Is the Delta SkyMiles Gold American Express Card worth the higher annual fee?

The Delta SkyMiles Gold American Express Card costs $150/yr vs $0/yr for the Blue Cash Everyday Card from American Express. The higher fee and travel credits that can offset the cost for frequent travelers.

Which card earns more rewards, the Blue Cash Everyday Card from American Express or Delta SkyMiles Gold American Express Card?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

What benefits does the Blue Cash Everyday Card from American Express have that the Delta SkyMiles Gold American Express Card doesn't?

The Blue Cash Everyday Card from American Express focuses on earn rates, while the Delta SkyMiles Gold American Express Card offers travel credits.

Should I get the Blue Cash Everyday Card from American Express or the Delta SkyMiles Gold American Express Card?

Choose the Blue Cash Everyday Card from American Express if you want lower fees and solid rewards. Pick the Delta SkyMiles Gold American Express Card if you spend enough to justify the $150/yr fee through its premium benefits and higher earn rates.

Is the Delta SkyMiles Gold American Express Card worth the higher annual fee?

The Delta SkyMiles Gold American Express Card costs $150/yr vs $0/yr for the Blue Cash Everyday Card from American Express. The higher fee and travel credits that can offset the cost for frequent travelers.

Which card earns more rewards, the Blue Cash Everyday Card from American Express or Delta SkyMiles Gold American Express Card?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

What benefits does the Blue Cash Everyday Card from American Express have that the Delta SkyMiles Gold American Express Card doesn't?

The Blue Cash Everyday Card from American Express focuses on earn rates, while the Delta SkyMiles Gold American Express Card offers travel credits.

Should I get the Blue Cash Everyday Card from American Express or the Delta SkyMiles Gold American Express Card?

Choose the Blue Cash Everyday Card from American Express if you want lower fees and solid rewards. Pick the Delta SkyMiles Gold American Express Card if you spend enough to justify the $150/yr fee through its premium benefits and higher earn rates.

Is the Delta SkyMiles Gold American Express Card worth the higher annual fee?

The Delta SkyMiles Gold American Express Card costs $150/yr vs $0/yr for the Blue Cash Everyday Card from American Express. The higher fee and travel credits that can offset the cost for frequent travelers.

Which card earns more rewards, the Blue Cash Everyday Card from American Express or Delta SkyMiles Gold American Express Card?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

What benefits does the Blue Cash Everyday Card from American Express have that the Delta SkyMiles Gold American Express Card doesn't?

The Blue Cash Everyday Card from American Express focuses on earn rates, while the Delta SkyMiles Gold American Express Card offers travel credits.

Should I get the Blue Cash Everyday Card from American Express or the Delta SkyMiles Gold American Express Card?

Choose the Blue Cash Everyday Card from American Express if you want lower fees and solid rewards. Pick the Delta SkyMiles Gold American Express Card if you spend enough to justify the $150/yr fee through its premium benefits and higher earn rates.

CardRewards

Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.

Blue Cash Everyday Card from American Express vs Delta SkyMiles Gold American Express Card

The Blue Cash Everyday Card from American Express ($0/yr) is better for everyday value, while the Delta SkyMiles Gold American Express Card ($150/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.

Blue Cash Everyday Card from American Express

American Express

Delta SkyMiles Gold American Express Card

American Express

Fees & Welcome Offer

Annual Fee

$150(waived year 1)

Welcome Bonus

200 Cash

90,000 Airline

Earn Rates

Category	Blue Cash Everyday Card from American Express	Delta SkyMiles Gold American Express Card
Grocery Stores	3X

Category-by-Category Winner

The Blue Cash Everyday Card from American Express wins in 4 of 7 categories. The Delta SkyMiles Gold American Express Card leads in 3.

Grocery Stores

Blue Cash Everyday Card from American Express earns 3X vs 2X

Online Shopping

Blue Cash Everyday Card from American Express earns 3X vs 1X

Gas Stations

Blue Cash Everyday Card from American Express earns 2X vs 1X

Department Stores

Blue Cash Everyday Card from American Express earns 2X vs 1X

Delta Purchases

Delta SkyMiles Gold American Express Card earns 2X vs 1X

Delta Airlines

Delta SkyMiles Gold American Express Card earns 2X vs 1X

Dining

Delta SkyMiles Gold American Express Card earns 2X vs 1X

Is the Fee Difference Worth It?

The Delta SkyMiles Gold American Express Card costs $150/yr — that's $150 more than the Blue Cash Everyday Card from American Express (no annual fee). To justify that gap, you need to extract at least $150 in annual value from the card's higher earn rates and benefits.

The Bottom Line

The Blue Cash Everyday Card from American Express has a lower annual fee ($0 vs $150), making it the more accessible option.

The Delta SkyMiles Gold American Express Card justifies its higher fee with premium perks like travel credits.

Choose the Blue Cash Everyday Card from American Express if you want solid rewards with a lower cost of entry. Choose the Delta SkyMiles Gold American Express Card if you travel frequently and can maximize its premium benefits.

Frequently Asked Questions

Is the Delta SkyMiles Gold American Express Card worth the higher annual fee?: The Delta SkyMiles Gold American Express Card costs $150/yr vs $0/yr for the Blue Cash Everyday Card from American Express. The higher fee and travel credits that can offset the cost for frequent travelers.
Which card earns more rewards, the Blue Cash Everyday Card from American Express or Delta SkyMiles Gold American Express Card?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
What benefits does the Blue Cash Everyday Card from American Express have that the Delta SkyMiles Gold American Express Card doesn't?: The Blue Cash Everyday Card from American Express focuses on earn rates, while the Delta SkyMiles Gold American Express Card offers travel credits.
Should I get the Blue Cash Everyday Card from American Express or the Delta SkyMiles Gold American Express Card?: Choose the Blue Cash Everyday Card from American Express if you want lower fees and solid rewards. Pick the Delta SkyMiles Gold American Express Card if you spend enough to justify the $150/yr fee through its premium benefits and higher earn rates.

Related Comparisons

Amex Blue Cash Everyday vs Amex Blue Cash Preferred Amex Blue Cash Everyday vs Amex Gold Amex Blue Cash Everyday vs Amex Green Amex Blue Cash Everyday vs Bank Of America Customized Cash

Explore More

Blue Cash Everyday Card from American Express — Full Review All American Express Cards

Delta SkyMiles Gold American Express Card — Full Review All American Express Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Blue Cash Everyday Card from American Express vs Delta SkyMiles Gold American Express Card

Blue Cash Everyday Card from American Express

American Express

Delta SkyMiles Gold American Express Card

American Express

Fees & Welcome Offer

Annual Fee

$150(waived year 1)

Welcome Bonus

200 Cash

90,000 Airline

Earn Rates

Category	Blue Cash Everyday Card from American Express	Delta SkyMiles Gold American Express Card
Grocery Stores	3X

Category-by-Category Winner

The Blue Cash Everyday Card from American Express wins in 4 of 7 categories. The Delta SkyMiles Gold American Express Card leads in 3.

Grocery Stores

Blue Cash Everyday Card from American Express earns 3X vs 2X

Online Shopping

Blue Cash Everyday Card from American Express earns 3X vs 1X

Gas Stations

Blue Cash Everyday Card from American Express earns 2X vs 1X

Department Stores

Blue Cash Everyday Card from American Express earns 2X vs 1X

Delta Purchases

Delta SkyMiles Gold American Express Card earns 2X vs 1X

Delta Airlines

Delta SkyMiles Gold American Express Card earns 2X vs 1X

Dining

Delta SkyMiles Gold American Express Card earns 2X vs 1X

Is the Fee Difference Worth It?

The Bottom Line

The Blue Cash Everyday Card from American Express has a lower annual fee ($0 vs $150), making it the more accessible option.

The Delta SkyMiles Gold American Express Card justifies its higher fee with premium perks like travel credits.

Frequently Asked Questions

Is the Delta SkyMiles Gold American Express Card worth the higher annual fee?: The Delta SkyMiles Gold American Express Card costs $150/yr vs $0/yr for the Blue Cash Everyday Card from American Express. The higher fee and travel credits that can offset the cost for frequent travelers.
Which card earns more rewards, the Blue Cash Everyday Card from American Express or Delta SkyMiles Gold American Express Card?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
What benefits does the Blue Cash Everyday Card from American Express have that the Delta SkyMiles Gold American Express Card doesn't?: The Blue Cash Everyday Card from American Express focuses on earn rates, while the Delta SkyMiles Gold American Express Card offers travel credits.
Should I get the Blue Cash Everyday Card from American Express or the Delta SkyMiles Gold American Express Card?: Choose the Blue Cash Everyday Card from American Express if you want lower fees and solid rewards. Pick the Delta SkyMiles Gold American Express Card if you spend enough to justify the $150/yr fee through its premium benefits and higher earn rates.

Related Comparisons

Amex Blue Cash Everyday vs Amex Blue Cash Preferred Amex Blue Cash Everyday vs Amex Gold Amex Blue Cash Everyday vs Amex Green Amex Blue Cash Everyday vs Bank Of America Customized Cash

Explore More

Blue Cash Everyday Card from American Express — Full Review All American Express Cards

Delta SkyMiles Gold American Express Card — Full Review All American Express Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards

Blue Cash Everyday Card from American Express vs Delta SkyMiles Gold American Express Card

Blue Cash Everyday Card from American Express

American Express

Delta SkyMiles Gold American Express Card

American Express

Fees & Welcome Offer

Annual Fee

$150(waived year 1)

Welcome Bonus

200 Cash

90,000 Airline

Earn Rates

Category	Blue Cash Everyday Card from American Express	Delta SkyMiles Gold American Express Card
Grocery Stores	3X

Category-by-Category Winner

The Blue Cash Everyday Card from American Express wins in 4 of 7 categories. The Delta SkyMiles Gold American Express Card leads in 3.

Grocery Stores

Blue Cash Everyday Card from American Express earns 3X vs 2X

Online Shopping

Blue Cash Everyday Card from American Express earns 3X vs 1X

Gas Stations

Blue Cash Everyday Card from American Express earns 2X vs 1X

Department Stores

Blue Cash Everyday Card from American Express earns 2X vs 1X

Delta Purchases

Delta SkyMiles Gold American Express Card earns 2X vs 1X

Delta Airlines

Delta SkyMiles Gold American Express Card earns 2X vs 1X

Dining

Delta SkyMiles Gold American Express Card earns 2X vs 1X

Is the Fee Difference Worth It?

The Bottom Line

The Blue Cash Everyday Card from American Express has a lower annual fee ($0 vs $150), making it the more accessible option.

The Delta SkyMiles Gold American Express Card justifies its higher fee with premium perks like travel credits.

Frequently Asked Questions

Is the Delta SkyMiles Gold American Express Card worth the higher annual fee?: The Delta SkyMiles Gold American Express Card costs $150/yr vs $0/yr for the Blue Cash Everyday Card from American Express. The higher fee and travel credits that can offset the cost for frequent travelers.
Which card earns more rewards, the Blue Cash Everyday Card from American Express or Delta SkyMiles Gold American Express Card?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
What benefits does the Blue Cash Everyday Card from American Express have that the Delta SkyMiles Gold American Express Card doesn't?: The Blue Cash Everyday Card from American Express focuses on earn rates, while the Delta SkyMiles Gold American Express Card offers travel credits.
Should I get the Blue Cash Everyday Card from American Express or the Delta SkyMiles Gold American Express Card?: Choose the Blue Cash Everyday Card from American Express if you want lower fees and solid rewards. Pick the Delta SkyMiles Gold American Express Card if you spend enough to justify the $150/yr fee through its premium benefits and higher earn rates.

Related Comparisons

Amex Blue Cash Everyday vs Amex Blue Cash Preferred Amex Blue Cash Everyday vs Amex Gold Amex Blue Cash Everyday vs Amex Green Amex Blue Cash Everyday vs Bank Of America Customized Cash

Explore More

Blue Cash Everyday Card from American Express — Full Review All American Express Cards

Delta SkyMiles Gold American Express Card — Full Review All American Express Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards

Benefits & Features

Network

AMEX

Key Benefits

None

✓Travel credit

✓Travel insurance

✓Purchase protection

✓Free checked bags

Pros & Cons

Pros

+No annual fee with solid category rewards
+3% cash back at U.S. supermarkets up to $6,000/year ($180 max annual value)
+Up to $84/year Disney Bundle credit for streaming subscriptions
+0% intro APR for 15 months on purchases (3 months longer than Preferred)
+$200 welcome bonus after $2,000 spend in 6 months

+First checked bag free for you + 8 companions
+Priority boarding in Main Cabin 1
+2X miles on Delta, restaurants, and supermarkets
+No foreign transaction fees
+20% back on Delta in-flight purchases

Cons

−3% grocery rate is half of Blue Cash Preferred's 6%
−2.7% foreign transaction fee makes it unsuitable for travel
−2% gas rate is below Preferred's 3%
−1% back on non-category purchases is below average
−$6,000 annual cap on grocery bonus limits heavy spenders

−$150 annual fee after first year ($0 intro year)
−No companion certificate included
−No Delta Sky Club access
−Only 1X on most purchases
−SkyMiles have variable redemption value

The Delta SkyMiles Gold American Express Card offers travel credits, free checked bags. Whether that justifies the fee depends on how often you use these benefits.

Bottom line: The $150 difference is moderate. If you spend consistently on delta purchases and delta airlines, the Delta SkyMiles Gold American Express Card's higher earn rates and benefits can easily cover the gap.

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing Blue Cash Everyday Card from American Express means losing:

-Annual travel credit
-Purchase protection
-Travel insurance
-Free checked bags

Which Card Is Right for You?

Get the Blue Cash Everyday Card from American Express if you:

+Want strong rewards without a large annual fee commitment

Get the Delta SkyMiles Gold American Express Card if you:

+Spend $300+/month on restaurants and dining out
+Travel enough to fully use annual credits and premium perks

Benefits & Features

Network

AMEX

Key Benefits

None

✓Travel credit

✓Travel insurance

✓Purchase protection

✓Free checked bags

Pros & Cons

Pros

+No annual fee with solid category rewards
+3% cash back at U.S. supermarkets up to $6,000/year ($180 max annual value)
+Up to $84/year Disney Bundle credit for streaming subscriptions
+0% intro APR for 15 months on purchases (3 months longer than Preferred)
+$200 welcome bonus after $2,000 spend in 6 months

+First checked bag free for you + 8 companions
+Priority boarding in Main Cabin 1
+2X miles on Delta, restaurants, and supermarkets
+No foreign transaction fees
+20% back on Delta in-flight purchases

Cons

−3% grocery rate is half of Blue Cash Preferred's 6%
−2.7% foreign transaction fee makes it unsuitable for travel
−2% gas rate is below Preferred's 3%
−1% back on non-category purchases is below average
−$6,000 annual cap on grocery bonus limits heavy spenders

−$150 annual fee after first year ($0 intro year)
−No companion certificate included
−No Delta Sky Club access
−Only 1X on most purchases
−SkyMiles have variable redemption value

The Delta SkyMiles Gold American Express Card offers travel credits, free checked bags. Whether that justifies the fee depends on how often you use these benefits.

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing Blue Cash Everyday Card from American Express means losing:

-Annual travel credit
-Purchase protection
-Travel insurance
-Free checked bags

Which Card Is Right for You?

Get the Blue Cash Everyday Card from American Express if you:

+Want strong rewards without a large annual fee commitment

Get the Delta SkyMiles Gold American Express Card if you:

+Spend $300+/month on restaurants and dining out
+Travel enough to fully use annual credits and premium perks

Benefits & Features

Network

AMEX

Key Benefits

None

✓Travel credit

✓Travel insurance

✓Purchase protection

✓Free checked bags

Pros & Cons

Pros

+No annual fee with solid category rewards
+3% cash back at U.S. supermarkets up to $6,000/year ($180 max annual value)
+Up to $84/year Disney Bundle credit for streaming subscriptions
+0% intro APR for 15 months on purchases (3 months longer than Preferred)
+$200 welcome bonus after $2,000 spend in 6 months

+First checked bag free for you + 8 companions
+Priority boarding in Main Cabin 1
+2X miles on Delta, restaurants, and supermarkets
+No foreign transaction fees
+20% back on Delta in-flight purchases

Cons

−3% grocery rate is half of Blue Cash Preferred's 6%
−2.7% foreign transaction fee makes it unsuitable for travel
−2% gas rate is below Preferred's 3%
−1% back on non-category purchases is below average
−$6,000 annual cap on grocery bonus limits heavy spenders

−$150 annual fee after first year ($0 intro year)
−No companion certificate included
−No Delta Sky Club access
−Only 1X on most purchases
−SkyMiles have variable redemption value

The Delta SkyMiles Gold American Express Card offers travel credits, free checked bags. Whether that justifies the fee depends on how often you use these benefits.

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing Blue Cash Everyday Card from American Express means losing:

-Annual travel credit
-Purchase protection
-Travel insurance
-Free checked bags

Which Card Is Right for You?

Get the Blue Cash Everyday Card from American Express if you:

+Want strong rewards without a large annual fee commitment

Get the Delta SkyMiles Gold American Express Card if you:

+Spend $300+/month on restaurants and dining out
+Travel enough to fully use annual credits and premium perks