Here you can add a description about your company or product
© Copyright 2026 CardRewards. All Rights Reserved.

Accelerate your Companion Pass and A-List journey
The Southwest Rapid Rewards Priority Credit Card delivers premium Southwest benefits designed for frequent flyers who want more control over their travel experience. With 3X points on Southwest purchases, free checked bags for up to 9 travelers, and exclusive access to Extra Legroom and Preferred seating, this card transforms every flight into a more comfortable journey while fast-tracking your path to Companion Pass and A-List elite status.
$229
Annual Fee
50,000
Airline · Welcome Bonus
3X
Top Rate
Annual Fee
$229
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Southwest Rapid Rewards
Point Valuation
1.2–1.4 cpp (mid: 1.35)
Credit Required
Good to Excellent
Welcome Offer
50,000
Airline
Spend $1,000 in the first 3 months
Get 50,000 bonus Rapid Rewards points after spending $1,000 on purchases in the first 3 months from account opening. That's enough for 3-5 round-trip domestic flights or 8-10 one-way short-haul awards on Southwest.
Benefits & Perks
Program & Transfers
The loyalty program that actually rewards loyalty
Southwest Rapid Rewards is the loyalty program of Southwest Airlines, offering points that never expire and no blackout dates on award travel. In January 2026, Southwest introduced major changes including assigned seating, new fare classes (Basic, Choice, Choice Preferred, Choice Extra), and checked bag fees for most fares. Southwest operates without alliance partnerships, focusing on extensive domestic coverage and select international destinations in the Caribbean, Mexico, and Central America. Rapid Rewards uses a revenue-based earning model where points are earned based on ticket price and fare class. Basic fares earn 2x points while Choice Extra (formerly Business Select) earns 14x. Points can be redeemed for any available seat with no blackout dates, and award pricing uses dynamic pricing tied to cash fares. The program's signature benefit is the Companion Pass, which allows a designated companion to fly free on all flights for up to two years. Southwest partners with Chase for co-branded credit cards that provide the first checked bag free, accelerated earning, and points that count toward Companion Pass qualification. Card welcome bonuses and spending can help members quickly reach the 135,000 qualifying points needed.
Reviews & Analysis
Details & Terms
| Rule | Details |
|---|---|
| SW Pers 1/24 | You're not eligible for a new card bonus if you have received a bonus from a personal Southwest card within the last 24 months |
| 5/24 | Chase applications will be declined if 5 new cards have been added to your personal credit report in the past 24 months. |
| Chase 2/30 | You'll be declined if you apply for a third Chase card of any kind within 30 days |
| Chase 4/6 | Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months |
| Purchase APR | 19.24%–27.74% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |

Accelerate your Companion Pass and A-List journey
The Southwest Rapid Rewards Priority Credit Card delivers premium Southwest benefits designed for frequent flyers who want more control over their travel experience. With 3X points on Southwest purchases, free checked bags for up to 9 travelers, and exclusive access to Extra Legroom and Preferred seating, this card transforms every flight into a more comfortable journey while fast-tracking your path to Companion Pass and A-List elite status.
$229
Annual Fee
50,000
Airline · Welcome Bonus
3X
Top Rate
Annual Fee
$229
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Southwest Rapid Rewards
Point Valuation
1.2–1.4 cpp (mid: 1.35)
Credit Required
Good to Excellent
Welcome Offer
50,000
Airline
Spend $1,000 in the first 3 months
Get 50,000 bonus Rapid Rewards points after spending $1,000 on purchases in the first 3 months from account opening. That's enough for 3-5 round-trip domestic flights or 8-10 one-way short-haul awards on Southwest.
Benefits & Perks
Program & Transfers
The loyalty program that actually rewards loyalty
Southwest Rapid Rewards is the loyalty program of Southwest Airlines, offering points that never expire and no blackout dates on award travel. In January 2026, Southwest introduced major changes including assigned seating, new fare classes (Basic, Choice, Choice Preferred, Choice Extra), and checked bag fees for most fares. Southwest operates without alliance partnerships, focusing on extensive domestic coverage and select international destinations in the Caribbean, Mexico, and Central America. Rapid Rewards uses a revenue-based earning model where points are earned based on ticket price and fare class. Basic fares earn 2x points while Choice Extra (formerly Business Select) earns 14x. Points can be redeemed for any available seat with no blackout dates, and award pricing uses dynamic pricing tied to cash fares. The program's signature benefit is the Companion Pass, which allows a designated companion to fly free on all flights for up to two years. Southwest partners with Chase for co-branded credit cards that provide the first checked bag free, accelerated earning, and points that count toward Companion Pass qualification. Card welcome bonuses and spending can help members quickly reach the 135,000 qualifying points needed.
Reviews & Analysis
Details & Terms
| Rule | Details |
|---|---|
| SW Pers 1/24 | You're not eligible for a new card bonus if you have received a bonus from a personal Southwest card within the last 24 months |
| 5/24 | Chase applications will be declined if 5 new cards have been added to your personal credit report in the past 24 months. |
| Chase 2/30 | You'll be declined if you apply for a third Chase card of any kind within 30 days |
| Chase 4/6 | Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months |
| Purchase APR | 19.24%–27.74% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |

Accelerate your Companion Pass and A-List journey
The Southwest Rapid Rewards Priority Credit Card delivers premium Southwest benefits designed for frequent flyers who want more control over their travel experience. With 3X points on Southwest purchases, free checked bags for up to 9 travelers, and exclusive access to Extra Legroom and Preferred seating, this card transforms every flight into a more comfortable journey while fast-tracking your path to Companion Pass and A-List elite status.
$229
Annual Fee
50,000
Airline · Welcome Bonus
3X
Top Rate
Annual Fee
$229
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Southwest Rapid Rewards
Point Valuation
1.2–1.4 cpp (mid: 1.35)
Credit Required
Good to Excellent
Welcome Offer
50,000
Airline
Spend $1,000 in the first 3 months
Get 50,000 bonus Rapid Rewards points after spending $1,000 on purchases in the first 3 months from account opening. That's enough for 3-5 round-trip domestic flights or 8-10 one-way short-haul awards on Southwest.
Benefits & Perks
Program & Transfers
The loyalty program that actually rewards loyalty
Southwest Rapid Rewards is the loyalty program of Southwest Airlines, offering points that never expire and no blackout dates on award travel. In January 2026, Southwest introduced major changes including assigned seating, new fare classes (Basic, Choice, Choice Preferred, Choice Extra), and checked bag fees for most fares. Southwest operates without alliance partnerships, focusing on extensive domestic coverage and select international destinations in the Caribbean, Mexico, and Central America. Rapid Rewards uses a revenue-based earning model where points are earned based on ticket price and fare class. Basic fares earn 2x points while Choice Extra (formerly Business Select) earns 14x. Points can be redeemed for any available seat with no blackout dates, and award pricing uses dynamic pricing tied to cash fares. The program's signature benefit is the Companion Pass, which allows a designated companion to fly free on all flights for up to two years. Southwest partners with Chase for co-branded credit cards that provide the first checked bag free, accelerated earning, and points that count toward Companion Pass qualification. Card welcome bonuses and spending can help members quickly reach the 135,000 qualifying points needed.
Reviews & Analysis
Details & Terms
| Rule | Details |
|---|---|
| SW Pers 1/24 | You're not eligible for a new card bonus if you have received a bonus from a personal Southwest card within the last 24 months |
| 5/24 | Chase applications will be declined if 5 new cards have been added to your personal credit report in the past 24 months. |
| Chase 2/30 | You'll be declined if you apply for a third Chase card of any kind within 30 days |
| Chase 4/6 | Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months |
| Purchase APR | 19.24%–27.74% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
3X
3x points on Southwest purchases including flights, inflight, gift cards, and Southwest Vacations packages
2X
2x points on Rapid Rewards hotel and car rental partner purchases
2X
2x points on internet, cable, and phone services
2X
2x points on dining purchases
2X
2x points on gas station purchases
Earn 3 Rapid Rewards points per dollar on all Southwest Airlines purchases including flights, in-flight purchases, upgraded boardings, and Southwest gift cards. Your biggest Southwest expenses now earn your fastest points.
Book a $400 round-trip flight and earn 1,200 Rapid Rewards points—stack with anniversary and Companion Pass bonuses to maximize value.
Earn double points at gas stations to turn your daily commute or road trip fill-ups into Rapid Rewards points. Every tank of gas brings you closer to your next Southwest flight.
Spend $200/month on gas and earn 4,800 bonus points per year—worth 3-4 Southwest one-way flights.
Earn 2X points on all restaurant purchases including dine-in, takeout, and delivery. Your everyday dining expenses now accelerate your Rapid Rewards balance.
Spend $500/month dining out and earn 12,000 bonus points annually—enough for 8-10 one-way domestic flights.
Earn 1 Rapid Rewards point per dollar on all other purchases. Every card swipe contributes to your next Southwest vacation, whether you're buying groceries, paying bills, or shopping online.
Spend $2,000/month on everyday purchases and earn 24,000 points per year in base earning alone.
Total face value: $48
Estimated annual value: $28
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| 8% Booking.com travel credit | $8/Per stay | Travel | Per stay | |
| $10/mo Instacart+ | —/Monthly | Delivery | Monthly | |
| DoorDash DashPass | —/Monthly | Delivery | Monthly |
Combined Protection Value
$506,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Effective January 27, 2026, Southwest replaced open seating with assigned seating and renamed fare classes to Basic, Choice, Choice Preferred, and Choice Extra. Extra Legroom seats are now available on Choice Extra fares.
Starting May 28, 2025, checked bags are no longer free on most Southwest fares. Only Choice Extra fares, A-List Preferred members, and Southwest credit card holders receive free checked bags.
Southwest expanded internationally with codeshare agreements with Icelandair and China Airlines, allowing members to earn Rapid Rewards points on connecting itineraries.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| US to Hawaii | 8,000–17,000 | — | economy | pacific_islands |
| US Domestic Short-Haul | 3,000–5,000 | — | economy | united_states |
| US Domestic Cross-Country | 8,000–15,000 | — | economy | united_states |
| US to Caribbean/Mexico | 8,000–15,000 | — | economy | caribbean |
| US to Central America | 12,000 | — | economy | central_america |
| Companion Pass Value Play | 0 | — | economy | global |
The Priority card is Southwest's premium personal credit card, positioned above the Plus and Premier cards with exclusive seat selection benefits, higher earning rates, and accelerated Companion Pass qualification. Unlike the Performance Business card, it's designed for personal travelers who fly Southwest frequently enough to value early boarding and premium seating but don't yet have elite status.
This premium Southwest card delivers exceptional value for frequent flyers. The annual fee is offset by free premium and upgraded seating options, priority boardings, and free checked luggage, while anniversary points and Companion Pass boosts maximize your rewards potential for domestic travel.
This is the ideal card for frequent Southwest flyers. You can start making up for the $229 annual fee with free first checked bags, a preferred seat selection at booking, and an Extra Legroom Seat Upgrade 48 hours prior to departure (all for the cardmember and up to 8 passengers). You'll also receive 7,500 anniversary points and an annual 10,000-point Companion Pass boost, putting you well on your way to earning one of the most valuable perks in domestic travel. If Southwest is your preferred airline — even just a few times annually — this card provides consistent, real-world value.
The Southwest Rapid Rewards Priority Card stands out among Southwest's personal credit card offerings. Despite its higher $229 annual fee, it provides substantially more value than its counterparts, especially for those who fly Southwest regularly. The card offers the same attractive 50,000-point sign-up bonus as other Southwest personal cards, but comes with premium benefits that justify the additional cost:
- **Free checked bag:** The cardmember and up to 8 passengers on the same reservation receive a free first checked bag
- **Preferred Seat Selection at Booking:** With open seating a thing of the past, being able to select a preferred seat when booking your ticket is a great perk worth $70 round trip per person on average. This perk is also good for the cardmember and up to 8 passengers
- **Extra Legroom Seat Upgrade**: Unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available (a $150 round trip value, on average)
- **Group 5 boarding**: Cardmembers and up to 8 passengers get to board with Group 5
- **Companion Pass acceleration:** The 10,000 bonus points awarded each calendar year give you a significant head start toward earning the coveted Companion Pass.
Also, the card provides 7,500 anniversary points each year, worth approximately $105 when redeemed for Southwest flights, along with 25% back on inflight purchases, and 2,500 Tier Qualifying Points towards status for every $5000 spent in purchases annually. For Southwest loyalists who fly even just 3-4 times per year, these benefits quickly outweigh the annual fee, making the Priority Card an excellent long-term value proposition.
This card may not be the right fit if you rarely fly Southwest, so the perks won’t offset the annual fee. Or you’ve earned a Southwest personal card sign-up bonus within the last 24 months and are ineligible for another until that window resets.
**Southwest airlines carries the most passengers in North America.**
- Their points are among the easiest to earn, plus they have solid value.
- They’re partnered with Chase Ultimate Rewards, our favorite point partner ecosystem.
- Southwest moved to reserved seating and now charges for bags, two features that once made them unique.
- Southwest Rapid Rewards aren’t the most glamorous, but they’re the utility points that just work.
This Priority card stands as the premium option among Southwest's three personal credit cards, with benefits that can justify its $229 annual fee. When examining the Southwest card lineup, the Priority card delivers more value for frequent flyers than its counterparts, but whether or not it's worth the annual fee depends on how much you value a guaranteed preferred seat and a possible extra legroom seat upgrade.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$28.80
Annual Fee
-$229
Net Annual Value
-$200.20
You can. It’s actually better to book a flight for someone else with your points than to transfer them. Southwest charges a fee to transfer points, and it can add up quickly. Booking an award ticket for another passenger costs nothing extra and avoids those fees.
You can sometimes find Southwest award flights for as little as 3,000–4,000 points, especially during one of their frequent sales. These are usually short-haul routes in off-peak seasons, like St. Louis to Chicago, but when you find them, they deliver 2-3x the typical cents-per-point value.
Yes. You can easily add your Rapid Rewards number after booking. Just go to “Manage Reservations” in the Southwest app or website and add your number to the traveler details. You can also call customer service and have them add it for you.
Choice Extra fares and A-List Preferred members get two free checked bags. A-List members and Southwest credit card holders get their first checked bag free. All other travelers must pay for checked bags.
Not in the traditional sense. With the elimination of open seating, Southwest reconfigured their planes to offer Extra Legroom Seats, which have more space in the front of the plane. But they are more like premium economy than business or first class.
Yes. Chase Ultimate Rewards transfers to Southwest Rapid Rewards at a 1:1 ratio instantly. However, transferred points do NOT count toward Companion Pass qualification. Only points earned from Southwest credit card welcome bonuses, card spending, and flying count toward the 135,000-point Companion Pass threshold.
No. Southwest Rapid Rewards points never expire, regardless of account activity. As long as your Rapid Rewards account remains open, your points balance is safe indefinitely.
In-depth review examining earning categories, Companion Pass benefits, seat selection perks, and break-even analysis for the annual fee.
Comprehensive review covering earning rates, benefits, redemption options, and whether the card is worth the annual fee for Southwest flyers.
Value analysis showing how benefits like seat selection, early boarding, and anniversary points offset the annual fee with typical usage patterns.
Comparison guide evaluating all Southwest credit cards, helping readers choose between Plus, Premier, and Priority based on travel patterns.
Expert review analyzing earning potential, benefits, fees, and who should apply based on Southwest travel frequency and spending habits.
Detailed review with pros/cons analysis, earning rates breakdown, and comparisons to other Southwest cards and airline credit cards.
Comprehensive benefits guide cataloging all 20+ perks including hidden benefits, insurance coverage, and tips for maximizing card value.
User reviews and expert analysis covering recent changes to benefits, annual fee adjustments, and value proposition for different traveler profiles.


| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
3X
3x points on Southwest purchases including flights, inflight, gift cards, and Southwest Vacations packages
2X
2x points on Rapid Rewards hotel and car rental partner purchases
2X
2x points on internet, cable, and phone services
2X
2x points on dining purchases
2X
2x points on gas station purchases
Earn 3 Rapid Rewards points per dollar on all Southwest Airlines purchases including flights, in-flight purchases, upgraded boardings, and Southwest gift cards. Your biggest Southwest expenses now earn your fastest points.
Book a $400 round-trip flight and earn 1,200 Rapid Rewards points—stack with anniversary and Companion Pass bonuses to maximize value.
Earn double points at gas stations to turn your daily commute or road trip fill-ups into Rapid Rewards points. Every tank of gas brings you closer to your next Southwest flight.
Spend $200/month on gas and earn 4,800 bonus points per year—worth 3-4 Southwest one-way flights.
Earn 2X points on all restaurant purchases including dine-in, takeout, and delivery. Your everyday dining expenses now accelerate your Rapid Rewards balance.
Spend $500/month dining out and earn 12,000 bonus points annually—enough for 8-10 one-way domestic flights.
Earn 1 Rapid Rewards point per dollar on all other purchases. Every card swipe contributes to your next Southwest vacation, whether you're buying groceries, paying bills, or shopping online.
Spend $2,000/month on everyday purchases and earn 24,000 points per year in base earning alone.
Total face value: $48
Estimated annual value: $28
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| 8% Booking.com travel credit | $8/Per stay | Travel | Per stay | |
| $10/mo Instacart+ | —/Monthly | Delivery | Monthly | |
| DoorDash DashPass | —/Monthly | Delivery | Monthly |
Combined Protection Value
$506,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Effective January 27, 2026, Southwest replaced open seating with assigned seating and renamed fare classes to Basic, Choice, Choice Preferred, and Choice Extra. Extra Legroom seats are now available on Choice Extra fares.
Starting May 28, 2025, checked bags are no longer free on most Southwest fares. Only Choice Extra fares, A-List Preferred members, and Southwest credit card holders receive free checked bags.
Southwest expanded internationally with codeshare agreements with Icelandair and China Airlines, allowing members to earn Rapid Rewards points on connecting itineraries.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| US to Hawaii | 8,000–17,000 | — | economy | pacific_islands |
| US Domestic Short-Haul | 3,000–5,000 | — | economy | united_states |
| US Domestic Cross-Country | 8,000–15,000 | — | economy | united_states |
| US to Caribbean/Mexico | 8,000–15,000 | — | economy | caribbean |
| US to Central America | 12,000 | — | economy | central_america |
| Companion Pass Value Play | 0 | — | economy | global |
The Priority card is Southwest's premium personal credit card, positioned above the Plus and Premier cards with exclusive seat selection benefits, higher earning rates, and accelerated Companion Pass qualification. Unlike the Performance Business card, it's designed for personal travelers who fly Southwest frequently enough to value early boarding and premium seating but don't yet have elite status.
This premium Southwest card delivers exceptional value for frequent flyers. The annual fee is offset by free premium and upgraded seating options, priority boardings, and free checked luggage, while anniversary points and Companion Pass boosts maximize your rewards potential for domestic travel.
This is the ideal card for frequent Southwest flyers. You can start making up for the $229 annual fee with free first checked bags, a preferred seat selection at booking, and an Extra Legroom Seat Upgrade 48 hours prior to departure (all for the cardmember and up to 8 passengers). You'll also receive 7,500 anniversary points and an annual 10,000-point Companion Pass boost, putting you well on your way to earning one of the most valuable perks in domestic travel. If Southwest is your preferred airline — even just a few times annually — this card provides consistent, real-world value.
The Southwest Rapid Rewards Priority Card stands out among Southwest's personal credit card offerings. Despite its higher $229 annual fee, it provides substantially more value than its counterparts, especially for those who fly Southwest regularly. The card offers the same attractive 50,000-point sign-up bonus as other Southwest personal cards, but comes with premium benefits that justify the additional cost:
- **Free checked bag:** The cardmember and up to 8 passengers on the same reservation receive a free first checked bag
- **Preferred Seat Selection at Booking:** With open seating a thing of the past, being able to select a preferred seat when booking your ticket is a great perk worth $70 round trip per person on average. This perk is also good for the cardmember and up to 8 passengers
- **Extra Legroom Seat Upgrade**: Unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available (a $150 round trip value, on average)
- **Group 5 boarding**: Cardmembers and up to 8 passengers get to board with Group 5
- **Companion Pass acceleration:** The 10,000 bonus points awarded each calendar year give you a significant head start toward earning the coveted Companion Pass.
Also, the card provides 7,500 anniversary points each year, worth approximately $105 when redeemed for Southwest flights, along with 25% back on inflight purchases, and 2,500 Tier Qualifying Points towards status for every $5000 spent in purchases annually. For Southwest loyalists who fly even just 3-4 times per year, these benefits quickly outweigh the annual fee, making the Priority Card an excellent long-term value proposition.
This card may not be the right fit if you rarely fly Southwest, so the perks won’t offset the annual fee. Or you’ve earned a Southwest personal card sign-up bonus within the last 24 months and are ineligible for another until that window resets.
**Southwest airlines carries the most passengers in North America.**
- Their points are among the easiest to earn, plus they have solid value.
- They’re partnered with Chase Ultimate Rewards, our favorite point partner ecosystem.
- Southwest moved to reserved seating and now charges for bags, two features that once made them unique.
- Southwest Rapid Rewards aren’t the most glamorous, but they’re the utility points that just work.
This Priority card stands as the premium option among Southwest's three personal credit cards, with benefits that can justify its $229 annual fee. When examining the Southwest card lineup, the Priority card delivers more value for frequent flyers than its counterparts, but whether or not it's worth the annual fee depends on how much you value a guaranteed preferred seat and a possible extra legroom seat upgrade.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$28.80
Annual Fee
-$229
Net Annual Value
-$200.20
You can. It’s actually better to book a flight for someone else with your points than to transfer them. Southwest charges a fee to transfer points, and it can add up quickly. Booking an award ticket for another passenger costs nothing extra and avoids those fees.
You can sometimes find Southwest award flights for as little as 3,000–4,000 points, especially during one of their frequent sales. These are usually short-haul routes in off-peak seasons, like St. Louis to Chicago, but when you find them, they deliver 2-3x the typical cents-per-point value.
Yes. You can easily add your Rapid Rewards number after booking. Just go to “Manage Reservations” in the Southwest app or website and add your number to the traveler details. You can also call customer service and have them add it for you.
Choice Extra fares and A-List Preferred members get two free checked bags. A-List members and Southwest credit card holders get their first checked bag free. All other travelers must pay for checked bags.
Not in the traditional sense. With the elimination of open seating, Southwest reconfigured their planes to offer Extra Legroom Seats, which have more space in the front of the plane. But they are more like premium economy than business or first class.
Yes. Chase Ultimate Rewards transfers to Southwest Rapid Rewards at a 1:1 ratio instantly. However, transferred points do NOT count toward Companion Pass qualification. Only points earned from Southwest credit card welcome bonuses, card spending, and flying count toward the 135,000-point Companion Pass threshold.
No. Southwest Rapid Rewards points never expire, regardless of account activity. As long as your Rapid Rewards account remains open, your points balance is safe indefinitely.
In-depth review examining earning categories, Companion Pass benefits, seat selection perks, and break-even analysis for the annual fee.
Comprehensive review covering earning rates, benefits, redemption options, and whether the card is worth the annual fee for Southwest flyers.
Value analysis showing how benefits like seat selection, early boarding, and anniversary points offset the annual fee with typical usage patterns.
Comparison guide evaluating all Southwest credit cards, helping readers choose between Plus, Premier, and Priority based on travel patterns.
Expert review analyzing earning potential, benefits, fees, and who should apply based on Southwest travel frequency and spending habits.
Detailed review with pros/cons analysis, earning rates breakdown, and comparisons to other Southwest cards and airline credit cards.
Comprehensive benefits guide cataloging all 20+ perks including hidden benefits, insurance coverage, and tips for maximizing card value.
User reviews and expert analysis covering recent changes to benefits, annual fee adjustments, and value proposition for different traveler profiles.


| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
3X
3x points on Southwest purchases including flights, inflight, gift cards, and Southwest Vacations packages
2X
2x points on Rapid Rewards hotel and car rental partner purchases
2X
2x points on internet, cable, and phone services
2X
2x points on dining purchases
2X
2x points on gas station purchases
Earn 3 Rapid Rewards points per dollar on all Southwest Airlines purchases including flights, in-flight purchases, upgraded boardings, and Southwest gift cards. Your biggest Southwest expenses now earn your fastest points.
Book a $400 round-trip flight and earn 1,200 Rapid Rewards points—stack with anniversary and Companion Pass bonuses to maximize value.
Earn double points at gas stations to turn your daily commute or road trip fill-ups into Rapid Rewards points. Every tank of gas brings you closer to your next Southwest flight.
Spend $200/month on gas and earn 4,800 bonus points per year—worth 3-4 Southwest one-way flights.
Earn 2X points on all restaurant purchases including dine-in, takeout, and delivery. Your everyday dining expenses now accelerate your Rapid Rewards balance.
Spend $500/month dining out and earn 12,000 bonus points annually—enough for 8-10 one-way domestic flights.
Earn 1 Rapid Rewards point per dollar on all other purchases. Every card swipe contributes to your next Southwest vacation, whether you're buying groceries, paying bills, or shopping online.
Spend $2,000/month on everyday purchases and earn 24,000 points per year in base earning alone.
Total face value: $48
Estimated annual value: $28
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| 8% Booking.com travel credit | $8/Per stay | Travel | Per stay | |
| $10/mo Instacart+ | —/Monthly | Delivery | Monthly | |
| DoorDash DashPass | —/Monthly | Delivery | Monthly |
Combined Protection Value
$506,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Effective January 27, 2026, Southwest replaced open seating with assigned seating and renamed fare classes to Basic, Choice, Choice Preferred, and Choice Extra. Extra Legroom seats are now available on Choice Extra fares.
Starting May 28, 2025, checked bags are no longer free on most Southwest fares. Only Choice Extra fares, A-List Preferred members, and Southwest credit card holders receive free checked bags.
Southwest expanded internationally with codeshare agreements with Icelandair and China Airlines, allowing members to earn Rapid Rewards points on connecting itineraries.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| US to Hawaii | 8,000–17,000 | — | economy | pacific_islands |
| US Domestic Short-Haul | 3,000–5,000 | — | economy | united_states |
| US Domestic Cross-Country | 8,000–15,000 | — | economy | united_states |
| US to Caribbean/Mexico | 8,000–15,000 | — | economy | caribbean |
| US to Central America | 12,000 | — | economy | central_america |
| Companion Pass Value Play | 0 | — | economy | global |
The Priority card is Southwest's premium personal credit card, positioned above the Plus and Premier cards with exclusive seat selection benefits, higher earning rates, and accelerated Companion Pass qualification. Unlike the Performance Business card, it's designed for personal travelers who fly Southwest frequently enough to value early boarding and premium seating but don't yet have elite status.
This premium Southwest card delivers exceptional value for frequent flyers. The annual fee is offset by free premium and upgraded seating options, priority boardings, and free checked luggage, while anniversary points and Companion Pass boosts maximize your rewards potential for domestic travel.
This is the ideal card for frequent Southwest flyers. You can start making up for the $229 annual fee with free first checked bags, a preferred seat selection at booking, and an Extra Legroom Seat Upgrade 48 hours prior to departure (all for the cardmember and up to 8 passengers). You'll also receive 7,500 anniversary points and an annual 10,000-point Companion Pass boost, putting you well on your way to earning one of the most valuable perks in domestic travel. If Southwest is your preferred airline — even just a few times annually — this card provides consistent, real-world value.
The Southwest Rapid Rewards Priority Card stands out among Southwest's personal credit card offerings. Despite its higher $229 annual fee, it provides substantially more value than its counterparts, especially for those who fly Southwest regularly. The card offers the same attractive 50,000-point sign-up bonus as other Southwest personal cards, but comes with premium benefits that justify the additional cost:
- **Free checked bag:** The cardmember and up to 8 passengers on the same reservation receive a free first checked bag
- **Preferred Seat Selection at Booking:** With open seating a thing of the past, being able to select a preferred seat when booking your ticket is a great perk worth $70 round trip per person on average. This perk is also good for the cardmember and up to 8 passengers
- **Extra Legroom Seat Upgrade**: Unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available (a $150 round trip value, on average)
- **Group 5 boarding**: Cardmembers and up to 8 passengers get to board with Group 5
- **Companion Pass acceleration:** The 10,000 bonus points awarded each calendar year give you a significant head start toward earning the coveted Companion Pass.
Also, the card provides 7,500 anniversary points each year, worth approximately $105 when redeemed for Southwest flights, along with 25% back on inflight purchases, and 2,500 Tier Qualifying Points towards status for every $5000 spent in purchases annually. For Southwest loyalists who fly even just 3-4 times per year, these benefits quickly outweigh the annual fee, making the Priority Card an excellent long-term value proposition.
This card may not be the right fit if you rarely fly Southwest, so the perks won’t offset the annual fee. Or you’ve earned a Southwest personal card sign-up bonus within the last 24 months and are ineligible for another until that window resets.
**Southwest airlines carries the most passengers in North America.**
- Their points are among the easiest to earn, plus they have solid value.
- They’re partnered with Chase Ultimate Rewards, our favorite point partner ecosystem.
- Southwest moved to reserved seating and now charges for bags, two features that once made them unique.
- Southwest Rapid Rewards aren’t the most glamorous, but they’re the utility points that just work.
This Priority card stands as the premium option among Southwest's three personal credit cards, with benefits that can justify its $229 annual fee. When examining the Southwest card lineup, the Priority card delivers more value for frequent flyers than its counterparts, but whether or not it's worth the annual fee depends on how much you value a guaranteed preferred seat and a possible extra legroom seat upgrade.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$28.80
Annual Fee
-$229
Net Annual Value
-$200.20
You can. It’s actually better to book a flight for someone else with your points than to transfer them. Southwest charges a fee to transfer points, and it can add up quickly. Booking an award ticket for another passenger costs nothing extra and avoids those fees.
You can sometimes find Southwest award flights for as little as 3,000–4,000 points, especially during one of their frequent sales. These are usually short-haul routes in off-peak seasons, like St. Louis to Chicago, but when you find them, they deliver 2-3x the typical cents-per-point value.
Yes. You can easily add your Rapid Rewards number after booking. Just go to “Manage Reservations” in the Southwest app or website and add your number to the traveler details. You can also call customer service and have them add it for you.
Choice Extra fares and A-List Preferred members get two free checked bags. A-List members and Southwest credit card holders get their first checked bag free. All other travelers must pay for checked bags.
Not in the traditional sense. With the elimination of open seating, Southwest reconfigured their planes to offer Extra Legroom Seats, which have more space in the front of the plane. But they are more like premium economy than business or first class.
Yes. Chase Ultimate Rewards transfers to Southwest Rapid Rewards at a 1:1 ratio instantly. However, transferred points do NOT count toward Companion Pass qualification. Only points earned from Southwest credit card welcome bonuses, card spending, and flying count toward the 135,000-point Companion Pass threshold.
No. Southwest Rapid Rewards points never expire, regardless of account activity. As long as your Rapid Rewards account remains open, your points balance is safe indefinitely.
In-depth review examining earning categories, Companion Pass benefits, seat selection perks, and break-even analysis for the annual fee.
Comprehensive review covering earning rates, benefits, redemption options, and whether the card is worth the annual fee for Southwest flyers.
Value analysis showing how benefits like seat selection, early boarding, and anniversary points offset the annual fee with typical usage patterns.
Comparison guide evaluating all Southwest credit cards, helping readers choose between Plus, Premier, and Priority based on travel patterns.
Expert review analyzing earning potential, benefits, fees, and who should apply based on Southwest travel frequency and spending habits.
Detailed review with pros/cons analysis, earning rates breakdown, and comparisons to other Southwest cards and airline credit cards.
Comprehensive benefits guide cataloging all 20+ perks including hidden benefits, insurance coverage, and tips for maximizing card value.
User reviews and expert analysis covering recent changes to benefits, annual fee adjustments, and value proposition for different traveler profiles.


| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Accidental death and dismemberment coverage up to $500,000 when traveling on common carriers paid with your card
When comparing the three personal Southwest cards, the Priority offers some advantages. While the Premier ($149 annual fee) and Plus ($99 annual fee) cards provide fewer benefits, they share the same earning structure: 3x points on Southwest purchases, 2x on local transit, and 1x on everything else.
For status chasers, both the Priority and Premier cards offer a pathway to A-List status through spending, with 1,500 Tier Qualifying Points awarded for every $5,000 in purchases for the Premier and 2,500 for the Priority. This feature is absent on the entry-level Plus card.
The right Southwest card ultimately depends on your travel patterns. Occasional Southwest flyers might find the Plus card sufficient, while those who fly Southwest several times annually will likely extract more value from the Priority card's enhanced benefits, despite its higher annual fee.
I’ll admit it — Southwest isn’t my favorite airline when it comes to the in-flight experience. The boarding process can be stressful, and the lack of seat assignments isn’t ideal. But the points? Incredibly easy to earn and redeem. And with no change fees or blackout dates, Southwest makes it easy to book, cancel, or adjust plans as needed. That flexibility has made a big difference for me. I’ve used points to fly family in for Holiday visits, sent my kids to visit friends across the country, and booked spontaneous weekend getaways — all without spending cash. I may not love the flight itself, but I love what the points allow me to do.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Accidental death and dismemberment coverage up to $500,000 when traveling on common carriers paid with your card
When comparing the three personal Southwest cards, the Priority offers some advantages. While the Premier ($149 annual fee) and Plus ($99 annual fee) cards provide fewer benefits, they share the same earning structure: 3x points on Southwest purchases, 2x on local transit, and 1x on everything else.
For status chasers, both the Priority and Premier cards offer a pathway to A-List status through spending, with 1,500 Tier Qualifying Points awarded for every $5,000 in purchases for the Premier and 2,500 for the Priority. This feature is absent on the entry-level Plus card.
The right Southwest card ultimately depends on your travel patterns. Occasional Southwest flyers might find the Plus card sufficient, while those who fly Southwest several times annually will likely extract more value from the Priority card's enhanced benefits, despite its higher annual fee.
I’ll admit it — Southwest isn’t my favorite airline when it comes to the in-flight experience. The boarding process can be stressful, and the lack of seat assignments isn’t ideal. But the points? Incredibly easy to earn and redeem. And with no change fees or blackout dates, Southwest makes it easy to book, cancel, or adjust plans as needed. That flexibility has made a big difference for me. I’ve used points to fly family in for Holiday visits, sent my kids to visit friends across the country, and booked spontaneous weekend getaways — all without spending cash. I may not love the flight itself, but I love what the points allow me to do.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Accidental death and dismemberment coverage up to $500,000 when traveling on common carriers paid with your card
When comparing the three personal Southwest cards, the Priority offers some advantages. While the Premier ($149 annual fee) and Plus ($99 annual fee) cards provide fewer benefits, they share the same earning structure: 3x points on Southwest purchases, 2x on local transit, and 1x on everything else.
For status chasers, both the Priority and Premier cards offer a pathway to A-List status through spending, with 1,500 Tier Qualifying Points awarded for every $5,000 in purchases for the Premier and 2,500 for the Priority. This feature is absent on the entry-level Plus card.
The right Southwest card ultimately depends on your travel patterns. Occasional Southwest flyers might find the Plus card sufficient, while those who fly Southwest several times annually will likely extract more value from the Priority card's enhanced benefits, despite its higher annual fee.
I’ll admit it — Southwest isn’t my favorite airline when it comes to the in-flight experience. The boarding process can be stressful, and the lack of seat assignments isn’t ideal. But the points? Incredibly easy to earn and redeem. And with no change fees or blackout dates, Southwest makes it easy to book, cancel, or adjust plans as needed. That flexibility has made a big difference for me. I’ve used points to fly family in for Holiday visits, sent my kids to visit friends across the country, and booked spontaneous weekend getaways — all without spending cash. I may not love the flight itself, but I love what the points allow me to do.