Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
The Marriott Bonvoy Bold Credit Card ($0/yr) is better for everyday value, while the Southwest Rapid Rewards Priority Credit Card ($229/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | Marriott Bonvoy Bold Credit Card | Southwest Rapid Rewards Priority Credit Card |
|---|---|---|
| Marriott Hotels | 14X | 1X |
Both cards win in 5 categories each — it comes down to which categories matter most to you.
Marriott Hotels
Marriott Bonvoy Bold Credit Card earns 14X vs 1X
Grocery Stores
Marriott Bonvoy Bold Credit Card earns 2X vs 1X
Streaming Internet Cable Phone
Marriott Bonvoy Bold Credit Card earns 2X vs 1X
Rideshare
Marriott Bonvoy Bold Credit Card earns 2X vs 1X
Food Delivery
Marriott Bonvoy Bold Credit Card earns 2X vs 1X
Southwest Purchases
Southwest Rapid Rewards Priority Credit Card earns 3X vs 1X
Rapid Rewards Partners
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
Internet Cable Phone
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
The Marriott Bonvoy Bold Credit Card has a lower annual fee ($0 vs $229), making it the more accessible option.
Choose the Marriott Bonvoy Bold Credit Card if you want solid rewards with a lower cost of entry. Choose the Southwest Rapid Rewards Priority Credit Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The Marriott Bonvoy Bold Credit Card ($0/yr) is better for everyday value, while the Southwest Rapid Rewards Priority Credit Card ($229/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | Marriott Bonvoy Bold Credit Card | Southwest Rapid Rewards Priority Credit Card |
|---|---|---|
| Marriott Hotels | 14X | 1X |
Both cards win in 5 categories each — it comes down to which categories matter most to you.
Marriott Hotels
Marriott Bonvoy Bold Credit Card earns 14X vs 1X
Grocery Stores
Marriott Bonvoy Bold Credit Card earns 2X vs 1X
Streaming Internet Cable Phone
Marriott Bonvoy Bold Credit Card earns 2X vs 1X
Rideshare
Marriott Bonvoy Bold Credit Card earns 2X vs 1X
Food Delivery
Marriott Bonvoy Bold Credit Card earns 2X vs 1X
Southwest Purchases
Southwest Rapid Rewards Priority Credit Card earns 3X vs 1X
Rapid Rewards Partners
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
Internet Cable Phone
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
The Marriott Bonvoy Bold Credit Card has a lower annual fee ($0 vs $229), making it the more accessible option.
Choose the Marriott Bonvoy Bold Credit Card if you want solid rewards with a lower cost of entry. Choose the Southwest Rapid Rewards Priority Credit Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The Marriott Bonvoy Bold Credit Card ($0/yr) is better for everyday value, while the Southwest Rapid Rewards Priority Credit Card ($229/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | Marriott Bonvoy Bold Credit Card | Southwest Rapid Rewards Priority Credit Card |
|---|---|---|
| Marriott Hotels | 14X | 1X |
Both cards win in 5 categories each — it comes down to which categories matter most to you.
Marriott Hotels
Marriott Bonvoy Bold Credit Card earns 14X vs 1X
Grocery Stores
Marriott Bonvoy Bold Credit Card earns 2X vs 1X
Streaming Internet Cable Phone
Marriott Bonvoy Bold Credit Card earns 2X vs 1X
Rideshare
Marriott Bonvoy Bold Credit Card earns 2X vs 1X
Food Delivery
Marriott Bonvoy Bold Credit Card earns 2X vs 1X
Southwest Purchases
Southwest Rapid Rewards Priority Credit Card earns 3X vs 1X
Rapid Rewards Partners
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
Internet Cable Phone
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
The Marriott Bonvoy Bold Credit Card has a lower annual fee ($0 vs $229), making it the more accessible option.
Choose the Marriott Bonvoy Bold Credit Card if you want solid rewards with a lower cost of entry. Choose the Southwest Rapid Rewards Priority Credit Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
| Southwest Purchases | 1X | 3X |
| Dining | 1X | 2X |
| Food Delivery | 2X | 1X |
| Gas Stations | 1X | 2X |
| Grocery Stores | 2X | 1X |
| Internet, Cable & Phone | 1X | 2X |
| Rapid Rewards Partners | 1X | 2X |
| Rideshare | 2X | 1X |
| Streaming Internet Cable Phone | 2X | 1X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
Dining
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
Gas Stations
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
The Southwest Rapid Rewards Priority Credit Card costs $229/yr — that's $229 more than the Marriott Bonvoy Bold Credit Card (no annual fee). To justify that gap, you need to extract at least $229 in annual value from the card's higher earn rates and benefits.
The Southwest Rapid Rewards Priority Credit Card offers free checked bags. Whether that justifies the fee depends on how often you use these benefits.
Bottom line: The $229 difference is moderate. If you spend consistently on southwest purchases and rapid rewards partners, the Southwest Rapid Rewards Priority Credit Card's higher earn rates and benefits can easily cover the gap.
Choosing one card means missing out on these benefits from the other.
Choosing Marriott Bonvoy Bold Credit Card means losing:
Get the Marriott Bonvoy Bold Credit Card if you:
Get the Southwest Rapid Rewards Priority Credit Card if you:
| Southwest Purchases | 1X | 3X |
| Dining | 1X | 2X |
| Food Delivery | 2X | 1X |
| Gas Stations | 1X | 2X |
| Grocery Stores | 2X | 1X |
| Internet, Cable & Phone | 1X | 2X |
| Rapid Rewards Partners | 1X | 2X |
| Rideshare | 2X | 1X |
| Streaming Internet Cable Phone | 2X | 1X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
Dining
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
Gas Stations
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
The Southwest Rapid Rewards Priority Credit Card costs $229/yr — that's $229 more than the Marriott Bonvoy Bold Credit Card (no annual fee). To justify that gap, you need to extract at least $229 in annual value from the card's higher earn rates and benefits.
The Southwest Rapid Rewards Priority Credit Card offers free checked bags. Whether that justifies the fee depends on how often you use these benefits.
Bottom line: The $229 difference is moderate. If you spend consistently on southwest purchases and rapid rewards partners, the Southwest Rapid Rewards Priority Credit Card's higher earn rates and benefits can easily cover the gap.
Choosing one card means missing out on these benefits from the other.
Choosing Marriott Bonvoy Bold Credit Card means losing:
Get the Marriott Bonvoy Bold Credit Card if you:
Get the Southwest Rapid Rewards Priority Credit Card if you:
| Southwest Purchases | 1X | 3X |
| Dining | 1X | 2X |
| Food Delivery | 2X | 1X |
| Gas Stations | 1X | 2X |
| Grocery Stores | 2X | 1X |
| Internet, Cable & Phone | 1X | 2X |
| Rapid Rewards Partners | 1X | 2X |
| Rideshare | 2X | 1X |
| Streaming Internet Cable Phone | 2X | 1X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
Dining
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
Gas Stations
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
The Southwest Rapid Rewards Priority Credit Card costs $229/yr — that's $229 more than the Marriott Bonvoy Bold Credit Card (no annual fee). To justify that gap, you need to extract at least $229 in annual value from the card's higher earn rates and benefits.
The Southwest Rapid Rewards Priority Credit Card offers free checked bags. Whether that justifies the fee depends on how often you use these benefits.
Bottom line: The $229 difference is moderate. If you spend consistently on southwest purchases and rapid rewards partners, the Southwest Rapid Rewards Priority Credit Card's higher earn rates and benefits can easily cover the gap.
Choosing one card means missing out on these benefits from the other.
Choosing Marriott Bonvoy Bold Credit Card means losing:
Get the Marriott Bonvoy Bold Credit Card if you:
Get the Southwest Rapid Rewards Priority Credit Card if you: