Is the Delta SkyMiles Platinum American Express Card worth the higher annual fee?

The Delta SkyMiles Platinum American Express Card costs $350/yr vs $0/yr for the Blue Cash Everyday Card from American Express. The higher fee and travel credits that can offset the cost for frequent travelers.

Which card earns more rewards, the Blue Cash Everyday Card from American Express or Delta SkyMiles Platinum American Express Card?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

What benefits does the Blue Cash Everyday Card from American Express have that the Delta SkyMiles Platinum American Express Card doesn't?

The Blue Cash Everyday Card from American Express focuses on earn rates, while the Delta SkyMiles Platinum American Express Card offers travel credits.

Should I get the Blue Cash Everyday Card from American Express or the Delta SkyMiles Platinum American Express Card?

Choose the Blue Cash Everyday Card from American Express if you want lower fees and solid rewards. Pick the Delta SkyMiles Platinum American Express Card if you spend enough to justify the $350/yr fee through its premium benefits and higher earn rates.

Is the Delta SkyMiles Platinum American Express Card worth the higher annual fee?

The Delta SkyMiles Platinum American Express Card costs $350/yr vs $0/yr for the Blue Cash Everyday Card from American Express. The higher fee and travel credits that can offset the cost for frequent travelers.

Which card earns more rewards, the Blue Cash Everyday Card from American Express or Delta SkyMiles Platinum American Express Card?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

What benefits does the Blue Cash Everyday Card from American Express have that the Delta SkyMiles Platinum American Express Card doesn't?

The Blue Cash Everyday Card from American Express focuses on earn rates, while the Delta SkyMiles Platinum American Express Card offers travel credits.

Should I get the Blue Cash Everyday Card from American Express or the Delta SkyMiles Platinum American Express Card?

Choose the Blue Cash Everyday Card from American Express if you want lower fees and solid rewards. Pick the Delta SkyMiles Platinum American Express Card if you spend enough to justify the $350/yr fee through its premium benefits and higher earn rates.

Is the Delta SkyMiles Platinum American Express Card worth the higher annual fee?

The Delta SkyMiles Platinum American Express Card costs $350/yr vs $0/yr for the Blue Cash Everyday Card from American Express. The higher fee and travel credits that can offset the cost for frequent travelers.

Which card earns more rewards, the Blue Cash Everyday Card from American Express or Delta SkyMiles Platinum American Express Card?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

What benefits does the Blue Cash Everyday Card from American Express have that the Delta SkyMiles Platinum American Express Card doesn't?

The Blue Cash Everyday Card from American Express focuses on earn rates, while the Delta SkyMiles Platinum American Express Card offers travel credits.

Should I get the Blue Cash Everyday Card from American Express or the Delta SkyMiles Platinum American Express Card?

Choose the Blue Cash Everyday Card from American Express if you want lower fees and solid rewards. Pick the Delta SkyMiles Platinum American Express Card if you spend enough to justify the $350/yr fee through its premium benefits and higher earn rates.

CardRewards

Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.

Blue Cash Everyday Card from American Express vs Delta SkyMiles Platinum American Express Card

The Blue Cash Everyday Card from American Express ($0/yr) is better for everyday value, while the Delta SkyMiles Platinum American Express Card ($350/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.

Blue Cash Everyday Card from American Express

American Express

Delta SkyMiles Platinum American Express Card

American Express

Fees & Welcome Offer

Annual Fee

$350

Welcome Bonus

200 Cash

80,000 Airline

Earn Rates

Category	Blue Cash Everyday Card from American Express	Delta SkyMiles Platinum American Express Card
Delta Airlines	1X

Category-by-Category Winner

Both cards win in 4 categories each — it comes down to which categories matter most to you.

Grocery Stores

Blue Cash Everyday Card from American Express earns 3X vs 2X

Online Shopping

Blue Cash Everyday Card from American Express earns 3X vs 1X

Gas Stations

Blue Cash Everyday Card from American Express earns 2X vs 1X

Department Stores

Blue Cash Everyday Card from American Express earns 2X vs 1X

Delta Purchases

Delta SkyMiles Platinum American Express Card earns 3X vs 1X

Delta Airlines

Delta SkyMiles Platinum American Express Card earns 3X vs 1X

Hotels

Delta SkyMiles Platinum American Express Card earns 2X vs 1X

Dining

Delta SkyMiles Platinum American Express Card earns 2X vs 1X

Is the Fee Difference Worth It?

The Bottom Line

The Blue Cash Everyday Card from American Express has a lower annual fee ($0 vs $350), making it the more accessible option.

The Delta SkyMiles Platinum American Express Card justifies its higher fee with premium perks like travel credits.

Choose the Blue Cash Everyday Card from American Express if you want solid rewards with a lower cost of entry. Choose the Delta SkyMiles Platinum American Express Card if you travel frequently and can maximize its premium benefits.

Frequently Asked Questions

Is the Delta SkyMiles Platinum American Express Card worth the higher annual fee?: The Delta SkyMiles Platinum American Express Card costs $350/yr vs $0/yr for the Blue Cash Everyday Card from American Express. The higher fee and travel credits that can offset the cost for frequent travelers.
Which card earns more rewards, the Blue Cash Everyday Card from American Express or Delta SkyMiles Platinum American Express Card?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
What benefits does the Blue Cash Everyday Card from American Express have that the Delta SkyMiles Platinum American Express Card doesn't?: The Blue Cash Everyday Card from American Express focuses on earn rates, while the Delta SkyMiles Platinum American Express Card offers travel credits.
Should I get the Blue Cash Everyday Card from American Express or the Delta SkyMiles Platinum American Express Card?: Choose the Blue Cash Everyday Card from American Express if you want lower fees and solid rewards. Pick the Delta SkyMiles Platinum American Express Card if you spend enough to justify the $350/yr fee through its premium benefits and higher earn rates.

Related Comparisons

Amex Blue Cash Everyday vs Amex Blue Cash Preferred Amex Blue Cash Everyday vs Amex Gold Amex Blue Cash Everyday vs Amex Green Amex Blue Cash Everyday vs Bank Of America Customized Cash

Explore More

Blue Cash Everyday Card from American Express — Full Review All American Express Cards

Delta SkyMiles Platinum American Express Card — Full Review All American Express Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Blue Cash Everyday Card from American Express vs Delta SkyMiles Platinum American Express Card

Blue Cash Everyday Card from American Express

American Express

Delta SkyMiles Platinum American Express Card

American Express

Fees & Welcome Offer

Annual Fee

$350

Welcome Bonus

200 Cash

80,000 Airline

Earn Rates

Category	Blue Cash Everyday Card from American Express	Delta SkyMiles Platinum American Express Card
Delta Airlines	1X

Category-by-Category Winner

Both cards win in 4 categories each — it comes down to which categories matter most to you.

Grocery Stores

Blue Cash Everyday Card from American Express earns 3X vs 2X

Online Shopping

Blue Cash Everyday Card from American Express earns 3X vs 1X

Gas Stations

Blue Cash Everyday Card from American Express earns 2X vs 1X

Department Stores

Blue Cash Everyday Card from American Express earns 2X vs 1X

Delta Purchases

Delta SkyMiles Platinum American Express Card earns 3X vs 1X

Delta Airlines

Delta SkyMiles Platinum American Express Card earns 3X vs 1X

Hotels

Delta SkyMiles Platinum American Express Card earns 2X vs 1X

Dining

Delta SkyMiles Platinum American Express Card earns 2X vs 1X

Is the Fee Difference Worth It?

The Bottom Line

The Blue Cash Everyday Card from American Express has a lower annual fee ($0 vs $350), making it the more accessible option.

The Delta SkyMiles Platinum American Express Card justifies its higher fee with premium perks like travel credits.

Frequently Asked Questions

Is the Delta SkyMiles Platinum American Express Card worth the higher annual fee?: The Delta SkyMiles Platinum American Express Card costs $350/yr vs $0/yr for the Blue Cash Everyday Card from American Express. The higher fee and travel credits that can offset the cost for frequent travelers.
Which card earns more rewards, the Blue Cash Everyday Card from American Express or Delta SkyMiles Platinum American Express Card?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
What benefits does the Blue Cash Everyday Card from American Express have that the Delta SkyMiles Platinum American Express Card doesn't?: The Blue Cash Everyday Card from American Express focuses on earn rates, while the Delta SkyMiles Platinum American Express Card offers travel credits.
Should I get the Blue Cash Everyday Card from American Express or the Delta SkyMiles Platinum American Express Card?: Choose the Blue Cash Everyday Card from American Express if you want lower fees and solid rewards. Pick the Delta SkyMiles Platinum American Express Card if you spend enough to justify the $350/yr fee through its premium benefits and higher earn rates.

Related Comparisons

Amex Blue Cash Everyday vs Amex Blue Cash Preferred Amex Blue Cash Everyday vs Amex Gold Amex Blue Cash Everyday vs Amex Green Amex Blue Cash Everyday vs Bank Of America Customized Cash

Explore More

Blue Cash Everyday Card from American Express — Full Review All American Express Cards

Delta SkyMiles Platinum American Express Card — Full Review All American Express Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards

Blue Cash Everyday Card from American Express vs Delta SkyMiles Platinum American Express Card

Blue Cash Everyday Card from American Express

American Express

Delta SkyMiles Platinum American Express Card

American Express

Fees & Welcome Offer

Annual Fee

$350

Welcome Bonus

200 Cash

80,000 Airline

Earn Rates

Category	Blue Cash Everyday Card from American Express	Delta SkyMiles Platinum American Express Card
Delta Airlines	1X

Category-by-Category Winner

Both cards win in 4 categories each — it comes down to which categories matter most to you.

Grocery Stores

Blue Cash Everyday Card from American Express earns 3X vs 2X

Online Shopping

Blue Cash Everyday Card from American Express earns 3X vs 1X

Gas Stations

Blue Cash Everyday Card from American Express earns 2X vs 1X

Department Stores

Blue Cash Everyday Card from American Express earns 2X vs 1X

Delta Purchases

Delta SkyMiles Platinum American Express Card earns 3X vs 1X

Delta Airlines

Delta SkyMiles Platinum American Express Card earns 3X vs 1X

Hotels

Delta SkyMiles Platinum American Express Card earns 2X vs 1X

Dining

Delta SkyMiles Platinum American Express Card earns 2X vs 1X

Is the Fee Difference Worth It?

The Bottom Line

The Blue Cash Everyday Card from American Express has a lower annual fee ($0 vs $350), making it the more accessible option.

The Delta SkyMiles Platinum American Express Card justifies its higher fee with premium perks like travel credits.

Frequently Asked Questions

Is the Delta SkyMiles Platinum American Express Card worth the higher annual fee?: The Delta SkyMiles Platinum American Express Card costs $350/yr vs $0/yr for the Blue Cash Everyday Card from American Express. The higher fee and travel credits that can offset the cost for frequent travelers.
Which card earns more rewards, the Blue Cash Everyday Card from American Express or Delta SkyMiles Platinum American Express Card?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
What benefits does the Blue Cash Everyday Card from American Express have that the Delta SkyMiles Platinum American Express Card doesn't?: The Blue Cash Everyday Card from American Express focuses on earn rates, while the Delta SkyMiles Platinum American Express Card offers travel credits.
Should I get the Blue Cash Everyday Card from American Express or the Delta SkyMiles Platinum American Express Card?: Choose the Blue Cash Everyday Card from American Express if you want lower fees and solid rewards. Pick the Delta SkyMiles Platinum American Express Card if you spend enough to justify the $350/yr fee through its premium benefits and higher earn rates.

Related Comparisons

Amex Blue Cash Everyday vs Amex Blue Cash Preferred Amex Blue Cash Everyday vs Amex Gold Amex Blue Cash Everyday vs Amex Green Amex Blue Cash Everyday vs Bank Of America Customized Cash

Explore More

Blue Cash Everyday Card from American Express — Full Review All American Express Cards

Delta SkyMiles Platinum American Express Card — Full Review All American Express Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards

Benefits & Features

Network

AMEX

Key Benefits

None

✓Travel credit

✓Travel insurance

✓Global Entry credit

✓Purchase protection

✓Free checked bags

Pros & Cons

Pros

+No annual fee with solid category rewards
+3% cash back at U.S. supermarkets up to $6,000/year ($180 max annual value)
+Up to $84/year Disney Bundle credit for streaming subscriptions
+0% intro APR for 15 months on purchases (3 months longer than Preferred)
+$200 welcome bonus after $2,000 spend in 6 months

+Companion Certificate after $25K spend (companion pays only taxes/fees on Main Cabin domestic)
+Silver Medallion Status available at $25K annual spend
+Free first checked bag for cardholder plus up to 8 companions on same reservation
+Strong 2x earning on restaurants, hotels, and U.S. supermarkets
+Boosted upgrade priority to First Class and Delta One

Cons

−3% grocery rate is half of Blue Cash Preferred's 6%
−2.7% foreign transaction fee makes it unsuitable for travel
−2% gas rate is below Preferred's 3%
−1% back on non-category purchases is below average
−$6,000 annual cap on grocery bonus limits heavy spenders

−$350 annual fee is substantial if not utilizing premium benefits
−Companion certificate requires $25,000 spend threshold
−No lounge access included (must upgrade to Reserve)
−Miles are locked to Delta SkyMiles program with limited transfer options
−2.7% foreign transaction fee on Amex network limitations abroad

The Delta SkyMiles Platinum American Express Card costs $350/yr — that's $350 more than the Blue Cash Everyday Card from American Express (no annual fee). To justify that gap, you need to extract at least $350 in annual value from the card's higher earn rates and benefits.

The Delta SkyMiles Platinum American Express Card offers travel credits, Global Entry/TSA PreCheck credit, free checked bags. With 3 premium perks, heavy spenders on delta purchases and delta airlines can often offset the full fee.

Bottom line: The $350 gap is significant. Choose the Delta SkyMiles Platinum American Express Card only if you spend heavily on delta purchases and delta airlines and will use its premium benefits regularly — otherwise the Blue Cash Everyday Card from American Express delivers strong value at a fraction of the cost.

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing Blue Cash Everyday Card from American Express means losing:

-Annual travel credit
-Purchase protection
-Travel insurance
-Free checked bags
-Global Entry credit

Which Card Is Right for You?

Get the Blue Cash Everyday Card from American Express if you:

+Want strong rewards without a large annual fee commitment

Get the Delta SkyMiles Platinum American Express Card if you:

+Spend $300+/month on restaurants and dining out
+Travel enough to fully use annual credits and premium perks

Benefits & Features

Network

AMEX

Key Benefits

None

✓Travel credit

✓Travel insurance

✓Global Entry credit

✓Purchase protection

✓Free checked bags

Pros & Cons

Pros

+No annual fee with solid category rewards
+3% cash back at U.S. supermarkets up to $6,000/year ($180 max annual value)
+Up to $84/year Disney Bundle credit for streaming subscriptions
+0% intro APR for 15 months on purchases (3 months longer than Preferred)
+$200 welcome bonus after $2,000 spend in 6 months

+Companion Certificate after $25K spend (companion pays only taxes/fees on Main Cabin domestic)
+Silver Medallion Status available at $25K annual spend
+Free first checked bag for cardholder plus up to 8 companions on same reservation
+Strong 2x earning on restaurants, hotels, and U.S. supermarkets
+Boosted upgrade priority to First Class and Delta One

Cons

−3% grocery rate is half of Blue Cash Preferred's 6%
−2.7% foreign transaction fee makes it unsuitable for travel
−2% gas rate is below Preferred's 3%
−1% back on non-category purchases is below average
−$6,000 annual cap on grocery bonus limits heavy spenders

−$350 annual fee is substantial if not utilizing premium benefits
−Companion certificate requires $25,000 spend threshold
−No lounge access included (must upgrade to Reserve)
−Miles are locked to Delta SkyMiles program with limited transfer options
−2.7% foreign transaction fee on Amex network limitations abroad

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing Blue Cash Everyday Card from American Express means losing:

-Annual travel credit
-Purchase protection
-Travel insurance
-Free checked bags
-Global Entry credit

Which Card Is Right for You?

Get the Blue Cash Everyday Card from American Express if you:

+Want strong rewards without a large annual fee commitment

Get the Delta SkyMiles Platinum American Express Card if you:

+Spend $300+/month on restaurants and dining out
+Travel enough to fully use annual credits and premium perks

Benefits & Features

Network

AMEX

Key Benefits

None

✓Travel credit

✓Travel insurance

✓Global Entry credit

✓Purchase protection

✓Free checked bags

Pros & Cons

Pros

+No annual fee with solid category rewards
+3% cash back at U.S. supermarkets up to $6,000/year ($180 max annual value)
+Up to $84/year Disney Bundle credit for streaming subscriptions
+0% intro APR for 15 months on purchases (3 months longer than Preferred)
+$200 welcome bonus after $2,000 spend in 6 months

+Companion Certificate after $25K spend (companion pays only taxes/fees on Main Cabin domestic)
+Silver Medallion Status available at $25K annual spend
+Free first checked bag for cardholder plus up to 8 companions on same reservation
+Strong 2x earning on restaurants, hotels, and U.S. supermarkets
+Boosted upgrade priority to First Class and Delta One

Cons

−3% grocery rate is half of Blue Cash Preferred's 6%
−2.7% foreign transaction fee makes it unsuitable for travel
−2% gas rate is below Preferred's 3%
−1% back on non-category purchases is below average
−$6,000 annual cap on grocery bonus limits heavy spenders

−$350 annual fee is substantial if not utilizing premium benefits
−Companion certificate requires $25,000 spend threshold
−No lounge access included (must upgrade to Reserve)
−Miles are locked to Delta SkyMiles program with limited transfer options
−2.7% foreign transaction fee on Amex network limitations abroad

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing Blue Cash Everyday Card from American Express means losing:

-Annual travel credit
-Purchase protection
-Travel insurance
-Free checked bags
-Global Entry credit

Which Card Is Right for You?

Get the Blue Cash Everyday Card from American Express if you:

+Want strong rewards without a large annual fee commitment

Get the Delta SkyMiles Platinum American Express Card if you:

+Spend $300+/month on restaurants and dining out
+Travel enough to fully use annual credits and premium perks