CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
The Delta SkyMiles Gold American Express Card ($150/yr) is better for everyday value, while the Delta SkyMiles Platinum American Express Card ($350/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
American Express
American Express
Annual Fee
Welcome Bonus
| Category | Delta SkyMiles Gold American Express Card | Delta SkyMiles Platinum American Express Card |
|---|---|---|
| Delta Airlines | 2X |
The Delta SkyMiles Platinum American Express Card wins in 3 of 3 categories. The Delta SkyMiles Gold American Express Card leads in 0.
Delta Purchases
Delta SkyMiles Platinum American Express Card earns 3X vs 2X
Delta Airlines
Delta SkyMiles Platinum American Express Card earns 3X vs 2X
Hotels
Delta SkyMiles Platinum American Express Card earns 2X vs 1X
The Delta SkyMiles Platinum American Express Card costs $350/yr — that's $200 more than the Delta SkyMiles Gold American Express Card ($150/yr). To justify that gap, you need to extract at least $200 in annual value from the card's higher earn rates and benefits.
The Delta SkyMiles Platinum American Express Card offers travel credits, Global Entry/TSA PreCheck credit, free checked bags. With 3 premium perks, heavy spenders on delta purchases and delta airlines can often offset the full fee.
Bottom line: The $200 difference is moderate. If you spend consistently on delta purchases and delta airlines, the Delta SkyMiles Platinum American Express Card's higher earn rates and benefits can easily cover the gap.
Choosing one card means missing out on these benefits from the other.
Choosing Delta SkyMiles Gold American Express Card means losing:
The Delta SkyMiles Gold American Express Card has a lower annual fee ($150 vs $350), making it the more accessible option.
The Delta SkyMiles Platinum American Express Card justifies its higher fee with premium perks like travel credits.
Choose the Delta SkyMiles Gold American Express Card if you want solid rewards with a lower cost of entry. Choose the Delta SkyMiles Platinum American Express Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The Delta SkyMiles Gold American Express Card ($150/yr) is better for everyday value, while the Delta SkyMiles Platinum American Express Card ($350/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
American Express
American Express
Annual Fee
Welcome Bonus
| Category | Delta SkyMiles Gold American Express Card | Delta SkyMiles Platinum American Express Card |
|---|---|---|
| Delta Airlines | 2X |
The Delta SkyMiles Platinum American Express Card wins in 3 of 3 categories. The Delta SkyMiles Gold American Express Card leads in 0.
Delta Purchases
Delta SkyMiles Platinum American Express Card earns 3X vs 2X
Delta Airlines
Delta SkyMiles Platinum American Express Card earns 3X vs 2X
Hotels
Delta SkyMiles Platinum American Express Card earns 2X vs 1X
The Delta SkyMiles Platinum American Express Card costs $350/yr — that's $200 more than the Delta SkyMiles Gold American Express Card ($150/yr). To justify that gap, you need to extract at least $200 in annual value from the card's higher earn rates and benefits.
The Delta SkyMiles Platinum American Express Card offers travel credits, Global Entry/TSA PreCheck credit, free checked bags. With 3 premium perks, heavy spenders on delta purchases and delta airlines can often offset the full fee.
Bottom line: The $200 difference is moderate. If you spend consistently on delta purchases and delta airlines, the Delta SkyMiles Platinum American Express Card's higher earn rates and benefits can easily cover the gap.
Choosing one card means missing out on these benefits from the other.
Choosing Delta SkyMiles Gold American Express Card means losing:
The Delta SkyMiles Gold American Express Card has a lower annual fee ($150 vs $350), making it the more accessible option.
The Delta SkyMiles Platinum American Express Card justifies its higher fee with premium perks like travel credits.
Choose the Delta SkyMiles Gold American Express Card if you want solid rewards with a lower cost of entry. Choose the Delta SkyMiles Platinum American Express Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The Delta SkyMiles Gold American Express Card ($150/yr) is better for everyday value, while the Delta SkyMiles Platinum American Express Card ($350/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
American Express
American Express
Annual Fee
Welcome Bonus
| Category | Delta SkyMiles Gold American Express Card | Delta SkyMiles Platinum American Express Card |
|---|---|---|
| Delta Airlines | 2X |
The Delta SkyMiles Platinum American Express Card wins in 3 of 3 categories. The Delta SkyMiles Gold American Express Card leads in 0.
Delta Purchases
Delta SkyMiles Platinum American Express Card earns 3X vs 2X
Delta Airlines
Delta SkyMiles Platinum American Express Card earns 3X vs 2X
Hotels
Delta SkyMiles Platinum American Express Card earns 2X vs 1X
The Delta SkyMiles Platinum American Express Card costs $350/yr — that's $200 more than the Delta SkyMiles Gold American Express Card ($150/yr). To justify that gap, you need to extract at least $200 in annual value from the card's higher earn rates and benefits.
The Delta SkyMiles Platinum American Express Card offers travel credits, Global Entry/TSA PreCheck credit, free checked bags. With 3 premium perks, heavy spenders on delta purchases and delta airlines can often offset the full fee.
Bottom line: The $200 difference is moderate. If you spend consistently on delta purchases and delta airlines, the Delta SkyMiles Platinum American Express Card's higher earn rates and benefits can easily cover the gap.
Choosing one card means missing out on these benefits from the other.
Choosing Delta SkyMiles Gold American Express Card means losing:
The Delta SkyMiles Gold American Express Card has a lower annual fee ($150 vs $350), making it the more accessible option.
The Delta SkyMiles Platinum American Express Card justifies its higher fee with premium perks like travel credits.
Choose the Delta SkyMiles Gold American Express Card if you want solid rewards with a lower cost of entry. Choose the Delta SkyMiles Platinum American Express Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
| 3X |
| Delta Purchases | 2X | 3X |
| Dining | 2X | 2X |
| Grocery Stores | 2X | 2X |
| Hotels | 1X | 2X |
Network
Key Benefits
Pros
Cons
Get the Delta SkyMiles Gold American Express Card if you:
Get the Delta SkyMiles Platinum American Express Card if you:
| 3X |
| Delta Purchases | 2X | 3X |
| Dining | 2X | 2X |
| Grocery Stores | 2X | 2X |
| Hotels | 1X | 2X |
Network
Key Benefits
Pros
Cons
Get the Delta SkyMiles Gold American Express Card if you:
Get the Delta SkyMiles Platinum American Express Card if you:
| 3X |
| Delta Purchases | 2X | 3X |
| Dining | 2X | 2X |
| Grocery Stores | 2X | 2X |
| Hotels | 1X | 2X |
Network
Key Benefits
Pros
Cons
Get the Delta SkyMiles Gold American Express Card if you:
Get the Delta SkyMiles Platinum American Express Card if you: