platinum American Express Card
Extended warranty adds 1 year to manufacturer warranty
Cell phone: Aeroplan® Card
—
Delta SkyMiles Platinum American Express Card
Cell phone protection up to $800 per claim
Other protections: Aeroplan® Card
Roadside Assistance
Delta SkyMiles Platinum American Express Card
Zero liability protection on fraudulent charges

Pros & cons

Pros: Aeroplan® Card
—
Delta SkyMiles Platinum American Express Card
Annual Companion Certificate after card renewal (companion pays only taxes/fees on Main Cabin domestic, Caribbean or Central America)
MQD Headstart ($2,500 a year) plus $1 MQD per $20 spent
Free first checked bag for cardholder plus up to 8 companions on same reservation; second bag free on domestic flights
Strong 2x earning on restaurants, hotels, and U.S. supermarkets
Boosted upgrade priority to First Class and Delta One
Cons: Aeroplan® Card
—
Delta SkyMiles Platinum American Express Card
$350 annual fee is substantial if not utilizing premium benefits
Companion Certificate arrives only after the first card renewal
No lounge access included (must upgrade to Reserve)
Miles are locked to Delta SkyMiles program with limited transfer options
Amex cards are accepted at fewer merchants abroad than Visa or Mastercard

Card details

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