Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Hilton Honors American Express Card?

The Hilton Honors American Express Card has a higher base earn rate (3X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Capital One VentureOne Rewards Credit Card or the Hilton Honors American Express Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Hilton Honors American Express Card?

The Hilton Honors American Express Card has a higher base earn rate (3X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Capital One VentureOne Rewards Credit Card or the Hilton Honors American Express Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Hilton Honors American Express Card?

The Hilton Honors American Express Card has a higher base earn rate (3X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Capital One VentureOne Rewards Credit Card or the Hilton Honors American Express Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Capital One VentureOne Rewards Credit Card vs Hilton Honors American Express Card

Both cards cost $0/yr. The Capital One VentureOne Rewards Credit Card is better for hotels, while the Hilton Honors American Express Card wins on hilton properties. Here's how they compare.

Capital One VentureOne Rewards Credit Card

Capital One

Hilton Honors American Express Card

American Express

Fees & Welcome Offer

Annual Fee

Welcome Bonus

20,000 Flex point

80,000 Hotel

Earn Rates

Category	Capital One VentureOne Rewards Credit Card	Hilton Honors American Express Card
Hilton Properties	1X	7X
Hilton Hotels Resorts	1X	7X
Dining	1X	5X
Grocery Stores	1X	5X
U.S. Gas Stations	1X	5X
Everything Else	1X

Benefits & Features

Network

MASTERCARD

AMEX

Key Benefits

None

Pros & Cons

Pros

+No annual fee
+20,000 mile welcome bonus ($200 value)
+5X miles on hotels and rental cars via Capital One Travel
+1.25X miles on all purchases
+No foreign transaction fees

+No annual fee ever
+Automatic Hilton Silver status with 20% bonus points and late checkout
+Path to Gold status after $20,000 annual spend
+Solid 7X earning at Hilton properties, 5X at restaurants/supermarkets/gas
+No foreign transaction fees

Cons

−Lower earn rate than premium travel cards
−No lounge access or premium travel benefits
−5X earning requires booking through Capital One Travel
Miles worth 1 cent each for travel, less for other redemptions

Category-by-Category Winner

The Hilton Honors American Express Card wins in 6 of 6 categories. The Capital One VentureOne Rewards Credit Card leads in 0.

Hilton Properties

Hilton Honors American Express Card earns 7X vs 1X

Hilton Hotels Resorts

Hilton Honors American Express Card earns 7X vs 1X

Dining

Hilton Honors American Express Card earns 5X vs 1X

Grocery Stores

Hilton Honors American Express Card earns 5X vs 1X

U.S. Gas Stations

Hilton Honors American Express Card earns 5X vs 1X

Everyday purchases

Hilton Honors American Express Card earns 3X on all other spending vs 1X

Which Card Is Right for You?

Get the Hilton Honors American Express Card if you:

+Spend $300+/month on restaurants and dining out
+Do most of your spending at grocery stores
Prefer a high flat rate across all spending

Frequently Asked Questions

Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Hilton Honors American Express Card?: The Hilton Honors American Express Card has a higher base earn rate (3X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Capital One VentureOne Rewards Credit Card or the Hilton Honors American Express Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Capital One Venture One Amex Blue Cash Preferred vs Hilton Honors Amex Amex Gold vs Hilton Honors Amex Amex Green vs Capital One Venture One

Explore More

Capital One VentureOne Rewards Credit Card — Full Review All Capital One Cards

Hilton Honors American Express Card — Full Review All American Express Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · American Express cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Capital One VentureOne Rewards Credit Card vs Hilton Honors American Express Card

Both cards cost $0/yr. The Capital One VentureOne Rewards Credit Card is better for hotels, while the Hilton Honors American Express Card wins on hilton properties. Here's how they compare.

Capital One VentureOne Rewards Credit Card

Capital One

Hilton Honors American Express Card

American Express

Fees & Welcome Offer

Annual Fee

Welcome Bonus

20,000 Flex point

80,000 Hotel

Earn Rates

Category	Capital One VentureOne Rewards Credit Card	Hilton Honors American Express Card
Hilton Properties	1X	7X
Hilton Hotels Resorts	1X	7X
Dining	1X	5X
Grocery Stores	1X	5X
U.S. Gas Stations	1X	5X
Everything Else	1X

Benefits & Features

Network

MASTERCARD

AMEX

Key Benefits

None

Pros & Cons

Pros

+No annual fee
+20,000 mile welcome bonus ($200 value)
+5X miles on hotels and rental cars via Capital One Travel
+1.25X miles on all purchases
+No foreign transaction fees

+No annual fee ever
+Automatic Hilton Silver status with 20% bonus points and late checkout
+Path to Gold status after $20,000 annual spend
+Solid 7X earning at Hilton properties, 5X at restaurants/supermarkets/gas
+No foreign transaction fees

Cons

−Lower earn rate than premium travel cards
−No lounge access or premium travel benefits
−5X earning requires booking through Capital One Travel
Miles worth 1 cent each for travel, less for other redemptions

Category-by-Category Winner

The Hilton Honors American Express Card wins in 6 of 6 categories. The Capital One VentureOne Rewards Credit Card leads in 0.

Hilton Properties

Hilton Honors American Express Card earns 7X vs 1X

Hilton Hotels Resorts

Hilton Honors American Express Card earns 7X vs 1X

Dining

Hilton Honors American Express Card earns 5X vs 1X

Grocery Stores

Hilton Honors American Express Card earns 5X vs 1X

U.S. Gas Stations

Hilton Honors American Express Card earns 5X vs 1X

Everyday purchases

Hilton Honors American Express Card earns 3X on all other spending vs 1X

Which Card Is Right for You?

Get the Hilton Honors American Express Card if you:

+Spend $300+/month on restaurants and dining out
+Do most of your spending at grocery stores
Prefer a high flat rate across all spending

Frequently Asked Questions

Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Hilton Honors American Express Card?: The Hilton Honors American Express Card has a higher base earn rate (3X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Capital One VentureOne Rewards Credit Card or the Hilton Honors American Express Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Capital One Venture One Amex Blue Cash Preferred vs Hilton Honors Amex Amex Gold vs Hilton Honors Amex Amex Green vs Capital One Venture One

Explore More

Capital One VentureOne Rewards Credit Card — Full Review All Capital One Cards

Hilton Honors American Express Card — Full Review All American Express Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · American Express cards

Capital One VentureOne Rewards Credit Card vs Hilton Honors American Express Card

Both cards cost $0/yr. The Capital One VentureOne Rewards Credit Card is better for hotels, while the Hilton Honors American Express Card wins on hilton properties. Here's how they compare.

Capital One VentureOne Rewards Credit Card

Capital One

Hilton Honors American Express Card

American Express

Fees & Welcome Offer

Annual Fee

Welcome Bonus

20,000 Flex point

80,000 Hotel

Earn Rates

Category	Capital One VentureOne Rewards Credit Card	Hilton Honors American Express Card
Hilton Properties	1X	7X
Hilton Hotels Resorts	1X	7X
Dining	1X	5X
Grocery Stores	1X	5X
U.S. Gas Stations	1X	5X
Everything Else	1X

Benefits & Features

Network

MASTERCARD

AMEX

Key Benefits

None

Pros & Cons

Pros

+No annual fee
+20,000 mile welcome bonus ($200 value)
+5X miles on hotels and rental cars via Capital One Travel
+1.25X miles on all purchases
+No foreign transaction fees

+No annual fee ever
+Automatic Hilton Silver status with 20% bonus points and late checkout
+Path to Gold status after $20,000 annual spend
+Solid 7X earning at Hilton properties, 5X at restaurants/supermarkets/gas
+No foreign transaction fees

Cons

−Lower earn rate than premium travel cards
−No lounge access or premium travel benefits
−5X earning requires booking through Capital One Travel
Miles worth 1 cent each for travel, less for other redemptions

Category-by-Category Winner

The Hilton Honors American Express Card wins in 6 of 6 categories. The Capital One VentureOne Rewards Credit Card leads in 0.

Hilton Properties

Hilton Honors American Express Card earns 7X vs 1X

Hilton Hotels Resorts

Hilton Honors American Express Card earns 7X vs 1X

Dining

Hilton Honors American Express Card earns 5X vs 1X

Grocery Stores

Hilton Honors American Express Card earns 5X vs 1X

U.S. Gas Stations

Hilton Honors American Express Card earns 5X vs 1X

Everyday purchases

Hilton Honors American Express Card earns 3X on all other spending vs 1X

Which Card Is Right for You?

Get the Hilton Honors American Express Card if you:

+Spend $300+/month on restaurants and dining out
+Do most of your spending at grocery stores
Prefer a high flat rate across all spending

Frequently Asked Questions

Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Hilton Honors American Express Card?: The Hilton Honors American Express Card has a higher base earn rate (3X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Capital One VentureOne Rewards Credit Card or the Hilton Honors American Express Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Capital One Venture One Amex Blue Cash Preferred vs Hilton Honors Amex Amex Gold vs Hilton Honors Amex Amex Green vs Capital One Venture One

Explore More

Capital One VentureOne Rewards Credit Card — Full Review All Capital One Cards

Hilton Honors American Express Card — Full Review All American Express Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · American Express cards