Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
Citi Strata Premier Card vs Wells Fargo Autograph Journey Visa...
Citi Strata Premier Card vs Wells Fargo Autograph Journey Visa Credit Card
Both cards cost $95/yr. The Citi Strata Premier Card is better for hotels, while the Wells Fargo Autograph Journey Visa Credit Card wins on hotels. Here's how they compare.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
Citi Strata Premier Card vs Wells Fargo Autograph Journey Visa Credit Card
Both cards cost $95/yr. The Citi Strata Premier Card is better for hotels, while the Wells Fargo Autograph Journey Visa Credit Card wins on hotels. Here's how they compare.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
Citi Strata Premier Card vs Wells Fargo Autograph Journey Visa Credit Card
Both cards cost $95/yr. The Citi Strata Premier Card is better for hotels, while the Wells Fargo Autograph Journey Visa Credit Card wins on hotels. Here's how they compare.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
Other Travel
1X
3X
Streaming
1X
3X
Transit
1X
3X
Everything Else
1X
1X
−No airport lounge access included
−Transfer partners weaker than Chase or Amex (no United, Delta, or Hyatt)
−10X portal bonus requires booking through Citi Travel, limiting flexibility
−Welcome bonus lower than competing premium cards (60K vs 75K-90K)
−Points worth less than competitors when redeemed for cash back (1 cent each)
−$95 annual fee (though offset by airline credit)
−Fewer transfer partners than Chase or Amex
−Must book hotels directly to earn 5x (not through OTAs)
−No lounge access
−Welcome offer requires $4,000 spend in 3 months
Other Travel
1X
3X
Streaming
1X
3X
Transit
1X
3X
Everything Else
1X
1X
−No airport lounge access included
−Transfer partners weaker than Chase or Amex (no United, Delta, or Hyatt)
−10X portal bonus requires booking through Citi Travel, limiting flexibility
−Welcome bonus lower than competing premium cards (60K vs 75K-90K)
−Points worth less than competitors when redeemed for cash back (1 cent each)
−$95 annual fee (though offset by airline credit)
−Fewer transfer partners than Chase or Amex
−Must book hotels directly to earn 5x (not through OTAs)
−No lounge access
−Welcome offer requires $4,000 spend in 3 months
Other Travel
1X
3X
Streaming
1X
3X
Transit
1X
3X
Everything Else
1X
1X
−No airport lounge access included
−Transfer partners weaker than Chase or Amex (no United, Delta, or Hyatt)
−10X portal bonus requires booking through Citi Travel, limiting flexibility
−Welcome bonus lower than competing premium cards (60K vs 75K-90K)
−Points worth less than competitors when redeemed for cash back (1 cent each)
−$95 annual fee (though offset by airline credit)
−Fewer transfer partners than Chase or Amex
−Must book hotels directly to earn 5x (not through OTAs)
CardRewards
