Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Wells Fargo Autograph Visa Credit Card?

The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Capital One VentureOne Rewards Credit Card or the Wells Fargo Autograph Visa Credit Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Wells Fargo Autograph Visa Credit Card?

The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Capital One VentureOne Rewards Credit Card or the Wells Fargo Autograph Visa Credit Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Wells Fargo Autograph Visa Credit Card?

The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Capital One VentureOne Rewards Credit Card or the Wells Fargo Autograph Visa Credit Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Capital One VentureOne Rewards Credit Card vs Wells Fargo Autograph Visa Credit Card

Both cards cost $0/yr. The Capital One VentureOne Rewards Credit Card is better for hotels, while the Wells Fargo Autograph Visa Credit Card wins on travel. Here's how they compare.

Capital One VentureOne Rewards Credit Card

Capital One

Wells Fargo Autograph Visa Credit Card

Wells Fargo

Fees & Welcome Offer

Annual Fee

Welcome Bonus

20,000 Flex point

Earn Rates

Category	Capital One VentureOne Rewards Credit Card	Wells Fargo Autograph Visa Credit Card
Dining	1X	3X
Gas Stations	1X	3X
Phone Bills	1X	3X
Streaming	1X	3X
Telecom	1X	3X
Tolls	1X	3X

Benefits & Features

Network

MASTERCARD

VISA

Key Benefits

None

Pros & Cons

Pros

+No annual fee
+20,000 mile welcome bonus ($200 value)
+5X miles on hotels and rental cars via Capital One Travel
+1.25X miles on all purchases
+No foreign transaction fees

+3X points on 6 popular categories: dining, travel, gas, transit, streaming, phone bills
+No annual fee with transferable points (rare combination)
+1:1 transfers to 8 airline partners including British Airways, JetBlue, and Virgin Atlantic
+No spending caps on bonus categories
+No foreign transaction fees

Cons

−Lower earn rate than premium travel cards
−No lounge access or premium travel benefits
−5X earning requires booking through Capital One Travel

Category-by-Category Winner

The Wells Fargo Autograph Visa Credit Card wins in 8 of 8 categories. The Capital One VentureOne Rewards Credit Card leads in 0.

Travel

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Gas Stations

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Transit

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Streaming

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Phone Bills

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Dining

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Telecom

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Tolls

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Which Card Is Right for You?

Get the Wells Fargo Autograph Visa Credit Card if you:

Frequently Asked Questions

Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Wells Fargo Autograph Visa Credit Card?: The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Capital One VentureOne Rewards Credit Card or the Wells Fargo Autograph Visa Credit Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Capital One Venture One Amex Green vs Capital One Venture One Bank Of America Customized Cash vs Capital One Venture One Bank Of America Unlimited Cash vs Capital One Venture One

Explore More

Capital One VentureOne Rewards Credit Card — Full Review All Capital One Cards

Wells Fargo Autograph Visa Credit Card — Full Review All Wells Fargo Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Wells Fargo cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Capital One VentureOne Rewards Credit Card vs Wells Fargo Autograph Visa Credit Card

Both cards cost $0/yr. The Capital One VentureOne Rewards Credit Card is better for hotels, while the Wells Fargo Autograph Visa Credit Card wins on travel. Here's how they compare.

Capital One VentureOne Rewards Credit Card

Capital One

Wells Fargo Autograph Visa Credit Card

Wells Fargo

Fees & Welcome Offer

Annual Fee

Welcome Bonus

20,000 Flex point

Earn Rates

Category	Capital One VentureOne Rewards Credit Card	Wells Fargo Autograph Visa Credit Card
Dining	1X	3X
Gas Stations	1X	3X
Phone Bills	1X	3X
Streaming	1X	3X
Telecom	1X	3X
Tolls	1X	3X

Benefits & Features

Network

MASTERCARD

VISA

Key Benefits

None

Pros & Cons

Pros

+No annual fee
+20,000 mile welcome bonus ($200 value)
+5X miles on hotels and rental cars via Capital One Travel
+1.25X miles on all purchases
+No foreign transaction fees

+3X points on 6 popular categories: dining, travel, gas, transit, streaming, phone bills
+No annual fee with transferable points (rare combination)
+1:1 transfers to 8 airline partners including British Airways, JetBlue, and Virgin Atlantic
+No spending caps on bonus categories
+No foreign transaction fees

Cons

−Lower earn rate than premium travel cards
−No lounge access or premium travel benefits
−5X earning requires booking through Capital One Travel

Category-by-Category Winner

The Wells Fargo Autograph Visa Credit Card wins in 8 of 8 categories. The Capital One VentureOne Rewards Credit Card leads in 0.

Travel

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Gas Stations

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Transit

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Streaming

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Phone Bills

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Dining

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Telecom

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Tolls

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Which Card Is Right for You?

Get the Wells Fargo Autograph Visa Credit Card if you:

Frequently Asked Questions

Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Wells Fargo Autograph Visa Credit Card?: The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Capital One VentureOne Rewards Credit Card or the Wells Fargo Autograph Visa Credit Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Explore More

Capital One VentureOne Rewards Credit Card — Full Review All Capital One Cards

Wells Fargo Autograph Visa Credit Card — Full Review All Wells Fargo Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Wells Fargo cards

Capital One VentureOne Rewards Credit Card vs Wells Fargo Autograph Visa Credit Card

Both cards cost $0/yr. The Capital One VentureOne Rewards Credit Card is better for hotels, while the Wells Fargo Autograph Visa Credit Card wins on travel. Here's how they compare.

Capital One VentureOne Rewards Credit Card

Capital One

Wells Fargo Autograph Visa Credit Card

Wells Fargo

Fees & Welcome Offer

Annual Fee

Welcome Bonus

20,000 Flex point

Earn Rates

Category	Capital One VentureOne Rewards Credit Card	Wells Fargo Autograph Visa Credit Card
Dining	1X	3X
Gas Stations	1X	3X
Phone Bills	1X	3X
Streaming	1X	3X
Telecom	1X	3X
Tolls	1X	3X

Benefits & Features

Network

MASTERCARD

VISA

Key Benefits

None

Pros & Cons

Pros

+No annual fee
+20,000 mile welcome bonus ($200 value)
+5X miles on hotels and rental cars via Capital One Travel
+1.25X miles on all purchases
+No foreign transaction fees

+3X points on 6 popular categories: dining, travel, gas, transit, streaming, phone bills
+No annual fee with transferable points (rare combination)
+1:1 transfers to 8 airline partners including British Airways, JetBlue, and Virgin Atlantic
+No spending caps on bonus categories
+No foreign transaction fees

Cons

−Lower earn rate than premium travel cards
−No lounge access or premium travel benefits
−5X earning requires booking through Capital One Travel

Category-by-Category Winner

The Wells Fargo Autograph Visa Credit Card wins in 8 of 8 categories. The Capital One VentureOne Rewards Credit Card leads in 0.

Travel

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Gas Stations

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Transit

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Streaming

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Phone Bills

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Dining

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Telecom

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Tolls

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Which Card Is Right for You?

Get the Wells Fargo Autograph Visa Credit Card if you:

Frequently Asked Questions

Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Wells Fargo Autograph Visa Credit Card?: The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Capital One VentureOne Rewards Credit Card or the Wells Fargo Autograph Visa Credit Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Explore More

Capital One VentureOne Rewards Credit Card — Full Review All Capital One Cards

Wells Fargo Autograph Visa Credit Card — Full Review All Wells Fargo Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Wells Fargo cards