CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
Both cards cost $0/yr. The Bank of America Customized Cash Rewards Credit Card is better for dining, while the Capital One VentureOne Rewards Credit Card wins on hotels. Here's how they compare.
Bank of America
Capital One
Annual Fee
Welcome Bonus
| Category | Bank of America Customized Cash Rewards Credit Card | Capital One VentureOne Rewards Credit Card |
|---|---|---|
| Dining | 3X | 1X |
The Bank of America Customized Cash Rewards Credit Card wins in 10 of 10 categories. The Capital One VentureOne Rewards Credit Card leads in 0.
Dining
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Drugstores
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Gas Stations
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Home Improvement
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Online Shopping
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Streaming
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Telecom
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Travel
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
Both cards cost $0/yr. The Bank of America Customized Cash Rewards Credit Card is better for dining, while the Capital One VentureOne Rewards Credit Card wins on hotels. Here's how they compare.
Bank of America
Capital One
Annual Fee
Welcome Bonus
| Category | Bank of America Customized Cash Rewards Credit Card | Capital One VentureOne Rewards Credit Card |
|---|---|---|
| Dining | 3X | 1X |
The Bank of America Customized Cash Rewards Credit Card wins in 10 of 10 categories. The Capital One VentureOne Rewards Credit Card leads in 0.
Dining
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Drugstores
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Gas Stations
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Home Improvement
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Online Shopping
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Streaming
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Telecom
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Travel
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
Both cards cost $0/yr. The Bank of America Customized Cash Rewards Credit Card is better for dining, while the Capital One VentureOne Rewards Credit Card wins on hotels. Here's how they compare.
Bank of America
Capital One
Annual Fee
Welcome Bonus
| Category | Bank of America Customized Cash Rewards Credit Card | Capital One VentureOne Rewards Credit Card |
|---|---|---|
| Dining | 3X | 1X |
The Bank of America Customized Cash Rewards Credit Card wins in 10 of 10 categories. The Capital One VentureOne Rewards Credit Card leads in 0.
Dining
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Drugstores
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Gas Stations
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Home Improvement
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Online Shopping
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Streaming
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Telecom
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Travel
Bank of America Customized Cash Rewards Credit Card earns 3X vs 1X
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
| Drugstores | 3X | 1X |
| Gas Stations | 3X | 1X |
| Home Improvement | 3X | 1X |
| Online Shopping | 3X | 1X |
| Streaming | 3X | 1X |
| Telecom | 3X | 1X |
| Travel | 3X | 1X |
| Grocery Stores | 2X | 1X |
| Wholesale Clubs | 2X | 1X |
Network
Key Benefits
Pros
Cons
Grocery Stores
Bank of America Customized Cash Rewards Credit Card earns 2X vs 1X
Wholesale Clubs
Bank of America Customized Cash Rewards Credit Card earns 2X vs 1X
Get the Bank of America Customized Cash Rewards Credit Card if you:
| Drugstores | 3X | 1X |
| Gas Stations | 3X | 1X |
| Home Improvement | 3X | 1X |
| Online Shopping | 3X | 1X |
| Streaming | 3X | 1X |
| Telecom | 3X | 1X |
| Travel | 3X | 1X |
| Grocery Stores | 2X | 1X |
| Wholesale Clubs | 2X | 1X |
Network
Key Benefits
Pros
Cons
Grocery Stores
Bank of America Customized Cash Rewards Credit Card earns 2X vs 1X
Wholesale Clubs
Bank of America Customized Cash Rewards Credit Card earns 2X vs 1X
Get the Bank of America Customized Cash Rewards Credit Card if you:
| Drugstores | 3X | 1X |
| Gas Stations | 3X | 1X |
| Home Improvement | 3X | 1X |
| Online Shopping | 3X | 1X |
| Streaming | 3X | 1X |
| Telecom | 3X | 1X |
| Travel | 3X | 1X |
| Grocery Stores | 2X | 1X |
| Wholesale Clubs | 2X | 1X |
Network
Key Benefits
Pros
Cons
Grocery Stores
Bank of America Customized Cash Rewards Credit Card earns 2X vs 1X
Wholesale Clubs
Bank of America Customized Cash Rewards Credit Card earns 2X vs 1X
Get the Bank of America Customized Cash Rewards Credit Card if you: