Which card earns more rewards, the Hilton Honors American Express Card or Marriott Bonvoy Bold Credit Card?

The Hilton Honors American Express Card has a higher base earn rate (3X vs 1X), but both cards have different bonus categories where they excel.

Should I get the Hilton Honors American Express Card or the Marriott Bonvoy Bold Credit Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Hilton Honors American Express Card or Marriott Bonvoy Bold Credit Card?

The Hilton Honors American Express Card has a higher base earn rate (3X vs 1X), but both cards have different bonus categories where they excel.

Should I get the Hilton Honors American Express Card or the Marriott Bonvoy Bold Credit Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Hilton Honors American Express Card or Marriott Bonvoy Bold Credit Card?

The Hilton Honors American Express Card has a higher base earn rate (3X vs 1X), but both cards have different bonus categories where they excel.

Should I get the Hilton Honors American Express Card or the Marriott Bonvoy Bold Credit Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Hilton Honors American Express Card vs Marriott Bonvoy Bold Credit Card

Both cards cost $0/yr. The Hilton Honors American Express Card is better for hilton properties, while the Marriott Bonvoy Bold Credit Card wins on marriott hotels. Here's how they compare.

Hilton Honors American Express Card

American Express

Marriott Bonvoy Bold Credit Card

Chase

Fees & Welcome Offer

Annual Fee

Welcome Bonus

80,000 Hotel

2 Hotel

Earn Rates

Category	Hilton Honors American Express Card	Marriott Bonvoy Bold Credit Card
Marriott Hotels	3X	14X
Hilton Properties	7X	1X
Hilton Hotels Resorts	7X	1X
Dining	5X	1X
Grocery Stores	5X	2X
U.S. Gas Stations	5X

Benefits & Features

Network

AMEX

VISA

Key Benefits

None

Pros & Cons

Pros

+No annual fee ever
+Automatic Hilton Silver status with 20% bonus points and late checkout
+Path to Gold status after $20,000 annual spend
+Solid 7X earning at Hilton properties, 5X at restaurants/supermarkets/gas
+No foreign transaction fees

+No annual fee makes it risk-free to hold long-term
+Automatic Silver Elite status with 10% bonus on stays and priority late checkout
+5 Elite Night Credits annually toward status qualification
+No foreign transaction fees
+2x earning on everyday categories (groceries, streaming, rideshare, food delivery)

Cons

−Only Silver status (lower than Surpass/Aspire Gold grants)
−Lower earn rates than premium Hilton cards (7X vs 12X at Hilton)

Category-by-Category Winner

The Hilton Honors American Express Card wins in 9 of 10 categories. The Marriott Bonvoy Bold Credit Card leads in 1.

Hilton Properties

Hilton Honors American Express Card earns 7X vs 1X

Hilton Hotels Resorts

Hilton Honors American Express Card earns 7X vs 1X

Dining

Hilton Honors American Express Card earns 5X vs 1X

Grocery Stores

Hilton Honors American Express Card earns 5X vs 2X

U.S. Gas Stations

Hilton Honors American Express Card earns 5X vs 1X

Marriott Hotels

Marriott Bonvoy Bold Credit Card earns 14X vs 3X

Streaming Internet Cable Phone

Hilton Honors American Express Card earns 3X vs 2X

Rideshare

Hilton Honors American Express Card earns 3X vs 2X

The Bottom Line

For everyday spending, the Hilton Honors American Express Card earns more with its 3X base rate.

Frequently Asked Questions

Which card earns more rewards, the Hilton Honors American Express Card or Marriott Bonvoy Bold Credit Card?: The Hilton Honors American Express Card has a higher base earn rate (3X vs 1X), but both cards have different bonus categories where they excel.
Should I get the Hilton Honors American Express Card or the Marriott Bonvoy Bold Credit Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Marriott Bonvoy Bold Amex Blue Cash Preferred vs Hilton Honors Amex Amex Gold vs Hilton Honors Amex Amex Green vs Hilton Honors Amex

Explore More

Hilton Honors American Express Card — Full Review All American Express Cards

Marriott Bonvoy Bold Credit Card — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards · Chase cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Hilton Honors American Express Card vs Marriott Bonvoy Bold Credit Card

Both cards cost $0/yr. The Hilton Honors American Express Card is better for hilton properties, while the Marriott Bonvoy Bold Credit Card wins on marriott hotels. Here's how they compare.

Hilton Honors American Express Card

American Express

Marriott Bonvoy Bold Credit Card

Chase

Fees & Welcome Offer

Annual Fee

Welcome Bonus

80,000 Hotel

2 Hotel

Earn Rates

Category	Hilton Honors American Express Card	Marriott Bonvoy Bold Credit Card
Marriott Hotels	3X	14X
Hilton Properties	7X	1X
Hilton Hotels Resorts	7X	1X
Dining	5X	1X
Grocery Stores	5X	2X
U.S. Gas Stations	5X

Benefits & Features

Network

AMEX

VISA

Key Benefits

None

Pros & Cons

Pros

+No annual fee ever
+Automatic Hilton Silver status with 20% bonus points and late checkout
+Path to Gold status after $20,000 annual spend
+Solid 7X earning at Hilton properties, 5X at restaurants/supermarkets/gas
+No foreign transaction fees

+No annual fee makes it risk-free to hold long-term
+Automatic Silver Elite status with 10% bonus on stays and priority late checkout
+5 Elite Night Credits annually toward status qualification
+No foreign transaction fees
+2x earning on everyday categories (groceries, streaming, rideshare, food delivery)

Cons

−Only Silver status (lower than Surpass/Aspire Gold grants)
−Lower earn rates than premium Hilton cards (7X vs 12X at Hilton)

Category-by-Category Winner

The Hilton Honors American Express Card wins in 9 of 10 categories. The Marriott Bonvoy Bold Credit Card leads in 1.

Hilton Properties

Hilton Honors American Express Card earns 7X vs 1X

Hilton Hotels Resorts

Hilton Honors American Express Card earns 7X vs 1X

Dining

Hilton Honors American Express Card earns 5X vs 1X

Grocery Stores

Hilton Honors American Express Card earns 5X vs 2X

U.S. Gas Stations

Hilton Honors American Express Card earns 5X vs 1X

Marriott Hotels

Marriott Bonvoy Bold Credit Card earns 14X vs 3X

Streaming Internet Cable Phone

Hilton Honors American Express Card earns 3X vs 2X

Rideshare

Hilton Honors American Express Card earns 3X vs 2X

The Bottom Line

For everyday spending, the Hilton Honors American Express Card earns more with its 3X base rate.

Frequently Asked Questions

Which card earns more rewards, the Hilton Honors American Express Card or Marriott Bonvoy Bold Credit Card?: The Hilton Honors American Express Card has a higher base earn rate (3X vs 1X), but both cards have different bonus categories where they excel.
Should I get the Hilton Honors American Express Card or the Marriott Bonvoy Bold Credit Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Marriott Bonvoy Bold Amex Blue Cash Preferred vs Hilton Honors Amex Amex Gold vs Hilton Honors Amex Amex Green vs Hilton Honors Amex

Explore More

Hilton Honors American Express Card — Full Review All American Express Cards

Marriott Bonvoy Bold Credit Card — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards · Chase cards

Hilton Honors American Express Card vs Marriott Bonvoy Bold Credit Card

Both cards cost $0/yr. The Hilton Honors American Express Card is better for hilton properties, while the Marriott Bonvoy Bold Credit Card wins on marriott hotels. Here's how they compare.

Hilton Honors American Express Card

American Express

Marriott Bonvoy Bold Credit Card

Chase

Fees & Welcome Offer

Annual Fee

Welcome Bonus

80,000 Hotel

2 Hotel

Earn Rates

Category	Hilton Honors American Express Card	Marriott Bonvoy Bold Credit Card
Marriott Hotels	3X	14X
Hilton Properties	7X	1X
Hilton Hotels Resorts	7X	1X
Dining	5X	1X
Grocery Stores	5X	2X
U.S. Gas Stations	5X

Benefits & Features

Network

AMEX

VISA

Key Benefits

None

Pros & Cons

Pros

+No annual fee ever
+Automatic Hilton Silver status with 20% bonus points and late checkout
+Path to Gold status after $20,000 annual spend
+Solid 7X earning at Hilton properties, 5X at restaurants/supermarkets/gas
+No foreign transaction fees

+No annual fee makes it risk-free to hold long-term
+Automatic Silver Elite status with 10% bonus on stays and priority late checkout
+5 Elite Night Credits annually toward status qualification
+No foreign transaction fees
+2x earning on everyday categories (groceries, streaming, rideshare, food delivery)

Cons

−Only Silver status (lower than Surpass/Aspire Gold grants)
−Lower earn rates than premium Hilton cards (7X vs 12X at Hilton)

Category-by-Category Winner

The Hilton Honors American Express Card wins in 9 of 10 categories. The Marriott Bonvoy Bold Credit Card leads in 1.

Hilton Properties

Hilton Honors American Express Card earns 7X vs 1X

Hilton Hotels Resorts

Hilton Honors American Express Card earns 7X vs 1X

Dining

Hilton Honors American Express Card earns 5X vs 1X

Grocery Stores

Hilton Honors American Express Card earns 5X vs 2X

U.S. Gas Stations

Hilton Honors American Express Card earns 5X vs 1X

Marriott Hotels

Marriott Bonvoy Bold Credit Card earns 14X vs 3X

Streaming Internet Cable Phone

Hilton Honors American Express Card earns 3X vs 2X

Rideshare

Hilton Honors American Express Card earns 3X vs 2X

The Bottom Line

For everyday spending, the Hilton Honors American Express Card earns more with its 3X base rate.

Frequently Asked Questions

Which card earns more rewards, the Hilton Honors American Express Card or Marriott Bonvoy Bold Credit Card?: The Hilton Honors American Express Card has a higher base earn rate (3X vs 1X), but both cards have different bonus categories where they excel.
Should I get the Hilton Honors American Express Card or the Marriott Bonvoy Bold Credit Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Marriott Bonvoy Bold Amex Blue Cash Preferred vs Hilton Honors Amex Amex Gold vs Hilton Honors Amex Amex Green vs Hilton Honors Amex

Explore More

Hilton Honors American Express Card — Full Review All American Express Cards

Marriott Bonvoy Bold Credit Card — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards · Chase cards

Hilton Honors American Express Card vs Marriott Bonvoy Bold Credit Card

Hilton Honors American Express Card

Marriott Bonvoy Bold Credit Card

Fees & Welcome Offer

Earn Rates

Benefits & Features

Pros & Cons

Category-by-Category Winner

The Bottom Line

Frequently Asked Questions

Related Comparisons

Explore More

Hilton Honors American Express Card vs Marriott Bonvoy Bold Credit Card

Hilton Honors American Express Card

Marriott Bonvoy Bold Credit Card

Fees & Welcome Offer

Earn Rates

Benefits & Features

Pros & Cons

Category-by-Category Winner

The Bottom Line

Frequently Asked Questions

Related Comparisons

Explore More

Hilton Honors American Express Card vs Marriott Bonvoy Bold Credit Card

Hilton Honors American Express Card

Marriott Bonvoy Bold Credit Card

Fees & Welcome Offer

Earn Rates

Benefits & Features

Pros & Cons

Category-by-Category Winner

The Bottom Line

Frequently Asked Questions

Related Comparisons

Explore More

Which Card Is Right for You?

Which Card Is Right for You?

Which Card Is Right for You?