CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
The Citi Strata Premier Card ($95/yr) is better for everyday value, while the American Express Green Card ($150/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | American Express Green Card | Citi Strata Premier Card |
|---|---|---|
| Dining | 3X | 3X |
Both cards win in 4 categories each — it comes down to which categories matter most to you.
Travel
American Express Green Card earns 3X vs 1X
Transit
American Express Green Card earns 3X vs 1X
Ridesharing
American Express Green Card earns 3X vs 1X
Tolls
American Express Green Card earns 3X vs 1X
Hotels
Citi Strata Premier Card earns 3X vs 1X
Gas Stations
Citi Strata Premier Card earns 3X vs 1X
Flights
Citi Strata Premier Card earns 3X vs 1X
Grocery Stores
Citi Strata Premier Card earns 3X vs 1X
The American Express Green Card costs $150/yr — that's $55 more than the Citi Strata Premier Card ($95/yr). To justify that gap, you need to extract at least $55 in annual value from the card's higher earn rates and benefits.
The Citi Strata Premier Card has a lower annual fee ($95 vs $150), making it the more accessible option.
The American Express Green Card justifies its higher fee with premium perks like lounge access.
Choose the Citi Strata Premier Card if you want solid rewards with a lower cost of entry. Choose the American Express Green Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The Citi Strata Premier Card ($95/yr) is better for everyday value, while the American Express Green Card ($150/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | American Express Green Card | Citi Strata Premier Card |
|---|---|---|
| Dining | 3X | 3X |
Both cards win in 4 categories each — it comes down to which categories matter most to you.
Travel
American Express Green Card earns 3X vs 1X
Transit
American Express Green Card earns 3X vs 1X
Ridesharing
American Express Green Card earns 3X vs 1X
Tolls
American Express Green Card earns 3X vs 1X
Hotels
Citi Strata Premier Card earns 3X vs 1X
Gas Stations
Citi Strata Premier Card earns 3X vs 1X
Flights
Citi Strata Premier Card earns 3X vs 1X
Grocery Stores
Citi Strata Premier Card earns 3X vs 1X
The American Express Green Card costs $150/yr — that's $55 more than the Citi Strata Premier Card ($95/yr). To justify that gap, you need to extract at least $55 in annual value from the card's higher earn rates and benefits.
The Citi Strata Premier Card has a lower annual fee ($95 vs $150), making it the more accessible option.
The American Express Green Card justifies its higher fee with premium perks like lounge access.
Choose the Citi Strata Premier Card if you want solid rewards with a lower cost of entry. Choose the American Express Green Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The Citi Strata Premier Card ($95/yr) is better for everyday value, while the American Express Green Card ($150/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | American Express Green Card | Citi Strata Premier Card |
|---|---|---|
| Dining | 3X | 3X |
Both cards win in 4 categories each — it comes down to which categories matter most to you.
Travel
American Express Green Card earns 3X vs 1X
Transit
American Express Green Card earns 3X vs 1X
Ridesharing
American Express Green Card earns 3X vs 1X
Tolls
American Express Green Card earns 3X vs 1X
Hotels
Citi Strata Premier Card earns 3X vs 1X
Gas Stations
Citi Strata Premier Card earns 3X vs 1X
Flights
Citi Strata Premier Card earns 3X vs 1X
Grocery Stores
Citi Strata Premier Card earns 3X vs 1X
The American Express Green Card costs $150/yr — that's $55 more than the Citi Strata Premier Card ($95/yr). To justify that gap, you need to extract at least $55 in annual value from the card's higher earn rates and benefits.
The Citi Strata Premier Card has a lower annual fee ($95 vs $150), making it the more accessible option.
The American Express Green Card justifies its higher fee with premium perks like lounge access.
Choose the Citi Strata Premier Card if you want solid rewards with a lower cost of entry. Choose the American Express Green Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
| Flights | 1X | 3X |
| Gas Stations | 1X | 3X |
| Grocery Stores | 1X | 3X |
| Hotels | 1X | 3X |
| Ridesharing | 3X | 1X |
| Tolls | 3X | 1X |
| Transit | 3X | 1X |
| Travel | 3X | 1X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
The American Express Green Card offers lounge access. Whether that justifies the fee depends on how often you use these benefits.
Bottom line: The $55 difference is small enough that the American Express Green Card's extra perks make it worth considering for most cardholders.
Choosing one card means missing out on these benefits from the other.
Choosing Citi Strata Premier Card means losing:
Get the American Express Green Card if you:
Get the Citi Strata Premier Card if you:
| Flights | 1X | 3X |
| Gas Stations | 1X | 3X |
| Grocery Stores | 1X | 3X |
| Hotels | 1X | 3X |
| Ridesharing | 3X | 1X |
| Tolls | 3X | 1X |
| Transit | 3X | 1X |
| Travel | 3X | 1X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
The American Express Green Card offers lounge access. Whether that justifies the fee depends on how often you use these benefits.
Bottom line: The $55 difference is small enough that the American Express Green Card's extra perks make it worth considering for most cardholders.
Choosing one card means missing out on these benefits from the other.
Choosing Citi Strata Premier Card means losing:
Get the American Express Green Card if you:
Get the Citi Strata Premier Card if you:
| Flights | 1X | 3X |
| Gas Stations | 1X | 3X |
| Grocery Stores | 1X | 3X |
| Hotels | 1X | 3X |
| Ridesharing | 3X | 1X |
| Tolls | 3X | 1X |
| Transit | 3X | 1X |
| Travel | 3X | 1X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
The American Express Green Card offers lounge access. Whether that justifies the fee depends on how often you use these benefits.
Bottom line: The $55 difference is small enough that the American Express Green Card's extra perks make it worth considering for most cardholders.
Choosing one card means missing out on these benefits from the other.
Choosing Citi Strata Premier Card means losing:
Get the American Express Green Card if you:
Get the Citi Strata Premier Card if you:
